May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Feb 24, 2012, 2:43 pm
#466
Join Date: Jul 2011
Posts: 51
As far as I know they use the same guidelines, so it will probably come back with too many inquiries or new accounts. If I were you I'd wait a few more months with Chase, 4 new CC's within 6 months is living on the edge with them. Just my opinion.
If you do decide to apply, there is a different recon line I believe for the business card department. I would search for that, given that you will probably need to give them a call to explain things.
If you do decide to apply, there is a different recon line I believe for the business card department. I would search for that, given that you will probably need to give them a call to explain things.
Feb 24, 2012, 3:09 pm
#467
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
Plus the 50k Southwest seems to have turned into a constant offer. They took it away for maybe a month last time and it was back at the beginning of the year. Also you never know when the next 100k offer from them will be coming out.
Feb 25, 2012, 5:56 pm
#468
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
I was approved for my first Chase card in June. Since then I have applied for:
6/11 - UA Visa
8/11 - Sapphire
10/11 - Freedom
11/11 - Hyatt
12/11 - Ink Bold / UA 60k
I was approved for all but the freedom and that was probably a fluke with a very grumpy woman working the reconsideration line.
6/11 - UA Visa
8/11 - Sapphire
10/11 - Freedom
11/11 - Hyatt
12/11 - Ink Bold / UA 60k
I was approved for all but the freedom and that was probably a fluke with a very grumpy woman working the reconsideration line.
Feb 25, 2012, 11:06 pm
#469
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
I was approved for my first Chase card in June. Since then I have applied for:
6/11 - UA Visa
8/11 - Sapphire
10/11 - Freedom
11/11 - Hyatt
12/11 - Ink Bold / UA 60k
I was approved for all but the freedom and that was probably a fluke with a very grumpy woman working the reconsideration line.
6/11 - UA Visa
8/11 - Sapphire
10/11 - Freedom
11/11 - Hyatt
12/11 - Ink Bold / UA 60k
I was approved for all but the freedom and that was probably a fluke with a very grumpy woman working the reconsideration line.
Feb 26, 2012, 5:42 am
#470
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
I called the reconsideration line on all cards but the first two. I am just a good customer. None of the reconsiderations required much Q&A. My credit score was high and they saw I pay my balances off every month and that was it.
Feb 27, 2012, 5:44 pm
#471
Join Date: Sep 2011
Posts: 4
Getting another chase card
I applied the chase sapphire card 1 month ago, got instantly approved. Now I want to get the Chase United Explore card before March 1st. Am I going to be approved?
Feb 27, 2012, 5:53 pm
#472
Join Date: Jul 2004
Programs: CO, UA, AA, WN, DL Gold
Posts: 2,981
Credit score?
If your credit score is very high, you probably will. They may reduce the credit line on the earlier card though.
Feb 27, 2012, 5:56 pm
#473
Join Date: Jul 2006
Location: SoCal
Posts: 175
I also got the Sapphire Preferred a month ago (though I wasn't instantly approved) and just recently applied for the Explorer card. They called and asked me some questions (mainly about the number of cards I have (BA, UA, CO & Sapphire) and how much credit I needed) and then told me I was approved, same was true with my Sapphire application. I haven't gotten the card yet though, but the most important question for me is whether I will get the bonus miles (and whether I will get 60K or 40K), which I won't know for some time. Good luck!
Feb 27, 2012, 6:02 pm
#476
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
This is probably a good indicator. I remember reading before that if you are in good shape credit wise, Chase usually starts out with a high initial CL (like 20k), then a medium (12k), then a small (5k). After that it's up to you to move credit around to get other cards approved. It's all about the total amount of exposure they can approve for you. Obviously these numbers are just examples and every situation is different, but I have seen many similar examples.
Feb 27, 2012, 6:24 pm
#477
Join Date: Feb 2012
Posts: 30
Getting two in a month is definitely doable. I just grabbed two in one day on the last app. First was instant and I had to call in to explain why I wanted a second. Usually no problems as long as you can give them a decent reason (keep business expenses separate, fly United frequently, etc).
Feb 28, 2012, 10:48 am
#478
Join Date: Jul 2010
Posts: 305
Will chase just exchange my Explorer card for the Hyatt card? That would avoid a credit pull, right?
Feb 28, 2012, 11:15 am
#479
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
Feb 28, 2012, 11:56 am
#480
Join Date: Feb 2012
Posts: 30
Maybe, maybe not. Last I heard, doing it this way wouldn't get you the signup bonus, though. To get the bonus, you'll have to apply, then call and ask them to move your CL from Explorer to the new Hyatt app.