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-   -   Credit card Asia Miles earning opportunities (HK) 2019 (https://www.flyertalk.com/forum/cathay-pacific-marco-polo-club/1948453-credit-card-asia-miles-earning-opportunities-hk-2019-a.html)

sxc Jan 1, 19 2:39 am

Credit card Asia Miles earning opportunities (HK) 2019
 
Continued from 2018: https://www.flyertalk.com/forum/cath...hk-2018-a.html

percysmith Jan 1, 19 11:18 am

1/1 offers
 
Mannings: 680 RC for $6,000 purchases https://www.redhotoffers.hsbc.com.hk...nter/mannings/
Red Hot Overseas and Online: 2% for overseas/online purchases https://www.redhotoffers.hsbc.com.hk...nding-rewards/ . (New feature) Further 2% if spending on Premier Mastercard
I-card 10X: extended to 30 June 2019

IncyWincy Jan 1, 19 11:37 am

Thanks Percy! Happy New Year to everyone.

So this is not an "extension" ? But a new promo ? The distinction is important because if it is an extension then logically if one had hit the ceiling of HK 6,000 for Mannings last time, one cannot benefit this time.

Also, is the "gain" the same as the one that just ended?

Thanks.

percysmith Jan 1, 19 5:16 pm

New, check dates
(Edited 16:05) 100RC more this round for mobile payments.

dannyhk Jan 2, 19 12:59 am


Originally Posted by percysmith (Post 30595783)
Red Hot Overseas and Online: 2% for overseas/online purchases https://www.redhotoffers.hsbc.com.hk...nding-rewards/

Many thanks as always, for the updates. For eligibility for overseas spending on HSBC, remember you said before that its the location that counts? (not the currency) Just discovered that all my Paypal spending (even with overseas merchants in US$ and GBP) is marked as HK on my HSBC statements. So presumably that means Paypal (at least for HK Paypal accounts) never counts as overseas spending as far as HSBC are concerned?

percysmith Jan 2, 19 1:01 am


Originally Posted by dgittings (Post 30598082)
Many thanks as always, for the updates. For eligibility for overseas spending on HSBC, remember you said before that its the location that counts? (not the currency) Just discovered that all my Paypal spending (even with overseas merchants in US$ and GBP) is marked as HK on my HSBC statements. So presumably that means Paypal (at least for HK Paypal accounts) never counts as overseas spending as far as HSBC are concerned?

Will not count. Sorry.

percysmith Jan 2, 19 1:05 am


Originally Posted by percysmith (Post 30596889)
Yes

Sorry, typo, 100RC more this round for mobile payments.

bmtsang Jan 2, 19 1:21 am


Originally Posted by percysmith (Post 30595783)
Mannings: 680 RC for $6,000 purchases https://www.redhotoffers.hsbc.com.hk...nter/mannings/
Red Hot Overseas and Online: 2% for overseas/online purchases https://www.redhotoffers.hsbc.com.hk...nding-rewards/ . (New feature) Further 2% if spending on Premier Mastercard
I-card 10X: extended to 30 June 2019


Thanks Percysmith. Is it worth replacing my VS with the Premier MC?

trashn Jan 2, 19 1:42 am


Originally Posted by percysmith (Post 30595783)
(New feature) Further 2% if spending on Premier Mastercard

Excellent for once the MC Premier is better than the Visa Signature!

svellmann Jan 2, 19 2:15 am


Originally Posted by bmtsang (Post 30598131)
Thanks Percysmith. Is it worth replacing my VS with the Premier MC?

It doesn't cost anything to have it if you're Premier and it opens the possibility to convert your RC to Avios or SQ miles so it's always worth to have it.

In terms of this promo, yes . Use it for overseas every quarter up to 15,000 HKD and the VS thereafter (for which we'd suggest up to 10,000 HKD a quarter so you can evenly cover the remainder of the 100,000 HKD VS bonus quota).

percysmith Jan 2, 19 2:17 am


Originally Posted by bmtsang (Post 30598131)
Thanks Percysmith. Is it worth replacing my VS with the Premier MC?

