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-   -   question re Chase Ink application (https://www.flyertalk.com/forum/chase-ultimate-rewards/1308961-question-re-chase-ink-application.html)

farbster Jan 31, 2012 1:29 pm

question re Chase Ink application
 
one of my many companies received an application in the mail for the Chase Business ink cards with a 40,000 point sign up offer. I noticed that they also want on the application my SSN etc.

I recently received the Sapphire Preferred with the 50k signup bonus. I have met the $3000 spending before the first bill.

My questions are:

1) Do the 40k Points (they don't say Ultimate Reward Points on the application) go to my personal UR account?

2) On a little pamphlet in the application it says "treat yourself to something special- Ultimate Rewards makes it possible" - are these the same as my personal UR points that I can transfer to Marriott/Hyatt/Continental etc?

3) Does this application pull anything on my personal credit report?

4) Is there a better offer for Chase ink? I like that this has no annual fee.

I would call and ask Chase, but I feel that I would get a better, more accurate response here.

Thanks in advance!!

pcharles Feb 1, 2012 5:56 am


Originally Posted by farbster (Post 17923948)
one of my many companies received an application in the mail for the Chase Business ink cards with a 40,000 point sign up offer. I noticed that they also want on the application my SSN etc.

I recently received the Sapphire Preferred with the 50k signup bonus. I have met the $3000 spending before the first bill.

My questions are:

1) Do the 40k Points (they don't say Ultimate Reward Points on the application) go to my personal UR account? No, it will go to a separate UR account, but you can easily/instantly transfer between it and your personal if you want.

2) On a little pamphlet in the application it says "treat yourself to something special- Ultimate Rewards makes it possible" - are these the same as my personal UR points that I can transfer to Marriott/Hyatt/Continental etc?
Yes, see above

3) Does this application pull anything on my personal credit report? Yes, it will pull from your personal SSN/credit report, you cannot get around this.

4) Is there a better offer for Chase ink? I like that this has no annual fee. Yes, check around, 50K is currently available but for a higher spend. Likely, you might have the 40K for first purchase which is a priority is up to you.

I would call and ask Chase, but I feel that I would get a better, more accurate response here.

Thanks in advance!!


farbster Feb 1, 2012 7:31 am

So now I have to see about a 50k offer and check the spend requirements and then consider if I want 50k more UR Points or should I go for the United card with a 50k signup and bonus 10k if I spend $25k. I can probably do the spend, but then I would be neglecting my Amex Plat and SPG cards.

I imagine that since they're both Chase and since I got the Sapphire Pref. card that I can only apply so many times for Chase cards within a month? Or can you, but it would hurt your credit?

Thanks!

pcharles Feb 1, 2012 7:52 am


Originally Posted by farbster (Post 17928750)
So now I have to see about a 50k offer and check the spend requirements and then consider if I want 50k more UR Points or should I go for the United card with a 50k signup and bonus 10k if I spend $25k. I can probably do the spend, but then I would be neglecting my Amex Plat and SPG cards.

I imagine that since they're both Chase and since I got the Sapphire Pref. card that I can only apply so many times for Chase cards within a month? Or can you, but it would hurt your credit?

Thanks!

Credit card 101: EVERY credit pull negatively affects your credit which you must recover from.

Multiple chase apps in a short period will result in more work on your end. Spend some time reading the Chase Ink card posts and app process.
Good luck

farbster Feb 1, 2012 8:02 am

Thanks so much!

koolr Feb 1, 2012 8:59 am

I received the same offer (third time now). I don't have Sapphire Preferred card. Can I get the points from this card, and then apply for Sapphire card to get UR points, and then combined them?

pcharles Feb 1, 2012 1:07 pm


Originally Posted by koolr (Post 17929405)
I received the same offer (third time now). I don't have Sapphire Preferred card. Can I get the points from this card, and then apply for Sapphire card to get UR points, and then combined them?

Yes

wrxmom Feb 2, 2012 7:41 am


Originally Posted by farbster (Post 17923948)
one of my many companies received an application in the mail for the Chase Business ink cards with a 40,000 point sign up offer.

My questions are:

1) Do the 40k Points (they don't say Ultimate Reward Points on the application) go to my personal UR account?

4) Is there a better offer for Chase ink? I like that this has no annual fee.

1) I was told that I could not combine my personal UR and business UR points. When I signed on, I looked to see if I could transfer points and it does not offer me the option to transfer from my business to personal.

4) Yes. Some of us have received a 50,000 point sign up offer with first spend - and first spend can be any dollar amount, including a few cents.

mia Feb 3, 2012 6:44 am


Originally Posted by wrxmom (Post 17936875)
.. it does not offer me the option to transfer from my business to personal.

See here:

http://www.flyertalk.com/forum/credi...t-another.html


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