May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Feb 12, 2012, 2:26 pm
#436
Join Date: Mar 2006
Location: RDU
Posts: 812
Upon cancellation of your credit card account your miles will expire according to the MileagePlus Program Rules
Feb 12, 2012, 7:25 pm
#437
Join Date: Sep 2009
Posts: 271
Annual Fee Avoidance
I have a Chase Card for which the Annual Fee will be due on April 1st.
Because of some spending I would like to put on this particular card in the early part of April, I was hoping to put off cancelling it until around 4/15/12 but obviously want to make sure I don't get stuck paying the annual fee for the coming year.
Does anyone know when I would need to cancel by in order to avoid being required to pay the annual fee for the coming year?
Any help would be very much appreciated.
Because of some spending I would like to put on this particular card in the early part of April, I was hoping to put off cancelling it until around 4/15/12 but obviously want to make sure I don't get stuck paying the annual fee for the coming year.
Does anyone know when I would need to cancel by in order to avoid being required to pay the annual fee for the coming year?
Any help would be very much appreciated.
Feb 12, 2012, 7:28 pm
#438
Join Date: Sep 2009
Posts: 271
60 days
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I have a Chase Card for which the Annual Fee will be due on April 1st.
Because of some spending I would like to put on this particular card in the early part of April, I was hoping to put off cancelling it until around 4/15/12 but obviously want to make sure I don't get stuck paying the annual fee for the coming year.
Does anyone know when I would need to cancel by in order to avoid being required to pay the annual fee for the coming year?
Any help would be very much appreciated.
My wife just hung up with a Chase rep who said we would have 60 days after April 1st to close the card. That sounds like a long time for the bank to give us.
Any thoughts would be very much appreciated about this topic.
I have a Chase Card for which the Annual Fee will be due on April 1st.
Because of some spending I would like to put on this particular card in the early part of April, I was hoping to put off cancelling it until around 4/15/12 but obviously want to make sure I don't get stuck paying the annual fee for the coming year.
Does anyone know when I would need to cancel by in order to avoid being required to pay the annual fee for the coming year?
Any help would be very much appreciated.
My wife just hung up with a Chase rep who said we would have 60 days after April 1st to close the card. That sounds like a long time for the bank to give us.
Any thoughts would be very much appreciated about this topic.
Feb 16, 2012, 7:18 am
#439
Join Date: Feb 2012
Posts: 6
Chase Hyatt Card
My wife and I had applied and gotten the Chase Hyatt cards last year
and were able to use the 2 free nights each at the Grand Hyatt in Kauai.
Its coming up for renewal now but I understand the renewal bonus is
a free night at Cat 1-4 hotels.
I searched this forum but could not see if anyone has had success
cancelling this card and reapplying to get the bonus again....
Anyone?
and were able to use the 2 free nights each at the Grand Hyatt in Kauai.
Its coming up for renewal now but I understand the renewal bonus is
a free night at Cat 1-4 hotels.
I searched this forum but could not see if anyone has had success
cancelling this card and reapplying to get the bonus again....
Anyone?
Feb 16, 2012, 8:54 am
#441
Join Date: Jul 2011
Location: North America
Posts: 2,265
Hi rpnconsult,
Welcome to FlyerTalk.
With Chase you have to wait 18 months before having a chance of getting the same bonus again. So no, Chase cards cannot be churned.
Welcome to FlyerTalk.
With Chase you have to wait 18 months before having a chance of getting the same bonus again. So no, Chase cards cannot be churned.
My wife and I had applied and gotten the Chase Hyatt cards last year
and were able to use the 2 free nights each at the Grand Hyatt in Kauai.
Its coming up for renewal now but I understand the renewal bonus is
a free night at Cat 1-4 hotels.
I searched this forum but could not see if anyone has had success
cancelling this card and reapplying to get the bonus again....
Anyone?
and were able to use the 2 free nights each at the Grand Hyatt in Kauai.
Its coming up for renewal now but I understand the renewal bonus is
a free night at Cat 1-4 hotels.
I searched this forum but could not see if anyone has had success
cancelling this card and reapplying to get the bonus again....
Anyone?
Feb 16, 2012, 9:03 am
#442
Join Date: Feb 2011
Posts: 769
I dont think anyone has reported being able to get a chase card even after 18 months, have they? Seemed the general consensus was Chase not churnable. 18 is for citi.
Feb 16, 2012, 11:52 am
#443
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
Chase Ink Bold
How long does it take to get an approval or a denial? I applied for this card about a week ago and still heard nothing from them. I called the automated status checker and it is saying my application is still under review.
Feb 16, 2012, 12:04 pm
#444
Join Date: Nov 2009
Location: IAH
Programs: SPG Plat, Hyatt Plat, HHonors Gold
Posts: 332
Call Chase's reconsideration line at 888-245-0625 and talk to a real person.
Feb 16, 2012, 12:34 pm
#445
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Also, you can always get the card per se from Chase. It's just that they'll send you a letter denying the bonus if you've had the card before (and too recently), unlike Citi, which will straight up deny the app.
Feb 16, 2012, 1:10 pm
#446
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
Chase Hyatt declined, successful appeal
I got a Sapphire Preferred about a month ago. Last week I applied for a Hyatt card. I heard nothing for a week, then called, and was told I was declined. Was transferred and was told that the problem was my $25K limit on the Sapphire, and would I be willing to reduce that. I said sure (I rarely carry a balance of more than $1-$2K, I pay my bills mid-month), they reduced it to $5K and gave me the Hyatt card.
Feb 16, 2012, 3:00 pm
#447
Join Date: Jul 2011
Location: North America
Posts: 2,265
Actually, the reconsideration number for business apps is 1-800-453-9719 (the one below is for personal apps).
You have waited a week. Give them a call, they probably have a few 'questions' about your business. Good luck!
You have waited a week. Give them a call, they probably have a few 'questions' about your business. Good luck!
Feb 16, 2012, 3:09 pm
#448
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
I got a Sapphire Preferred about a month ago. Last week I applied for a Hyatt card. I heard nothing for a week, then called, and was told I was declined. Was transferred and was told that the problem was my $25K limit on the Sapphire, and would I be willing to reduce that. I said sure (I rarely carry a balance of more than $1-$2K, I pay my bills mid-month), they reduced it to $5K and gave me the Hyatt card.
Feb 17, 2012, 8:11 am
#449
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
Anyway, they decided to just increase my credit line and approved me for the ink bold card.
I think I got lucky because I just applied and got the united explorer card less than a month ago since people say you should wait at least 3 months for another application.
Feb 17, 2012, 9:15 am
#450
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,453
It seems like the reality is that the wait is really something like 60 days between automatic approvals. Most reports are that you can apply every 30 days or less, if you're willing to have a reconsideration call - which works out, most of the time, as you discovered.