Last edit by: eponymous_coward
USA Cathay Pacific credit card 40K miles card offer:
https://us.cathaypacific.com/offers/credit-card ($2000 spend, 90 days)
This 40k offer expires September 30, 2020.
https://us.cathaypacific.com/offers/credit-card ($2000 spend, 90 days)
This 40k offer expires September 30, 2020.
USA Cathay Pacific Credit card from Synchrony Bank
#16
Join Date: Nov 2007
Location: Hong Kong
Programs: CX, UA, Shangri-La, Hyatt, Starwood
Posts: 7,708
Anyone know what the earning rate will be? If it's just 3 AM:1 USD for CX, and 1:1 for everything else, I don't understand the point of these co-branded cards? Aren't you just better off (as a US person) having something like the Citi Prestige or Premier which also is 3:1 on branded travel, and can also transfer to AM, but ALSO transfer to a bunch of other stuff and hence is more valuable? Why would you bother getting this card except for the sign up?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
#17
Join Date: Apr 2002
Location: NYC, HNL
Programs: AA 2MM LT PLT, DL PM, BA Gold, UA Gold, Bonvoy LT PLT
Posts: 669
Anyone know what the earning rate will be? If it's just 3 AM:1 USD for CX, and 1:1 for everything else, I don't understand the point of these co-branded cards? Aren't you just better off (as a US person) having something like the Citi Prestige or Premier which also is 3:1 on branded travel, and can also transfer to AM, but ALSO transfer to a bunch of other stuff and hence is more valuable? Why would you bother getting this card except for the sign up?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I hope this new card offers some extra benefits beyond standard card earnings...for example, some ideas below
- A way to earn club points by hitting spend thresholds
- extend validity of points, or points do not expire
- mileage redemption rebate
- free Marco Polo Green
#18
Join Date: Feb 2009
Location: HKG
Programs: MPC, Marriott, Hyatt
Posts: 407
Yes, if it is just 3AM:1USD, certainly the CSR is much better, but the United cards give free silver status and extra baggage, for example. I assume the CX card will do the same in some way in order to compete. As it won't be a Chase card, I'm guessing the 5/24 rule won't apply. My guess is that it'll be something like 50K signup bonus for 3K or 5K spend, rather than AA 100K signup bonuses.
#19
Join Date: Oct 2009
Location: ORD [formerly] + HKG
Programs: CX Diamond, AA exExPlat, BAEC exGold, HH Diamond, Hyatt Globalist, Starriott Titanium, GE
Posts: 2,966
Anyone know what the earning rate will be? If it's just 3 AM:1 USD for CX, and 1:1 for everything else, I don't understand the point of these co-branded cards? Aren't you just better off (as a US person) having something like the Citi Prestige or Premier which also is 3:1 on branded travel, and can also transfer to AM, but ALSO transfer to a bunch of other stuff and hence is more valuable? Why would you bother getting this card except for the sign up?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
It's always wise to go with the four big currencies because of their flexibility and devaluation-resistance (Chase UR/Citi TYP/Amex MR/SPG)...unless the specific currency is very unique and of very high value (like AS miles )
I hope this new card offers some extra benefits beyond standard card earnings...for example, some ideas below
- A way to earn club points by hitting spend thresholds
- extend validity of points, or points do not expire
- mileage redemption rebate
- free Marco Polo Green
- A way to earn club points by hitting spend thresholds
- extend validity of points, or points do not expire
- mileage redemption rebate
- free Marco Polo Green
The signup bonus is 25k for $2.5k spend. And AA hasn't seen 100K bonuses for years, just fyi....
#20
Join Date: Feb 2009
Location: HKG
Programs: MPC, Marriott, Hyatt
Posts: 407
I guess the last time I looked into the AA bonuses was ... 2013? So fair enough.
