May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
May 1, 2012, 10:12 am
#631
Join Date: Jul 2010
Location: DCA/IAD/BWI
Programs: UA 2P, Marriott Plat, Hyatt Plat, National EE, Avis PC
Posts: 314
I'm not sure this is entirely true, because I called on Friday and was denied, then had to wait the weekend to try again. I called back first thing this morning, and while they did have the info from my first call, they were still able to approve me the second time around (thankfully). You're probably right though, that it's a better idea to ask for a supervisor on the first call than hope for better luck on a second call.
May 1, 2012, 7:32 pm
#632
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Ink Bold
I currently have the Chase Freedom Card(had since early 2003). I applied for the Southwest Plus in mid-December(approved). Then I applied for the Southwest Premier(approved). I really want the Ink Bold because of the transfers to other airlines. If I applied now for that card would I be ok for approval?
May 2, 2012, 5:06 am
#633
Join Date: Sep 2001
Location: Washington, DC
Programs: UA Plat MM, AA Gold, Hyatt Explorist, Hilton Gold, IHG Plat, Marriott Titanium Elite
Posts: 5,015
Any experience with Chase Hyatt Visa application? I applied 4 days ago, didn't get any decision. When I check a status of my application by phone, I didn't get anything (usually it says "being reviewed" or 'approved', etc). I called recon line and they told me that my application is under verification from Hyatt. This is first time I hear that. What is Hyatt verifying?
May 2, 2012, 8:03 am
#634
Join Date: Dec 2010
Posts: 1,516
This is what I was told two times when I called on Friday and Monday. I cannot even check the status of app by phone - each time I enter SSN I got "press 7 to repeat". Month ago I got Sapphire Pref. without any problems (instant approval). My only guess is that the offer I applied is related to Hyatt status - is you are Platinum you get 2 suit upgrades, if Diamond - get 2 suites. I am really puzzled, anyway.
May 3, 2012, 12:09 pm
#635
Join Date: Sep 2001
Location: Washington, DC
Programs: UA Plat MM, AA Gold, Hyatt Explorist, Hilton Gold, IHG Plat, Marriott Titanium Elite
Posts: 5,015
I have the Chase Hyatt Visa and it was approved immediately. Why would Hyatt need to verify anything? It's Chase that is paying for the upgrades, not Hyatt. But when and if you do get approved be aware that the upgrades/suites are subject to limited availability and may not be available for the dates or hotels you want. I had a hard time redeeming the suites (as a former Diamond at the time of card issuance) even though the hotel had plenty of suites available for purchase!
May 13, 2012, 2:13 pm
#636
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
Anybody have any recent reports on doing a personal and biz on the same day with only one inquiry?
May 23, 2012, 2:41 pm
#637
Join Date: Apr 2003
Location: MCI
Programs: AA, DL, WN, HHonors Diamond, IHG Platinum, Marriott, Hyatt
Posts: 249
I applied for and received approval for both the SW Personal and Biz Chase cards in mid-April. These are my only two Chase cards.
Not sure how long to wait between Chase apps.
When would it be feasible for me to apply for the CSP card?
Not sure how long to wait between Chase apps.
When would it be feasible for me to apply for the CSP card?
May 23, 2012, 4:25 pm
#638
Join Date: Jan 2003
Location: DEN
Programs: UA 1P-1MM, Marriott LT Titanium
Posts: 3,930
Just got approved for United MP Club card and also got the Chase SP card less than 6 months ago (provided as a data point). Application said pending but when they called, they only needed my job title, then approved me for the card.
I do have a question regarding getting promotional pricing. I have first year free on my SP and only got the MP Club card due to first year free. I saw in earlier posts on this thread that people were notified that they couldn't get a card for free. I'm just curious when and how they were notified. If Chase comes back and says I have to pay for the MP Club card, I'll just cancel (the T&C did note that you may not be eligable for promotional pricing if you are already getting a promotional price on another Chase card - saw this after I had applied).
As another side note, the Chase MP Club card is the same metal card as my Chase SP card.
