Mar 1, 2014, 10:08 am
Last edit by: MDtR-Chicago
This thread is for Chase CLI experiences and questions ONLY. For other card issuers, see this thread:
Credit Limit Increase / CLI - Experiences and Questions [2013-]
Credit Limit Increase / CLI - Experiences and Questions [2013-]
Chase Credit line increases / CLI [Consolidated]
Feb 3, 2014, 3:21 pm
#61
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Similarly, today I noticed an unsolicited automatic CLI from $10k to $16k on a UA Explorer CC that is less than 6 months old. I used it a lot (i.e., pushing the available credit below $1k consistently) near the end of the calendar year to get the $25k spend 10k bonus points last year; so, I'm guessing that was the trigger.
Feb 3, 2014, 5:47 pm
#62
Join Date: Jun 2013
Posts: 531
Chase will occasionally adjust a CL on a card as a result of what they get from a hard pull for something else.
I applied for the MP Explorer and while I was still in recon limbo they added 2.5K to my CSP limit without any request. I took it as a good sign for probable approval when I made the recon call
They didn't even send me an email notifying me about the CLI until 2 months later, but I had noticed it immediately.
I applied for the MP Explorer and while I was still in recon limbo they added 2.5K to my CSP limit without any request. I took it as a good sign for probable approval when I made the recon call
They didn't even send me an email notifying me about the CLI until 2 months later, but I had noticed it immediately.
Feb 5, 2014, 5:12 am
#64
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,407
Nice surprise! Signed on this morning to see a $1k CLI on my Freedom!
Maybe Chase is finally seeing how often I have to pay my card down to keep it below the CL.
More surprisingly, this comes a few days after I closed my savings account with them and said I would not be banking solely through them anymore...
Maybe Chase is finally seeing how often I have to pay my card down to keep it below the CL.
More surprisingly, this comes a few days after I closed my savings account with them and said I would not be banking solely through them anymore...
Feb 5, 2014, 6:21 am
#65
Join Date: Jul 2013
Posts: 51
Feb 16, 2014, 11:10 pm
#66
Join Date: Mar 2012
Location: SAN
Posts: 1,396
Got an interesting e-mail from Chase last night:
I'm trying to figure out why I got this e-mail. Part of me wonders if my MS has lead Chase to believe my income has increased, and they want to verify the same. This is also my lowest credit line with Chase. I don't think I'll do anything with it, but it is interesting none the less.
I'm trying to figure out why I got this e-mail. Part of me wonders if my MS has lead Chase to believe my income has increased, and they want to verify the same. This is also my lowest credit line with Chase. I don't think I'll do anything with it, but it is interesting none the less.
This is why I am skeptical. There is a part of me that thinks Chase is curious about my current income due to MS. My spend has gone up quite a bit over the past several months and I wonder if they assume my income has increased correspondingly and are trying to confirm as much. Since I don't really need more credit, I'd rather not bother responding.
Feb 28, 2014, 2:22 pm
#67
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I just received an offer to increase the CL on my Chase Sapphire Preferred without an inquiry. This tells me Chase is willing to give me more credit. Should I do this so that I have more available to move around if I apply for another card, or just apply for another card straight away (in my next AoR)?
Thanks!
Thanks!
Feb 28, 2014, 3:19 pm
#68
Join Date: Sep 2013
Posts: 429
They increased my CSP without telling me. All of a sudden the credit doubled. I called and asked and said they sometimes do this, and there was no hard pull.
I got a notification by e-mail about a month after it was increased telling me it was just increased.
I got a notification by e-mail about a month after it was increased telling me it was just increased.
Feb 28, 2014, 4:58 pm
#69
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I feel like I might as well take it, while they're offering it to me. I can always move that credit around, if I apply for a new card.
Mar 1, 2014, 10:22 am
#72
Join Date: Mar 2012
Location: SAN
Posts: 1,396
I just received this e-mail for the second time. Kind of interesting I received it twice in a few weeks.
This is why I am skeptical. There is a part of me that thinks Chase is curious about my current income due to MS. My spend has gone up quite a bit over the past several months and I wonder if they assume my income has increased correspondingly and are trying to confirm as much. Since I don't really need more credit, I'd rather not bother responding.
This is why I am skeptical. There is a part of me that thinks Chase is curious about my current income due to MS. My spend has gone up quite a bit over the past several months and I wonder if they assume my income has increased correspondingly and are trying to confirm as much. Since I don't really need more credit, I'd rather not bother responding.
Mar 1, 2014, 4:02 pm
#73
Join Date: Jan 2014
Programs: AA Platinum, Marriott Titanium
Posts: 93
Nice, I just went from $5,000 to $6,000 on my CSP. I put about $1,500 through it a month, getting up to $3,000 in December buying gifts.
Still at $1,000 on my Freedom though, which I put about $400 of spend through each month.
Got both cards in November 2013.
Still at $1,000 on my Freedom though, which I put about $400 of spend through each month.
Got both cards in November 2013.
Jul 22, 2014, 11:25 am
#74
Join Date: Sep 2011
Location: UK
Posts: 223
Chase Ink Plus CLI?
hey guys
i have an Ink Plus with a 5k limit, I had secure messaged Chase to see if I could move some of my CSP limit over to it but that was not possible- they don't permit personal to business CL transfers apparently.
Does anyone have any info on their experience with a CLI on Ink Plus? I would be happy to reduce my CSP CL if needed, but I don't even see a link on the site to request a CLI.
any info is appreciated.
thanks all
i have an Ink Plus with a 5k limit, I had secure messaged Chase to see if I could move some of my CSP limit over to it but that was not possible- they don't permit personal to business CL transfers apparently.
Does anyone have any info on their experience with a CLI on Ink Plus? I would be happy to reduce my CSP CL if needed, but I don't even see a link on the site to request a CLI.
any info is appreciated.
thanks all