2% > 1.2% so yes.

CX HK Jan 2, 19 3:30 am


Originally Posted by percysmith (Post 30595783)
Mannings: 680 RC for $6,000 purchases https://www.redhotoffers.hsbc.com.hk...nter/mannings/
Red Hot Overseas and Online: 2% for overseas/online purchases https://www.redhotoffers.hsbc.com.hk...nding-rewards/ . (New feature) Further 2% if spending on Premier Mastercard
I-card 10X: extended to 30 June 2019

Important to note a minimum of HKD 3000 per phase is required for this promotion.

percysmith Jan 2, 19 3:52 am

Moneyback-->AM renewed indefinitely
 

Originally Posted by percysmith (Post 30580361)
https://forum.hongkongcard.com/forumSE/show/26215

CS isn't saying the conversion is definitely ending, just Li PK just being a PK as usual and leaving us in suspense.

My prediction Li PK is just being a PK is correct https://forum.hongkongcard.com/forum...w/26215?page=1 #9

christep Jan 2, 19 5:08 am


Originally Posted by percysmith (Post 30598084)
Will not count. Sorry.

This is interesting. Reviewing my "overseas" Paypal expenditure I find that it is not consistent. I have some that are marked as GB and some as HK in the statements. Similarly, Amazon can be all over the place (LU most recently for a GBP purchase). Can I be confident that if the country on my statement is not HK and the currency is not HKD then it counts as "overseas"?

percysmith Jan 2, 19 5:43 am


Originally Posted by christep (Post 30598575)
Can I be confident that if the country on my statement is not HK and the currency is not HKD then it counts as "overseas"?

Just the former is required.

This is for Rewards of your Choice 6x (extra 5x) BTW
For the overseas and online (extra) 5x you earn that simply for the transaction being online, even if the billing location is HK (and the currency is HKD or non-HKD)

dannyhk Jan 2, 19 6:49 am


Originally Posted by christep (Post 30598575)
This is interesting. Reviewing my "overseas" Paypal expenditure I find that it is not consistent. I have some that are marked as GB and some as HK in the statements. Similarly, Amazon can be all over the place (LU most recently for a GBP purchase). Can I be confident that if the country on my statement is not HK and the currency is not HKD then it counts as "overseas"?

But how can you know in advance what country any particular PayPal transaction is going to be billed from? Unless itís possible to figure out some pattern as to which types of ďoverseasĒ PayPal transactions are billed out of Hong Kong and which types are not, thereís always a risk youíll end up being billed out of Hong Kong and lose out on a lot of RewardCash if youíve opted for 6X Rewards on overseas spending.

itís a shame because, with all this online CC fraud, itís much safer to use PayPal. But, in terms of maximising your RewardCash (by avoiding any risk of being billed out of HK) seems youíre better off paying directly with an HSBC card on overseas websites?

BTW: Amazon UK is often LU because they book transactions out of Luxembourg as a tax dodge.

bmtsang Jan 2, 19 11:26 pm


Originally Posted by percysmith (Post 30595783)
Mannings: 680 RC for $6,000 purchases https://www.redhotoffers.hsbc.com.hk...nter/mannings/
Red Hot Overseas and Online: 2% for overseas/online purchases https://www.redhotoffers.hsbc.com.hk...nding-rewards/ . (New feature) Further 2% if spending on Premier Mastercard
I-card 10X: extended to 30 June 2019

Only 6 months and 15K spending per quarter for the Premier MC...not sure if this is worth the hassle

percysmith Jan 2, 19 11:28 pm


Originally Posted by bmtsang (Post 30602615)
Only 6 months and 15K spending per quarter for the Premier MC...not sure if this is worth the hassle

12 months in 4 quarters

bmtsang Jan 2, 19 11:28 pm

I remember you can select the currency before you make the payment

percysmith Jan 2, 19 11:30 pm


Originally Posted by bmtsang (Post 30602621)
I remember you can select the currency before you make the payment

https://www.hongkongcard.com/forumSE/show/15295

But that is currency (which HSBC is indifferent to). Not location <-- tell me how to pick that.

bmtsang Jan 2, 19 11:48 pm

Isn't Paypal overseas?

bmtsang Jan 2, 19 11:49 pm

Oops sorry I misread the deadline until 30 June. It was for i-card

percysmith Jan 2, 19 11:52 pm


Originally Posted by bmtsang (Post 30602663)
Isn't Paypal overseas?