I do have a question regarding getting promotional pricing. I have first year free on my SP and only got the MP Club card due to first year free. I saw in earlier posts on this thread that people were notified that they couldn't get a card for free. I'm just curious when and how they were notified. If Chase comes back and says I have to pay for the MP Club card, I'll just cancel (the T&C did note that you may not be eligable for promotional pricing if you are already getting a promotional price on another Chase card - saw this after I had applied).
As another side note, the Chase MP Club card is the same metal card as my Chase SP card.
May 24, 2012, 4:53 pm
#639
Join Date: Jan 2011
Posts: 368
2/3/2011 Continental
4/11/2011 BA
6/10/2011 Priority Club
12/14/2011 Marriott Premier
12/30/2011 Canceled Continental
3/25/2012 Sapphire Preferred
4/3/2012 Canceled BA
Only the continental was instant. All others above were approved in a week.
5/12/2012 Applied UA Explorer, denied.
5/23/2012 Called reconsideration. They noted my many inquires, particularly the recent Sapphire Preferred. Approved by closing Marriott. They also threw in larger credit line than my Marriott had.
4/11/2011 BA
6/10/2011 Priority Club
12/14/2011 Marriott Premier
12/30/2011 Canceled Continental
3/25/2012 Sapphire Preferred
4/3/2012 Canceled BA
Only the continental was instant. All others above were approved in a week.
5/12/2012 Applied UA Explorer, denied.
5/23/2012 Called reconsideration. They noted my many inquires, particularly the recent Sapphire Preferred. Approved by closing Marriott. They also threw in larger credit line than my Marriott had.
May 25, 2012, 12:45 pm
#640
Join Date: Sep 2011
Posts: 143
In my experience, 30-35 days is enough time where I didn't have any questions from the recon department. Just approved for my 8th Chase card on 5/11, previous approval was 4/3. Had to shift credit around but other than that, it was easy!
May 28, 2012, 1:11 pm
#641
Formerly known as gwhit21
Join Date: Jul 2011
Location: Tx
Programs: All of them.
Posts: 167
2 personal apps - 1 inquiry
Data points:
Chase Sapphire Preferred 06/11
Priority Club 09/11
Southwest 11/11
Ink Bold 02/12
A couple weeks ago, I applied for the United Explorer and Hyatt cards on the same day. I applied for the Explorer first, called the recon line and was approved after moving over some existing credit. I then instantly applied for Hyatt, called the recon line and was approved after moving over existing credit.
Also, I only had one 1 inquiry on my credit report! Wasn't expecting that, but I'll take it.
Chase Sapphire Preferred 06/11
Priority Club 09/11
Southwest 11/11
Ink Bold 02/12
A couple weeks ago, I applied for the United Explorer and Hyatt cards on the same day. I applied for the Explorer first, called the recon line and was approved after moving over some existing credit. I then instantly applied for Hyatt, called the recon line and was approved after moving over existing credit.
Also, I only had one 1 inquiry on my credit report! Wasn't expecting that, but I'll take it.
May 28, 2012, 1:13 pm
#642
Formerly known as gwhit21
Join Date: Jul 2011
Location: Tx
Programs: All of them.
Posts: 167
May 28, 2012, 4:06 pm
#643
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
May 28, 2012, 5:11 pm
#644
Join Date: Apr 2007
Location: SEA
Programs: AS MVP, Hhonors Gold, National Executive, Identity Gold, MLife Gold
Posts: 2,687
How long in business. Nature of work. Number of employees. Legal structure. Gross revenue. Profit. Anticipated spending. Verified that I understood that a charge card must be paid in full every cycle.
Not showing a taxable profit is not unusual for closely held businesses. I explained how the profit was used to fund retirement program.
Not showing a taxable profit is not unusual for closely held businesses. I explained how the profit was used to fund retirement program.
I don't have a business, I just want the points. Shhh...don't tell Chase
In browsing other CC threads, it doesn't seem like other vendors really care if you have a business or personal card, as long as you have sufficiently high income & credit score.
May 28, 2012, 5:54 pm
#645
Join Date: Jul 2011
Location: DFW
Programs: Hertz President's Circle, Hyatt Diamond, Marriott Platinum
Posts: 317
I believe the need to verify your status in order to award the correct bonus. So if your a Diamond you get 2 free suite nights vs gold which is 2 nights free.