Mar 23, 2014, 5:16 pm
Last edit by: StartinSanDiego
08/18/2015 This thread is now archived. Please continue the discussion here: http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
What's the difference between the Ink Bold & Ink Plus cards?
http://www.flyertalk.com/forum/chase...available.html
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is a charge card (pay balance in full each month), while Ink Plus is a revolving credit card. Otherwise, the two cards are very similar; both are business cards, and both allow you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
What are the best current offers?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
There are no current Ink Bold offers. There are several non-targeted Ink Plus offers for 50K, all for $5,000 spend in the first 3 months from account opening with annual fee ($95) waived for the first year:
What are the rules for transfering UR points to other users or to my own air/hotel/rail accounts?See the separate discussions in
Old Discussion:http://www.flyertalk.com/forum/chase...available.html
Chase Ink Business Card Questions [Archive]
Apr 16, 2014, 10:41 am
#421
Join Date: Apr 2014
Posts: 33
What I meant is if it is necessary to apply for an EIN ??? Also, if I put sole prop on app and use social security number, will the account show on my credit report or is it different since it is a business card ???
Apr 16, 2014, 10:57 am
#422
Join Date: Dec 2012
Posts: 335
Its not necessary to apply for an EIN. The HP will report to your credit report. The card itself will not show up on your report, whether you use your ss or an ein.
Apr 16, 2014, 11:09 am
#423
Join Date: Apr 2014
Posts: 33
If that's the case then it is more appealing to me. I am hesitant to open new accounts and affect my AAoA. An inquiry doesn't bother me at all.
Apr 16, 2014, 11:13 am
#424
Join Date: Apr 2014
Posts: 33
Do I need to provide documents or is it just describing the nature of the business ??? I ask since I have no such paperwork
Apr 16, 2014, 11:20 am
#425
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
They'll question you about your business etc. etc.
Be prepared and don't want to be that guy that stumbles the whole time. "uh... ummmm.... uhhhh... well.... i think..."
Apr 16, 2014, 11:31 am
#426
Join Date: Apr 2014
Posts: 33
Well I have an idea of what to say. Think gonna say it's a podcast I record which I hope to build audience and eventually sell sponsorships and profit from. I do record a podcast but never thought to turn a profit, just thinking of saying that for the purpose of applying
Apr 16, 2014, 11:44 am
#427
Join Date: Apr 2014
Posts: 33
So one only sees the hard pull on report but the account never shows ??? That's interesting. I asked about the EIN because I thought it had to report to a business credit report to avoid it showing up on your personal credit report, but if it doesn't either way, that's great
Apr 16, 2014, 11:56 am
#428
Join Date: Jun 2013
Posts: 349
I tried searching the thread and googling it but I couldn't find the answer: does the bold earn 5x points at radioshack?
Apr 16, 2014, 1:10 pm
#429
Join Date: Jun 2013
Posts: 349
Oops, just asked this question in the wrong thread: does radioshack earn 5x points? Thanks
EDIT: I suppose the answer is irrelevant as my local radioshack is hardcoded to accept cash
EDIT: I suppose the answer is irrelevant as my local radioshack is hardcoded to accept cash
Last edited by llbad; Apr 16, 2014 at 3:18 pm
Apr 17, 2014, 9:09 am
#430
Join Date: Apr 2014
Posts: 33
Well I applied yesterday and they tried to pull my experian which I have frozen. My score there isn't bad, think around 720 but I want them to pull equifax since it has less inquiries and score there is 760ish. I called once yesterday and again this morning but so far they insist on unfreezing experian. I'll call back later and try again. I have no intent of unfreezing experian lol
Apr 17, 2014, 11:33 am
#431
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
Well I applied yesterday and they tried to pull my experian which I have frozen. My score there isn't bad, think around 720 but I want them to pull equifax since it has less inquiries and score there is 760ish. I called once yesterday and again this morning but so far they insist on unfreezing experian. I'll call back later and try again. I have no intent of unfreezing experian lol
TU & EQ however.
Apr 17, 2014, 2:50 pm
#432
Join Date: Aug 2007
Posts: 151
I just applied and got approved for Ink Plus which is my first business card. I have CSP and freedom and I usually combine points between them to transfer to United. If I close CSP, can I transfer points from Freedom to Ink Plus and then to United? Will I be able to do that if I have 2 separate login info to Chase online service? Thanks
Apr 17, 2014, 3:10 pm
#433
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
I just applied and got approved for Ink Plus which is my first business card. I have CSP and freedom and I usually combine points between them to transfer to United. If I close CSP, can I transfer points from Freedom to Ink Plus and then to United? Will I be able to do that if I have 2 separate login info to Chase online service? Thanks
Apr 17, 2014, 3:20 pm
#434
Join Date: Apr 2014
Posts: 33
So do people still get approved without having an official business or is it more difficult nowadays ???
Apr 17, 2014, 3:34 pm
#435
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580