Not all the time https://www.flyertalk.com/forum/30598575-post14.html

barracuda93 Jan 4, 19 7:17 am

Can anyone confirm whether ATM cash withdrawals via Curve card are still viewed as purchases by Citibank HK or as cash-advances (after recent change in Curve processing)? Which MCC you get for such withdrawals?

kawaii Jan 5, 19 2:49 am

query: given this footnote:

"Up to 6.4% RewardCash rebate is equivalent to up to 16X RewardCash. HSBC Premier MasterCard Credit Card cardholders who have registered for the 'Red Hot Rewards of Your Choice' programme and allocated an extra 5 times RewardCash to either the 'China Spending' or the 'Overseas Spending' category, in addition to the basic 1 time RewardCash and the extra 10 times RewardCash earned under this promotion, will receive 'up to 16 times RewardCash' on overseas transactions during the promotional period. Please visit www.hsbc.com.hk/rewards for details of 'Red Hot Rewards of Your Choice' programme."

I presume this means that if you have "China Spending", the overseas transaction will have to be RMB, right? Or is this a case where any overseas transaction will count as long as you have allocated to EITHER China or Overseas spending? I assume the former but I think the latter could be a reasonable interpretation as well.

CXYYZ Jan 5, 19 2:56 am


Originally Posted by kawaii (Post 30612726)
query: given this footnote:

"Up to 6.4% RewardCash rebate is equivalent to up to 16X RewardCash. HSBC Premier MasterCard Credit Card cardholders who have registered for the 'Red Hot Rewards of Your Choice' programme and allocated an extra 5 times RewardCash to either the 'China Spending' or the 'Overseas Spending' category, in addition to the basic 1 time RewardCash and the extra 10 times RewardCash earned under this promotion, will receive 'up to 16 times RewardCash' on overseas transactions during the promotional period. Please visit www.hsbc.com.hk/rewards for details of 'Red Hot Rewards of Your Choice' programme."

I presume this means that if you have "China Spending", the overseas transaction will have to be RMB, right? Or is this a case where any overseas transaction will count as long as you have allocated to EITHER China or Overseas spending? I assume the former but I think the latter could be a reasonable interpretation as well.

The overseas spending bonus applies to both RMB and non-China spending. My understanding is that this wording is only to explain how to get to the "up to 16x" - i.e. if you set your category to China spending, you would need to be spending in China and if you set your category to overseas, you would need to be spending outside of HK/China. If you haven't chosen one of those categories, you can never achieve the full 16x but you would still be entitled to the bonus RC.

hubestar Jan 6, 19 4:57 am

Percy, one question and one comment on the wiki.

Comment: we can now pay Towngas bills via Alipay HK

Question: for HKE and now Towngas, why settle Alipay HK with DBS Black when these are considered online transactions so we can settle with CCB Eye to earn HK$3/AM?

percysmith Jan 6, 19 6:28 am

The 75,000 limit. But otherwise, OK

hubestar Jan 6, 19 8:30 pm

Check and make sure you received miles from the July/Aug/Sept Stan Chart promotion - miles were supposed to be awarded in December. Called SCB today, they swear they have transferred miles to my account. I had to capture and email screenshots of my Asia Miles account to prove that I have not received the miles.

I hope it's only me, but check if you are not sure.

svellmann Jan 6, 19 11:28 pm

Got mine on November 5.

