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Credit card Asia Miles earning opportunities (HK) 2019

Credit card Asia Miles earning opportunities (HK) 2019

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Old Jun 5, 19, 4:03 pm   -   Wikipost
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Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.

On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS (no fee)

Credit Cards that are by Invitation Only or Applied in lieu with an Account:

1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2019] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2019] (Need to be HSBC Advance customer)
6. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
7. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
8. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
9. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
10. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)

Full list:

I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2019] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++
6. [to 31 Dec 2018] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**

: DO NOT Award points for DCC Transactions

II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)

III. Dining
1. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2019] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2019] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2019] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)

V. Other retail spending
1. [to 14 Mar 19] (if online or Apple Pay) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2018] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2019] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments
1. CCB HK Visa Infinite and CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent (cap at $10,000 per Month)
VI B. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - Alipay HKE (rever to IX.iii earn rates), DBS Black $6/AM

Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 3. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
5. CCB HK Visa Infinite and CCB HK Diamond Prestige - 1 mile per $8 spent ($50 per 5,000 miles AM min $100 max $300)
** ++ 6. Citibank Premiermiles - 1 mile per $8 spent (no fee)
7. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
8. Bankcomm Diamond Dual Currency Card - 1 mile per HK$12 spent ($50 per 5,000 AM min $100 max $300)
9. HSBC (all HKD cards) - 1 mile per $25 spent

VIII. China Unionpay RMB spending

** ++1. [to 31 Dec 2019] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($50 per 5,000 AM min $100 max $300)
3. CCB HK Diamond Prestige - 1 mile per RMB8 spent ($50 per 5,000 miles AM min $100 max $300)
4. Shacom Diamond UnionPay - 1 mile per RMB8 spent ($10 per 1,000AM min $100 max $500)
5. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets (in descending chronological order):
i. Payme
https://www.mrmiles.hk/payme/
http://flyformiles.hk/8847
ii. Wechat
http://flyformiles.hk/8847
https://www.mrmiles.hk/wechat-pay/
iii. Alipay P2P
http://flyformiles.hk/8847
https://www.mrmiles.hk/alipay/
iv. O!epay (Oepay): see VII. Octopus Automatic Add-Value above

Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here
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Old Mar 3, 19, 2:45 am
  #136  
Ambassador, Hong Kong and Macau
 
Join Date: May 2009
Location: HKG
Programs: Depends
Posts: 14,154
Originally Posted by dannyhk View Post
So, just to confirm, using Stan Chart to pay HKE (and now Towngas) via Alipay at HK$4=1AM is still okay, despite Stan Chart's recent change to their rules about Alipay top-ups?
Sticking my neck out a bit here but I'm willing to assert a bill payment will not be treated as a top-up.

Seems like SCB is filtering by name rather than MCC or CVM. Both ALIPAY*mPAY and AlipayHK*mPAY is currently rebated (P2P AlipayHK is not rebated but ALIPAY *AlipayHK is https://forum.hongkongcard.com/forumSE/show/24912 ).

Last edited by percysmith; Mar 3, 19 at 3:06 am
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Old Mar 3, 19, 3:23 am
  #137  
formerly dgittings
 
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
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Originally Posted by percysmith View Post
Sticking my neck out a bit here but I'm willing to assert a bill payment will not be treated as a top-up.
Many thanks, as always
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Old Mar 3, 19, 4:39 am
  #138  
 
Join Date: Jan 2017
Location: HKG - SFO - SIN
Programs: Marco Polo, Alaska, American, SPG, Marriott
Posts: 27
Whats the latest on Stan Chart Asia Miles?
Ar they no longer giving out AM on Alipay, Wechat, OEPay or Payme?
Sorry but i've been away for a while and was wondering wthats the latest.
C
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Old Mar 3, 19, 4:53 am
  #139  
Ambassador, Hong Kong and Macau
 
Join Date: May 2009
Location: HKG
Programs: Depends
Posts: 14,154
See Section IX https://www.flyertalk.com/forum/showwiki.php?t=1948453 . I've pruned some entries in the section since unfortunately pointstomiles has decided to shut down his FB page. But the other two bloggers are updating theirs.
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Old Mar 5, 19, 2:54 am
  #140  
 
Join Date: Oct 2014
Location: Hong Kong
Programs: BA Silver (OWS)
Posts: 644
Citi online and foreign currency promo for Prestige, Premiermiles and Rewards:

https://www.citibank.com.hk/english/...ng-points.html
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Old Mar 5, 19, 3:18 am
  #141  
 
