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Credit card Asia Miles earning opportunities (HK) 2019

Credit card Asia Miles earning opportunities (HK) 2019

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Old Jul 8, 19, 12:39 pm   -   Wikipost
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Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.

On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local and overseas purchases; 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee)

Credit Cards that are by Invitation Only / Applied in lieu with an Account / Needs possessing certain membership for Application:
1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2019] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2019] (Need to be HSBC Advance customer)
6. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
7. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
8. BEA Supreme Gold World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
9. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
10. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)
11. BEA Hong Kong Racehorse Owners Association (HKROA) World Master - 1 mile per $5 for local / overseas, 1 mile per $8 for Octopus / Electronic Wallet (Payme ONLY) (no fee) (Need to be member of Hong Kong Racehorse Owners Association (香港馬主協會)) Note 3

Full list:
I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2019] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++
6. [to 31 Dec 2018] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)
8. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)
9. Citibank Prestige / PremierMiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $3,800 non-waivable annual fee for the Prestige)** ++
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. AMEX CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 (no fee)
14. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu) ** ++
15. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
16. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**

: DO NOT Award points for DCC Transactions

II. Supermarket, Department store, Telecommunications bills on autopay:
1A . [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2 ** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)

III. Dining
1. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2019] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2019] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile / $4 (automatic conversion)
3. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile / $5 (no fee) Note 3
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. AMEX Platinum Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee, $7,800 non-waiveable annual fee)

V. Other retail spending
1. [to 14 Mar 19] (if online or Apple Pay) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master / BEA HKROA World Master - 1 mile per $5 spent (no fee) Note 3
** ++ 5. AMEX Platinum Credit - 1 mile per $5 spent (to $160,000, 1 mile per $15 thereafter), $200 flat redemption fee, $2,200 non-waiveable annual fee for AMEX Platinum Credit if one does not possess AMEX Platinum Charge in lieu)
** 6. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 7. Citi Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
8. AMEX CX Elite - 1 mile per $6 spent (automatic conversion)
** ++ 9. DBS Black World Master - 1 mile per $6 spent (no fee)
10. [to 31 Dec 2018] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
11. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 12. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 13. AMEX (Gold grade and higher, except Platinum Credit) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops, $7,800 non-waiveable annual fee for AMEX Platinum Charge)
** ++ 14. Citi Premiermiles - 1 mile per $8 spent (no fee)
15. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments
1. CCB HK Visa Infinite / CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BOC Travel Rewards Visa Signature Card / BoC Platinum Visa & Master (including co-branded cards like Sogo) / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature - 1 mile per $25 spent (cap at $10,000 per Month)
VI B. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - Alipay HKE (rever to IX.iii earn rates), DBS Black $6/AM
Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $3,800 non-waiveable annual fee)
2. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 3. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
5. CCB HK Visa Infinite and CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
** ++ 6. Citibank Premiermiles - 1 mile per $8 spent (no fee)
7. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
8. Bankcomm Diamond Dual Currency Card - 1 mile per HK$12 spent ($50 per 5,000 AM min $100 max $300)
9. HSBC (all HKD cards) - 1 mile per $25 spent

VIII. China Unionpay RMB spending
** ++1. [to 31 Dec 2019] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($50 per 5,000 AM min $100 max $300)
3. CCB HK Diamond Prestige - 1 mile per RMB8 spent ($50 per 5,000 miles AM min $100 max $300)
4. Shacom Diamond UnionPay - 1 mile per RMB8 spent ($10 per 1,000AM min $100 max $500)
5. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets (in descending chronological order):
i. Payme
https://www.mrmiles.hk/payme/
http://flyformiles.hk/8847
ii. Wechat
http://flyformiles.hk/8847
https://www.mrmiles.hk/wechat-pay/
iii. Alipay P2P
http://flyformiles.hk/8847
https://www.mrmiles.hk/alipay/
iv. O!epay (Oepay): see VII. Octopus Automatic Add-Value above

Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master / BEA HKROA World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening / co-branded card application), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here
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Old Jan 28, 19, 7:40 pm
  #91  
 
Join Date: May 2006
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Originally Posted by tf552 View Post
Only for Citibank Rewards - 1 mile per $3
Yes -- to clarify, the Citi Rewards card earns 1 mile / $3 on supermarket, department store and telecom bill spend. The eligible merchants across those categories are listed on the website (link in my previous post).
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Old Jan 28, 19, 9:35 pm
  #92  
 
Join Date: Jun 2004
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Another One Bites the Dust

Just got a notification from Standard Chartered that no more bonus points for OePay and AliPay top-ups after March.

Presumably that means there'll no longer be any point paying HKE and Towngas bills through AliPay (linked to SC Asiamiles card)?
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Old Jan 28, 19, 9:58 pm
  #93  
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Originally Posted by dannyhk View Post
Just got a notification from Standard Chartered that no more bonus points for OePay and AliPay top-ups after March.

