[Expired 2009 offer]100,000 miles for new BA Chase VISA
Jan 19, 2010, 2:37 pm
#2477
Join Date: Jan 2010
Posts: 8
Sounded fishy to me too. I debated about it for a while before going with it. They have a detailed script, and it falls inline with what apps wold ask for. I am going to call a # from Chase.com tomorrow and see if my app is on file. If they give me the OK then I'll know it's legit for sure.
I'll post it here with my findings.
I'll post it here with my findings.
UPDATE: As mentioned above, I called the 888 # after much debate because it sounded fishy. That call was placed yesterday @ 2PM. I just called the 800 # from the CHASE.COM website under their CONTACT US (Credit Card) # which was 800 432 3117. Feel free to go to CHASE.COM to verify.
The man I spoke to on the phone was American and took my social # and address, and boom my app was on file with his computer. Should know in about 1-2 weeks about approval/denial.
It's legit.
Jan 19, 2010, 2:46 pm
#2478
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
adverse action data point:
applied and it took a week to approve me for a paltry 6000 CL. whilst doing so, they cut my total credit lines across chase cards by 67,000, leaving me with only 30,000 across 4 cards (including BA card). low 6 figure income, no debt ( own home outright), very low utilization as i pay off each month, 1 inquiry and low to mid 6 figures sitting in chase accounts. no coin or other such activity (my mistake- didn't do it because i valued my limits. that'll teach me). 787 FICO.
F chase. i just pulled 95% of my money out of chase and i'll never do business with them again once i get my miles (well, i may churn card deals to use them, nothing more). i spoke with a supervisor who 'reviewed' my accounts and he said the CL cuts were appropriate. whatever, my cuts to my bank accounts are definitely appropriate. he agreed credit was perfect. i can only imagine what they're doing to people with less than perfect credit. FW forum warns of this type of AA, but i thought my FICO plus the size of my banking relationship would make me immune. wrong.
applied and it took a week to approve me for a paltry 6000 CL. whilst doing so, they cut my total credit lines across chase cards by 67,000, leaving me with only 30,000 across 4 cards (including BA card). low 6 figure income, no debt ( own home outright), very low utilization as i pay off each month, 1 inquiry and low to mid 6 figures sitting in chase accounts. no coin or other such activity (my mistake- didn't do it because i valued my limits. that'll teach me). 787 FICO.
F chase. i just pulled 95% of my money out of chase and i'll never do business with them again once i get my miles (well, i may churn card deals to use them, nothing more). i spoke with a supervisor who 'reviewed' my accounts and he said the CL cuts were appropriate. whatever, my cuts to my bank accounts are definitely appropriate. he agreed credit was perfect. i can only imagine what they're doing to people with less than perfect credit. FW forum warns of this type of AA, but i thought my FICO plus the size of my banking relationship would make me immune. wrong.
Jan 19, 2010, 2:52 pm
#2479
Join Date: Dec 2009
Location: States
Posts: 367
Told my younger brother to apply for the promo. Why not give it a shot, i said. He has no job, still in college, no real income, decent credit (low 700), tons of student loans, and got approved for 8,000 CL, while having another card with a CL of only 4,000. Kind scary, that it was that easy for him.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
Jan 19, 2010, 4:25 pm
#2480
Join Date: Feb 2001
Location: Ann Arbor, Michigan
Programs: Airline Free Agent, Fairmont Lifetime Platinum, Hyatt Globalist, Hilton Honors Diamond
Posts: 3,041
The second 50,000 miles showed up with the 2nd statement, even though I had spent over $2k in the first statement period. All is good
Jan 19, 2010, 5:54 pm
#2481
Join Date: Apr 2005
Location: PHX
Programs: AA Peon Gold
Posts: 2,915
Told my younger brother to apply for the promo. Why not give it a shot, i said. He has no job, still in college, no real income, decent credit (low 700), tons of student loans, and got approved for 8,000 CL, while having another card with a CL of only 4,000. Kind scary, that it was that easy for him.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
Jan 19, 2010, 6:34 pm
#2482
Join Date: Jan 2010
Location: BOS
Posts: 102
Told my younger brother to apply for the promo. Why not give it a shot, i said. He has no job, still in college, no real income, decent credit (low 700), tons of student loans, and got approved for 8,000 CL, while having another card with a CL of only 4,000. Kind scary, that it was that easy for him.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
I don't know what kind of a system they use to grant credit, but he was pleased to get the offer.
Jan 19, 2010, 6:40 pm
#2483
Join Date: Oct 2007
Location: NYC
Posts: 140
Just too bad the $75 doesn't go toward the $2K spend!
