Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.

On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
[From 1 Jul 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)

Credit Cards that are by Invitation Only / Applied in lieu with an Account / Needs possessing certain membership for Application:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. (no fee) [to 31 Dec 2022] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2, [from 28 Feb 2020] $12.5 per mile for local spending ($25 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $8.33 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
10. BEA Hong Kong Racehorse Owners Association (HKROA) World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be member of Hong Kong Racehorse Owners Association (香港馬主協會)) Note 3
11. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent for local / online / octopus spendings, 1 mile per $4 for overseas spendings (no fee, $19,800 non-waivable annual fee with 120000 miles awarded annually) (Need to be OCBC Wing Hang Premier Banking (宏富理財) customer)
12. Shacom Shanghai Fraternity Association (上海總會) UnionPay Dual Currency Diamond - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be member of Shanghai Fraternity Association (上海總會))

Full list:
I. Overseas
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent (select Overseas and Mainland China Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas and Mainland China Spending category) (no fee)** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
4. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
5. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
6. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
7. Citibank Prestige / PremierMiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $3,800 non-waivable annual fee for the Prestige)** ++ ^
8. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
9. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion)
10. AMEX Explorer - 1 mile per $4 spent (no fee)
11. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 (no fee)^
12. HSBC EveryMile - 1 mile per $5 spent (no fee)** ++
13. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu) ** ++
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $8.33 spent ($300 flat redemption fee)
16. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
17. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $4 for overseas spendings (no fee)

^: DO NOT Award points for DCC Transactions

II. Supermarket, Department store, Telecommunications bills on autopay:
1A . [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Home Spending category ONLY) (no fee)** ++
1B. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Lifestyle Spending category ONLY) (no fee)** ++
1C. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Entertainment Spending category ONLY) (no fee)** ++
2. (if ONLINE / PAYWAVE) CCB HK Eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)
3. HSBC Red World Master - 1 mile / $5 spent (no fee)** ++
4. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)

III. Dining
1. [to 31 Jul 2024] BoC Cheers Card (formerly BoC Visa Infinite standard or Wealth Management) - 1 mile per $1.5 spent ($50/5,000 miles min $100 max $300)
2. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select Dining Spending category ONLY) (no fee)** ++
3b. [to 31 Dec 2023] HSBC (non-Visa Signature, EXCLUDING EveryMile / Red) (select Dining category) - 1 mile / $4.16 (no fee)** ++
3c. [to 31 Dec 2023] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 (no fee) ** ++
4. SCB Cathay World Master - 1 mile / $4 (automatic conversion)
5. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile / $5 (no fee) Note 3
6. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
7. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2023] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards EXCLUDING EveryMile / Red) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)(no fee)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)

V. Other retail spending
[From 1 July 2023 onwards] HSBC Every Mile - 1 mile per $5 for local and overseas purchases; (no fee)
1. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (PAYWAVE Spending ONLY, else $15 per mile) ($50/5,000 miles min $100)
2. AMEX Explorer - 1 mile per $5 spent (no fee)
3. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
3. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) Note 3 [from 1 Jul 2023] 1 mile per $8 spent
** ++ 4. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu)
** ++ 5. Citi Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
** ++ 6. DBS Black World Master - 1 mile per $6 spent (no fee)
** 7. [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
** ++ 8. AMEX (Gold grade and higher, except Platinum Credit) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops, $7,800 non-waiveable annual fee for AMEX Platinum Charge)
** ++ 9. Citi Premiermiles - 1 mile per $8 spent (no fee)
10. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
11. HSBC Red World Master - 1 mile / $10 spent (no fee)** ++
12. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments
1. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BOC Travel Rewards Visa Signature Card / BoC Platinum Visa & Master (including co-branded cards like Sogo) / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Red World Master - 1 mile per $25 spent (cap at $10,000 per Month)
VI B. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - AlipayHK (rever to IX.iii earn rates), DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
2. SCB Cathay World Master - 1 mile per $6 spent (automatic conversion)
** 3. SCB Priority Banking Visa Infinite - [till 27 Feb 2020] 1 mile per $7.5 spent ($300 flat redemption fee), [from 28 Feb 2020] 1 mile per $12.5 spent ($300 flat redemption fee)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $8 spent (no fee) Note 3
5. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
** ++ 6. Citibank Premiermiles - 1 mile per $8 spent (no fee)
7. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
8. Bankcomm Diamond Dual Currency Card - 1 mile per HK$12 spent ($50 per 5,000 AM min $100 max $300)
9. HSBC (all HKD cards) - 1 mile per $25 spent
10. OCBC Wing Hang VOYAGE World Elite Master - 1 mile per $6 spent (no fee)

VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2022] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select Overseas and Mainland China Spending category ONLY) (no fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($50 per 5,000 AM min $100 max $300)
3. CCB HK Diamond Prestige - 1 mile per RMB8 spent ($50 per 5,000 miles AM min $100 max $300)
4. Shacom Diamond UnionPay - 1 mile per RMB8 spent ($10 per 1,000AM min $100 max $500)
5. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets (in descending chronological order):
i. Payme
https://www.mrmiles.hk/payme/
http://flyformiles.hk/8847
ii. Wechat
http://flyformiles.hk/8847
https://www.mrmiles.hk/wechat-pay/
iii. Alipay P2P
http://flyformiles.hk/8847
https://www.mrmiles.hk/alipay/
iv. O!epay (Oepay): see VII. Octopus Automatic Add-Value above

X. Online spending in HKD
1. [to 31 Dec 2023] HSBC Red World Master - 1 mile / $2.5 spent (Cap HK$25,000 per month) (no fee)** ++
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE Spending ONLY, else $15 per mile)
3. SCB Cathay World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) (EXCLUDING PayMe transactions) Note 3

Note 2:
** can opt for Krisflyer miles in lieu (conversion of Krisflyer for SCB Non-AM cards will end at 27 Feb 2020)
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master / BEA HKROA World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening / co-branded card application), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here