#21
Ambassador: Japan Airlines
Original Poster
Join Date: Mar 2008
Location: LAX
Programs: JAL Mileage Bank, JMB Diamond, oneworld Emerald, Bonvoy Platinum
Posts: 16,394
#22
Ambassador: Japan Airlines
Original Poster
Join Date: Mar 2008
Location: LAX
Programs: JAL Mileage Bank, JMB Diamond, oneworld Emerald, Bonvoy Platinum
Posts: 16,394
Not SPG anymore if they keep the current SPG to Marriott conversion rate and the Marriott points to airline miles conversion rates after the 2018 program merge. But I doubt CX is going to compete with any of these programs.
#23
Formerly known as jsfrSuperElite
Join Date: Feb 2008
Location: Hong Kong, Montreal
Programs: Air Canada SE100K-1MM, Hilton Honors Lifetime Diamond
Posts: 590
In Canada, RBC offers the Visa Platinum Cathay Pacific card, where CX tickets purchase online gets me 2 Asia miles per 1$ dollar spent.
Page 2:
http://www.rbcroyalbank.com/credit-c...guide%20EN.pdf
Page 2:
http://www.rbcroyalbank.com/credit-c...guide%20EN.pdf
#24
FlyerTalk Evangelist
Join Date: Aug 2009
Location: ZOA, SFO, HKG
Programs: UA 1K 0.9MM, Marriott Gold, HHonors Gold, Hertz PC, SBux Gold, TSA Pre✓
Posts: 13,811
Anyone know what the earning rate will be? If it's just 3 AM:1 USD for CX, and 1:1 for everything else, I don't understand the point of these co-branded cards? Aren't you just better off (as a US person) having something like the Citi Prestige or Premier which also is 3:1 on branded travel, and can also transfer to AM, but ALSO transfer to a bunch of other stuff and hence is more valuable? Why would you bother getting this card except for the sign up?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
Hence the inception of the CX cobrand card.
I hope this new card offers some extra benefits beyond standard card earnings...for example, some ideas below
- A way to earn club points by hitting spend thresholds
- extend validity of points, or points do not expire
- mileage redemption rebate
- free Marco Polo Green
- A way to earn club points by hitting spend thresholds
- extend validity of points, or points do not expire
- mileage redemption rebate
- free Marco Polo Green
Most of the so-called airline cobranded card benefits are the direct result when the airlines become fee-savvy.
So more card benefit = "enhancement" to the current program.
#25
Join Date: Oct 2009
Location: ORD [formerly] + HKG
Programs: CX Diamond, AA exExPlat, BAEC exGold, HH Diamond, Hyatt Globalist, Starriott Titanium, GE
Posts: 2,966
Anyone know what the earning rate will be? If it's just 3 AM:1 USD for CX, and 1:1 for everything else, I don't understand the point of these co-branded cards? Aren't you just better off (as a US person) having something like the Citi Prestige or Premier which also is 3:1 on branded travel, and can also transfer to AM, but ALSO transfer to a bunch of other stuff and hence is more valuable? Why would you bother getting this card except for the sign up?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
I'm not the world's most experienced person with this stuff but I'm learning. Am I missing something?
CX purchases online/inflight $1:2AM
Overseas purchases $1:1.5AM
Dining $1:1.5AM
Others $1:1AM
Presumably other standard Visa Signature benefits apply. But if it's a $95 AF card, meh then.
Unless it is churnable then there's not much point in getting one...you can pick up a 25K bonus AMEX charge card without much difficulty.
As a reference point, US based people like us don't really get to 'arbitrage' that much compared to HK users as some claim here..., just look at the poor earnings structure here (compared to like Fubon and HSBC) and we always have to pay high AFs...
#26
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
I mean even if we value them as US 1.3cpm (= HK$0.10), that's a 1.3%, 1.95% and 2.6% rebate
Compared to CSR 4.5% on dining and travel and 1.5% on everything else. Even tho you have no AM option with Chase UR.
It was the 100K AA mile 2-month churn signup offers, along with 67.5/AA miles one-way F pricing that we here are mad about. I thought we had an end to this (it's not sustainable for the banks nor for AAdvantage).