Kilian Zoll Jan 7, 19 9:35 pm

So we're now in 2019, Citi has increased the annual fee of the Prestige card by over 50% without adding any benefits whatsoever to the card. Will existing card holders pay 3,800 from next year onwards, or do we pay 2,500 'until further notice'?

sxc Jan 7, 19 9:37 pm


Originally Posted by Kilian Zoll (Post 30625534)
So we're now in 2019, Citi has increased the annual fee of the Prestige card by over 50% without adding any benefits whatsoever to the card. Will existing card holders pay 3,800 from next year onwards, or do we pay 2,500 'until further notice'?

According to what they've said, the $2500 is grandfathered until further notice....but who knows when that notice will come??

barracuda93 Jan 7, 19 9:50 pm


Originally Posted by Kilian Zoll (Post 30625534)
So we're now in 2019, Citi has increased the annual fee of the Prestige card by over 50% without adding any benefits whatsoever to the card. Will existing card holders pay 3,800 from next year onwards, or do we pay 2,500 'until further notice'?

It actually devalued its benefits. You don't have unlimited PP lounge access anymore. It's still advertised as such, but T&C added "one visit per departure or arrival", which makes impossible not only to visit several lounges a time, but also stay in a single lounge on a transit of more that 3 hrs.

If the fee goes up to 3800 for existing cardholders, I am definitely out.

Kilian Zoll Jan 7, 19 10:00 pm


Originally Posted by barracuda93 (Post 30625579)
It actually devalued its benefits. You don't have unlimited PP lounge access anymore. It's still advertised as such, but T&C added "one visit per departure or arrival", which makes impossible not only to visit several lounges a time, but also stay in a single lounge on a transit of more that 3 hrs.

If the fee goes up to 3800 for existing cardholders, I am definitely out.

You're right. Benefits have been devalued as is - but also further devalued on the back of the fee increase.

It will be very difficult to convince myself to keep this card if they increase the fee, even though I do find the 4th Night Free benefit extremely useful.

ChrisLi Jan 7, 19 10:11 pm

Just a quick one: In wiki Citi PM has > HK$20K for HKD 3 to 1 Miles, but I fail to see it anywhere on PM site. Can anyone validate if it is an old deal that is gone?

christep Jan 7, 19 10:37 pm

It's in the standard T&Cs here: https://www.citibank.com.hk/english/...miles-card.htm (scroll down to Clause 1 of " Terms & Conditions of Points Accumulations and Redemption "

It's not a time-limited promotion.

barracuda93 Jan 8, 19 7:12 am


Originally Posted by ChrisLi (Post 30625618)
Just a quick one: In wiki Citi PM has > HK$20K for HKD 3 to 1 Miles, but I fail to see it anywhere on PM site. Can anyone validate if it is an old deal that is gone?

Citi Prestige also has an extra bonus, but it depends on years you hold the card plus your status with the bank (i.e. Gold & above vs Priority & below).

zeltergiset Jan 8, 19 7:30 am


Originally Posted by Kilian Zoll (Post 30625596)
You're right. Benefits have been devalued as is - but also further devalued on the back of the fee increase.

It will be very difficult to convince myself to keep this card if they increase the fee, even though I do find the 4th Night Free benefit extremely useful.

It's possible further devaluation is ahead as well - for the US version of the card, the 4th Night Free benefit will be restricted to twice per year from September 2019 onwards.

Kilian Zoll Jan 8, 19 7:36 am


Originally Posted by zeltergiset (Post 30626914)
It's possible further devaluation is ahead as well - for the US version of the card, the 4th Night Free benefit will be restricted to twice per year from September 2019 onwards.

If this happens to the HK version of the card I'll be cutting it immediately, no doubt.

barracuda93 Jan 8, 19 11:06 am


Originally Posted by zeltergiset (Post 30626914)
It's possible further devaluation is ahead as well - for the US version of the card, the 4th Night Free benefit will be restricted to twice per year from September 2019 onwards.

The US version at the same time improved points earning, however.


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