Jan 19, 2010, 6:45 pm
#2484
Join Date: Jan 2010
Location: BOS
Posts: 102
One other thing: when I called the approvals line (for the umpteenth time) to see if I was approved, the rep agreed to put a "rush" on my card so that I would receive it in 3-5 business days. Not sure if it makes a difference, but it might be worth asking to get a couple extra days before the first statement closes.
Jan 19, 2010, 7:10 pm
#2485
Join Date: Mar 2005
Location: NYC
Programs: United 1P
Posts: 688
I called Sat morning and ask for a supervisor. She would not bulge, citing my recent opening of BofA card in December for $40,000 limit and 12 inquiries in the last year. I told her that is because I closed a previous BofA card and move the credit limit over. She would not bulge even I ask for reducing my current Chase card's $28,000 limit.
Which number did you call?
Which number did you call?
Had applied for DW last week when the offer became active again. Had called next day and was told that the application was denied. She was friendly and went over the credit history in minute details over the phone and the lady would not budge. Nothing doing. Have done 2 app-o-rama in 2009 and 2 in 2008 but otherwise spotless credit history with high credit limits on most open accounts, no late payments, solid income and zero debt, FICO of 750+. She said its the recent app-o-ramas which is an issue.
Called 2 more time this week and both times, similar story. Got a female rep each time and she just would not agree to reconsider or move the available credit from the other open Chase card account. Called again this morning and got a male rep who immediately accepted the request to be reconsidered and to move some of the available credit line. He put us on hold and came back after 2-3 minutes saying that he has gone ahead and submitted a request to move 10K of the larger available credit line from the other card and approve the BA card. It is subject to verification and that we should hear the final decision within 30 days.
Anybody has had similar experience and were their application approved? If this request is approved, I wonder if the card will have the same 100K promo applied or will it be a current measely promo.
Would appreciate input from the experts and experienced ones.
Called 2 more time this week and both times, similar story. Got a female rep each time and she just would not agree to reconsider or move the available credit from the other open Chase card account. Called again this morning and got a male rep who immediately accepted the request to be reconsidered and to move some of the available credit line. He put us on hold and came back after 2-3 minutes saying that he has gone ahead and submitted a request to move 10K of the larger available credit line from the other card and approve the BA card. It is subject to verification and that we should hear the final decision within 30 days.
Anybody has had similar experience and were their application approved? If this request is approved, I wonder if the card will have the same 100K promo applied or will it be a current measely promo.
Would appreciate input from the experts and experienced ones.
However, I called the phone number on the letter, 1-888-270-2127. The card was declined.
It seems that pending approval does not mean it is approved.
Jan 19, 2010, 7:59 pm
#2486
Join Date: Feb 2009
Location: DFWex-BOS
Programs: AA PLTPRO, 2MM, Bonvoy PLT, NYT Monday crossword puzzle solver extraordinaire
Posts: 1,456
We bought a new car for Mrs. ND last September, refinanced our mortgage in December, and I applied for a AmEx AA card at the same time as the Chase BA, (no word on it yet, just another churning opportunity), and I opened a AA credit card sometime last fall, so we've had plenty of hard pulls lately. FWIW, 160k combined household income, FICO 789 and 796 for me and Mrs. ND, no debt other than mortgage and one car loan.
Jan 20, 2010, 5:34 am
#2487
Join Date: Jan 2005
Location: Kentucky
Posts: 36
Statement closed Jan. 19th and 52,469 miles were posted this morning when I checked. I had charged $2,000 but for some reason $25 of that didn't post before the account closed. So I'll be waiting another month for the other 50,000, but no big deal. I can now book a trip for Mrs. Lucent23 and I. Mrs. Lucent23 applied for the card on Jan. 11th and got her card yesterday. Called to activate and agent confirmed she was setup for the 50,000/50,000 promo. Good times.
Jan 20, 2010, 12:47 pm
#2488
Join Date: Dec 2009
Location: SFO
Posts: 71
I applied 1/8 and received my card yesterday. Already charging away.
Jan 20, 2010, 12:56 pm
#2489
Join Date: Dec 2008
Location: SFO, SJC
Programs: DL G, UA G, IHG SA
Posts: 132
just received my cc statement and 100k showed up in my ba account
great
great
Jan 20, 2010, 3:00 pm
#2490
Join Date: May 2002
Location: Sacramento, CA, US
Posts: 2,229
I applied on 1-20-10 using the 888 number. I asked for the 100000 British Airways offer. The man took down all the information and read me various disclosures. He said the offer was only valid for persons who did not have a previous BA card.
I am to hear in 7 to 10 days. So, we'll see.
I am to hear in 7 to 10 days. So, we'll see.