[Expired 2009 offer]100,000 miles for new BA Chase VISA
Nov 20, 2009, 7:43 am
#871
Join Date: Jan 2006
Location: SFOSJCOAK
Programs: AA-EXP & 1MM+, AS, MR-LTT, HH Gold
Posts: 7,581
No email, no call at all after app submission. Checked on existing Chase account one week later. Voila, Chase BA cc showed up. ^
But have not received card yet! Strange?
Edit to add: Have received card today.
But have not received card yet! Strange?
Edit to add: Have received card today.
Last edited by allset2travel; Nov 25, 2009 at 8:53 pm Reason: Add comment
Nov 20, 2009, 7:55 am
#872
Join Date: Nov 2007
Location: Hoboken, NJ
Programs: Amex Plat, SPG Gold, Hyatt Plat, HH Gold
Posts: 495
Nov 20, 2009, 8:14 am
#873
FlyerTalk Evangelist
Join Date: Sep 2005
Location: MN
Programs: Lots of programs, dirt on all of them!
Posts: 11,938
Nov 20, 2009, 8:31 am
#874
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,644
Nov 20, 2009, 8:46 am
#875
Join Date: Mar 2008
Location: Austin (TX)
Posts: 308
So I got a letter today saying that the application was denied, and the reason it gave was "Income not supported by credit bureau data". It was my understanding that the credit report has no info about income, only info regarding your credit lines....so how could they possibly be able to give that as a reason?
If I was to hazard a guess, the software used in the decisioning processes is looking at overall limits and/or payments made relative to minimum required payment. Remember that the bureaus report the minimum as well as have fields for what the last payment amount happened to have been.
There is certainly enough data there to make some inferences about monthly income...
Nov 20, 2009, 9:08 am
#876
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
Our insurance company is State Farm which only started online payment about 2 years ago. It only allows you to pay either the Exact Amount, or the Exact Installment Amount. Once the balance is 0, no more payment is accepted.
Nov 20, 2009, 9:30 am
#877
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
My wife got her card and called to activate.
No annual fee for the first year.
But, as with other cards we have, they claim they can't set the cash advance limit to zero. They did say that if we don't choose a PIN, then no one can cash advance on it. So we'll see.
Hoping I get approved any day . . .
No annual fee for the first year.
But, as with other cards we have, they claim they can't set the cash advance limit to zero. They did say that if we don't choose a PIN, then no one can cash advance on it. So we'll see.
Hoping I get approved any day . . .
Nov 20, 2009, 9:48 am
#878
Join Date: Nov 2005
Posts: 199
So, I don't recommend applying if you're out of the country. I was in England when I applied two weeks ago, and they sent me a letter asking for verification of my mailing address w/ copy of bill or driver's license. Sent it in, and now awaiting decision.
Nov 20, 2009, 9:49 am
#879
Join Date: Aug 2009
Programs: Hyatt Globalist
Posts: 215
for all those waiting for an approval, give them a call and they will process it quicker. i applied for mine yesterday and called them today. the analyst told me that i had the max amount of credit but if i reduced the credit line on one of my other chase cards they could approve it.
here's the number to call:
888-270-2127
here's the number to call:
888-270-2127
Nov 20, 2009, 9:51 am
#880
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,037
for all those waiting for an approval, give them a call and they will process it quicker. i applied for mine yesterday and called them today. the analyst told me that i had the max amount of credit but if i reduced the credit line on one of my other chase cards they could approve it.
here's the number to call:
888-270-2127
here's the number to call:
888-270-2127
Yay! 200,000 miles, here we come!
Nov 20, 2009, 10:10 am
#881
Join Date: Jun 2009
Location: Oakland, CA
Posts: 1,231
yay approved. applied 3 days ago.
Nov 20, 2009, 10:30 am
#882
Join Date: Feb 2008
Posts: 76
anybody get 50,000 miles for first use??
i used my card yesterday....
i haven't gotten it yet...
does it taek 6 to 8 weeks?
is there any ways to get those miles faster?
i used my card yesterday....
i haven't gotten it yet...
does it taek 6 to 8 weeks?
is there any ways to get those miles faster?
Nov 20, 2009, 11:23 am
#883
A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Shanghai
Posts: 42,031
Nov 20, 2009, 11:43 am
#884
Suspended
Join Date: Nov 1999
Posts: 24,153
Well I got my CC today, only bad thing is it has my BA acct# on it, why is that bad cause I left it blank on purpose so that a new BA # would be given so that way I would get the full bonus of 100K. I had the CC in the past.
I will still do the $2k just in case , since I dont want to chance it that I could have gotten it had I charged the $2k. Yea I can wait and see if the 1st 50k comes thru but by then its very iffy if I will have enough time to get the full 2k spent and in before the 93 day deadline of which 12 days have already ticked off the clock.
My original plan was get the full 100k, CX the CC, then call BA and have both accts combined. Now all I may end up with is 2k in miles and 2k less in *W pts
I will still do the $2k just in case , since I dont want to chance it that I could have gotten it had I charged the $2k. Yea I can wait and see if the 1st 50k comes thru but by then its very iffy if I will have enough time to get the full 2k spent and in before the 93 day deadline of which 12 days have already ticked off the clock.
My original plan was get the full 100k, CX the CC, then call BA and have both accts combined. Now all I may end up with is 2k in miles and 2k less in *W pts
Last edited by craz; Dec 1, 2009 at 5:44 pm
Nov 20, 2009, 11:48 am
#885
Join Date: Dec 2005
Location: NYC
Programs: SPG, AA, BA, CO, UA, US, B6, DL, Amex MR, HH
Posts: 1,009
If I was to hazard a guess, the software used in the decisioning processes is looking at overall limits and/or payments made relative to minimum required payment. Remember that the bureaus report the minimum as well as have fields for what the last payment amount happened to have been.
There is certainly enough data there to make some inferences about monthly income...
There is certainly enough data there to make some inferences about monthly income...