Last edited by percysmith; Feb 11, 2017 at 6:08 am
#27
Join Date: Oct 2009
Location: ORD [formerly] + HKG
Programs: CX Diamond, AA exExPlat, BAEC exGold, HH Diamond, Hyatt Globalist, Starriott Titanium, GE
Posts: 2,966
I readily conceded HK earn rates are a lot better. We're looking at 2.66/US$ for online, 2/US$ for dining, 1.6/US$ generally and we can cash out retail spending.
It was the 100K AA mile 2-month churn signup offers, along with 67.5/AA miles one-way F pricing that we here are mad about. I thought we had an end to this (it's not sustainable for the banks nor for AAdvantage).
It was the 100K AA mile 2-month churn signup offers, along with 67.5/AA miles one-way F pricing that we here are mad about. I thought we had an end to this (it's not sustainable for the banks nor for AAdvantage).
It's also much easier to MS in Hong Kong
#28
Join Date: Apr 2002
Location: NYC, HNL
Programs: AA 2MM LT PLT, DL PM, BA Gold, UA Gold, Bonvoy LT PLT
Posts: 669
Actually it's not 3:1. The earnings structure as follows:
CX purchases online/inflight $1:2AM
Overseas purchases $1:1.5AM
Dining $1:1.5AM
Others $1:1AM
Presumably other standard Visa Signature benefits apply. But if it's a $95 AF card, meh then.
Unless it is churnable then there's not much point in getting one...you can pick up a 25K bonus AMEX charge card without much difficulty.
As a reference point, US based people like us don't really get to 'arbitrage' that much compared to HK users as some claim here..., just look at the poor earnings structure here (compared to like Fubon and HSBC) and we always have to pay high AFs...
CX purchases online/inflight $1:2AM
Overseas purchases $1:1.5AM
Dining $1:1.5AM
Others $1:1AM
Presumably other standard Visa Signature benefits apply. But if it's a $95 AF card, meh then.
Unless it is churnable then there's not much point in getting one...you can pick up a 25K bonus AMEX charge card without much difficulty.
As a reference point, US based people like us don't really get to 'arbitrage' that much compared to HK users as some claim here..., just look at the poor earnings structure here (compared to like Fubon and HSBC) and we always have to pay high AFs...
#29
Join Date: Jun 2016
Programs: Marriott Titanium, Hilton Diamond, Hyatt Explorist, Marco Polo Gold
Posts: 1,084
If this card is just points per dollar spent then it's worthless. I already have 5 cards in my wallet that has a better earning potential than Cathay can offer, WITH bunch of other hotel/airlines/airport benefits.
If Cathay truly wants to offer a meaningful card it has to carry some extra benefits such as:
1) Extra baggage (and/or) weight allowance
2) Lounge certificates
3) At least a 3:1 AM/USD ratio for Cathay expenses, and 2:1 ratio for everything else. Anything lower than that is worthless compare to what's already out there.
4) No foreign transaction fees
5) Free internet for Cathay Pacific flights
And this is just the minimum in my opinion.
If Cathay truly wants to offer a meaningful card it has to carry some extra benefits such as:
1) Extra baggage (and/or) weight allowance
2) Lounge certificates
3) At least a 3:1 AM/USD ratio for Cathay expenses, and 2:1 ratio for everything else. Anything lower than that is worthless compare to what's already out there.
4) No foreign transaction fees
5) Free internet for Cathay Pacific flights
And this is just the minimum in my opinion.
#30
Join Date: Jan 2017
Location: Hong Kong
Programs: Cathay
Posts: 32
In Canada, RBC offers the Visa Platinum Cathay Pacific card, where CX tickets purchase online gets me 2 Asia miles per 1$ dollar spent.
Page 2:
http://www.rbcroyalbank.com/credit-c...guide%20EN.pdf
Page 2:
http://www.rbcroyalbank.com/credit-c...guide%20EN.pdf