Join Date: May 2006
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Programs: MPC, KF, BAEC // SPG, WoH, Honors
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Originally Posted by zeltergiset View Post
Citi online and foreign currency promo for Prestige, Premiermiles and Rewards:

https://www.citibank.com.hk/english/...ng-points.html
"Offer 1" should work for AP/WC/PM, right?
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Old Mar 5, 19, 11:23 pm
  #142  
 
Join Date: Aug 2013
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Programs: IHG Plat Ambassador, Marriott Platinum Premier, Hilton Gold, AccorHotels Silver, oneworld Sapphire
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Originally Posted by zeltergiset View Post
Citi online and foreign currency promo for Prestige, Premiermiles and Rewards:
https://www.citibank.com.hk/english/...ng-points.html
Looks like they misadvertise it as x8 points there is nothing near x8, though the promo is still good.
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Old Mar 6, 19, 6:36 am
  #143  
 
Join Date: Jan 2011
Posts: 14
In regards of redeeming Awardflights (Cathay and British Airways)

Is the availibility different if you're using Asia Miles or BA Avios?

I'm soon moving to Hong Kong and I'm struggeling to decide whether I should go all out for Asia Miles or try to find a credit card with Avios/Amex MR points(and transfer to avios)...
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Old Mar 6, 19, 7:06 am
  #144  
 
Join Date: Aug 2013
Location: Taiwan
Programs: IHG Plat Ambassador, Marriott Platinum Premier, Hilton Gold, AccorHotels Silver, oneworld Sapphire
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Originally Posted by jz123 View Post
In regards of redeeming Awardflights (Cathay and British Airways)
Is the availibility different if you're using Asia Miles or BA Avios?
I'm soon moving to Hong Kong and I'm struggeling to decide whether I should go all out for Asia Miles or try to find a credit card with Avios/Amex MR points(and transfer to avios)...
Citi has BAEC and AM as partners. It's always better to have flexibility, since for short routes BAEC is better, while for long routes AM is better.
When availability is really scarce, having it with AM doesn't help, since they raise award rates (BAEC does not do this sh#t with CX awards).
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Old Mar 6, 19, 7:16 am
  #145  
 
Join Date: Jan 2011
Posts: 14
Thanks!

Hmm, it's a hard choice!

I've also thought about Amex Plat but I guess Amex isn't accepted widely in HK..


Any suggestions for an expat coming to HK?
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Old Mar 6, 19, 7:24 am
  #146  
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Heretical though this may seem here, you might consider going for cashback on your cards. There are lots of promos and deals here; by playing the best ones you might be able to get up to 4-5% or so back on average. AsiaMiles is a pretty poor programme these days in terms of availability at reasonable cost.
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Old Mar 6, 19, 9:15 am
  #147  
 
Join Date: Aug 2013
Location: Taiwan
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Originally Posted by jz123 View Post
Hmm, it's a hard choice!
I've also thought about Amex Plat but I guess Amex isn't accepted widely in HK..
IMO it's hard to justify Amex fee, if you talk about proper Amex Platinum and not cobrands. Citi Prestige is a better deal, though not as sweet as it was recently.
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Old Mar 7, 19, 1:25 am
  #148  
 
Join Date: Jan 2011
Posts: 14
Valid point.
I think I have decided to use Citi (or Standard Charterd) for my main bank.

And in addition use a few other cards and save both AM and Avios

Which bank do you recon is best for everyday use?
Like Octopus topup/pay bills/mobile app/recieve payroll?

Citi or SC?
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Old Mar 7, 19, 1:45 am
  #149  
 
Join Date: Oct 2017
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Originally Posted by jz123 View Post
Valid point.
I think I have decided to use Citi (or Standard Charterd) for my main bank.

And in addition use a few other cards and save both AM and Avios

Which bank do you recon is best for everyday use?
Like Octopus topup/pay bills/mobile app/recieve payroll?

Citi or SC?
Do you currently have a bank account with either where you are now? US banking regulations seems to have made it harder to open accounts here, and sometimes people have to go with whichever bank will take them, rather than being able to shop around. It can be harder for US citizens, even those with PR, as some banks (staff) don't want the trouble.
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Old Mar 7, 19, 2:37 am
  #150  
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Originally Posted by jz123 View Post
Which bank do you recon is best for everyday use?
Like Octopus topup/pay bills/mobile app/recieve payroll?
If your goal is to maximise miles (or even cashback) then the first three are about your credit cards, not your bank account. The two are pretty much separate things. Many people here have credit cards with multiple banks to maximise the miles/rewards earning.
For the bank account, if Citi or HSBC is in your home country and you meet the criterion then I would go for CitiGold or HSBC Premier for the ease of moving money around. HSBC gets some grief amongst people here, but I've been with them for 20 years and I'm pretty happy. Their Visa Signature credit card also has some of the best reward earning deals around (but you can get that without banking with them).
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