Presumably that means there'll no longer be any point paying HKE and Towngas bills through AliPay (linked to SC Asiamiles card)?
nice
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Old Jan 28, 19, 10:00 pm
  #94  
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Originally Posted by barracuda93 View Post
In fact one does not need HKID at all to do banking in Hong Kong. Passport and address proof are the only required documents. You can have transactional accounts, debit cards, credit cards and investment accounts (stock trading etc) without HKID. The very few things that you cannot have without HKID are Octopus-related products (Citi Octopus cobrand) and Citi UnionPay credit card.
thanks to this brit legacy and SOME nationalities exploiting this loophole doing dodgy things transborder, the US keep fining HSBC for this- hence the annoyance.

otherwise i dont see the user friendly part of citibank. can anyone explain? (ok, hsbc fx rates are crap, but there are good work arounds for that these days)
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Old Jan 28, 19, 10:20 pm
  #95  
 
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Originally Posted by dannyhk View Post
Just got a notification from Standard Chartered that no more bonus points for OePay and AliPay top-ups after March.

Presumably that means there'll no longer be any point paying HKE and Towngas bills through AliPay (linked to SC Asiamiles card)?
I assume this means AliPay transfers - think we knew days were numbered for points on that. But does it also mean AliPay transactions? I think HKE and Towngas bills are transactions, i.e. the same sort of thing you can do in a supermarket. Is it clear that transactions are also excluded?
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Old Jan 28, 19, 10:21 pm
  #96  
 
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Originally Posted by dannyhk View Post
Just got a notification from Standard Chartered that no more bonus points for OePay and AliPay top-ups after March.

Presumably that means there'll no longer be any point paying HKE and Towngas bills through AliPay (linked to SC Asiamiles card)?
cry cry cry
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Old Jan 28, 19, 10:35 pm
  #97  
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Originally Posted by dannyhk View Post
Just got a notification from Standard Chartered that no more bonus points for OePay and AliPay top-ups after March.

Presumably that means there'll no longer be any point paying HKE and Towngas bills through AliPay (linked to SC Asiamiles card)?
Alipay HKE bill payment codes as P2P (MCC 6540 Non-Financial Institutions - Stored Value Card Purchase/Load)

So I wonder - did Alipay HKE consistently earn $4/AM on SCB?
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Old Jan 28, 19, 10:37 pm
  #98  
 
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Originally Posted by zeltergiset View Post
But does it also mean AliPay transactions? I think HKE and Towngas bills are transactions, i.e. the same sort of thing you can do in a supermarket. Is it clear that transactions are also excluded?
That's a good point. Although it specifically mentions AliPay, I can't recall the exact wording (and don't have it with me right now).
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Old Jan 28, 19, 10:41 pm
  #99  
 
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Originally Posted by percysmith View Post
So I wonder - did Alipay HKE consistently earn $4/AM on SCB?
Another good point. Definitely did the last time I checked. But that was quite a while back. So not certain this was still true more recently.
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Old Jan 28, 19, 11:59 pm
  #100  
 
Join Date: Jan 2011
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For alipay, I thought SCB top ups aka $5000 transfer didn't count for Asia Miles anyways. That's what scb told me. I've been using DBS for alipay $5000 top ups and then switching back to SCB for normal alipay transactions.
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Old Jan 29, 19, 12:36 am
  #101  
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Originally Posted by dannyhk View Post
That's a good point. Although it specifically mentions AliPay, I can't recall the exact wording (and don't have it with me right now).
Alipay bill payment codes as if P2P, not the underlying transaction as if you used Alipay at Parknshop or CDC

Originally Posted by dannyhk View Post
Another good point. Definitely did the last time I checked. But that was quite a while back. So not certain this was still true more recently.
Been unstable since early 2018
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Old Jan 29, 19, 2:03 am
  #102  
 
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Worrying but expected. Will PayMe and Octopus top up come to an end this year as well?
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Old Jan 29, 19, 2:25 am
  #103  
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Originally Posted by CX HK View Post
Worrying but expected. Will PayMe and Octopus top up come to an end this year as well?
Given Slide Cheap's penchant for switching benefits to new cards and "trying" for customers who don't change their spending habits, yes!

Payme may or may not be caught by the anti-P2P rule. Guess we'll have to put in at least $8 to try.
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Old Jan 29, 19, 6:03 pm
  #104  
 
Join Date: Nov 2017
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Question

Originally Posted by Kilian Zoll View Post
Citi actually publishes the full list on their website: https://www.citibank.com.hk/english/...yMerchantsCCRC

Department Stores:
AEON
APITA
Chinese Arts & Crafts
Chinese Goods Centre
Chung To Chinese Product
Citistore
FACES
Harvey Nichols
JUSCO
Lane Crawford
LCX
Living PLAZA by AEON
Marks & Spencer
Metropole International
PIAGO
Sincere
SOGO
SU-PA-DE-PA
UNY
Wing On
YATA
Yue Hwa
Just out of interest is Marks & Spencer Food considered a supermarket or department store?
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Old Jan 29, 19, 7:16 pm
  #105  
 
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Originally Posted by tf552 View Post
Just out of interest is Marks & Spencer Food considered a supermarket or department store?
M&S is not listed at all under 'supermarkets', so assume they would count as department store?

https://www.citibank.com.hk/english/...yMerchantsCCRC
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