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Credit card Asia Miles earning opportunities (HK) 2017

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Old Jan 1, 2017, 7:55 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: percysmith
Continued from 2016 discussion: 2016 Credit Card Earning discussion
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.
On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee)

Credit Cards that are by Invitation Only or Applied in lieu with an Account:

1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Advance customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)

Full list:

I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2018] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
6. [to 31 Dec 2017] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++ ^
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)^
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**

^: DO NOT Award points for DCC Transactions

II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)

III. Dining
1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2017] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2017] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)

V. Other retail spending
1. [to 14 Mar 18] (if online) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2017] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments (EXCLUDING Insurance and Education)
1. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent on bill payment (Excluding the following categories: Education, Insurance) (no fee) Note 3
2. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
3. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
4. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
5. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI B. Education Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI C. Insurance Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI D. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - DBS Black $6/AM

Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per HK$6 spent for $500 recharges, 1 mile per HK$12 spent for $250 recharges ($100 flat redemption fee)
3. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 4. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
5. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
6. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
** ++ 7. Citibank Premiermiles - 1 mile per $8 spent (no fee)
8. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VIII. China Unionpay RMB spending

** ++1. [to 31 Dec 2017] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($100 flat redemption fee)
3. Shacom Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
4. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets
i. Payme https://forum.hongkongcard.com/forumSE/show/21076?page=108 #1071
ii. Wechat https://www.facebook.com/notes/%E9%87%8C%E6%95%B8%E8%91%97%E6%95%B8%E5%84%B2%E5%B E%97%E5%BF%AB/wechat-%E8%BD%89%E8%B3%AC-step-by-step/1793364737574888
iii. Alipay P2P https://www.flyertalk.com/forum/cathay-pacific-marco-polo-club/1812080-credit-card-asia-miles-earning-opportunities-hk-2017-a-77.html#post28934293

Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here
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Credit card Asia Miles earning opportunities (HK) 2017

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Old Oct 19, 2017, 9:13 pm
  #1186  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
Originally Posted by Kilian Zoll
Will it be possible to use the Alipay HK app (it appears I can use Alipay HK and Alipay China alongside eachother with the same account/phone number?) when paying for things on the Mainland? E.g. for bikeshare rentals?
Yes. IME Alipay HK only copies info (eg personal info, passwords) of Alipay PRC when signing up. The accounts appear independent thereafter.
percysmith is offline  
Old Oct 19, 2017, 10:00 pm
  #1187  
 
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,462
Originally Posted by percysmith
Yes. IME Alipay HK only copies info (eg personal info, passwords) of Alipay PRC when signing up. The accounts appear independent thereafter.
Will I be able to use Alipay HK and all its features while in Mainland China, including making payments to merchants and transferring funds to/from Mainland Alipay accounts? In that case, how would HKD/CNY currency transfers work, or are the wallets separated as is the case with Wechat?

I do have the original version but I can't get verified since I don't have a Mainland bank account.
Kilian Zoll is offline  
Old Oct 20, 2017, 7:43 pm
  #1188  
 
Join Date: Oct 2014
Location: Hong Kong
Posts: 188
Percy, on the CCB local dining promotion, the CCB page states that the spending target of each phase is $5,000 or more? Are you saying that we can get to the max points with $4,167 spend?
hubestar is offline  
Old Oct 21, 2017, 12:29 am
  #1189  
 
Join Date: Apr 2012
Location: Hong Kong SAR
Programs: JL Diamond, CX Gold, HH Gold
Posts: 270
Originally Posted by hubestar
Percy, on the CCB local dining promotion, the CCB page states that the spending target of each phase is $5,000 or more? Are you saying that we can get to the max points with $4,167 spend?
You spend $5000 in any transactions (except AAVS, Bill payment, insurance and those usual excluded ones) to 'activate' this bonus.
There is no need to spend $5000 in F&B.
AmD950 is offline  
Old Oct 21, 2017, 3:13 am
  #1190  
 
Join Date: Oct 2014
Location: Hong Kong
Posts: 188
Thanks AMD, I didn't realize this distinction. So spending all of $5000 on F&B will get me max points?
hubestar is offline  
Old Oct 21, 2017, 3:48 am
  #1191  
 
Join Date: Oct 2014
Location: Hong Kong
Posts: 188
AMD, I just re-read the terms and conditions, and realize that the promo is not only for local dining. Thank you for the clarification. But the spend threshold is $5,000 from what I read...
hubestar is offline  
Old Oct 22, 2017, 4:46 am
  #1192  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
Originally Posted by fakecd
amex plat charge is not for everyone, i agree... but if you are TRAVELLER it is reallt worth it after welcome bonus... annual trip insurance for family is about 3k HKD which it comes with...
I'm actually making use of Citi's free insurance after discussing it https://www.flyertalk.com/forum/cath...insurance.html

(using the Prestige variant https://www.citibank.com.hk/english/...ctsheet_en.pdf but identical to Premiermiles')

I pay the YQ of redemption tickets on Citi Prestige and enjoy the insurance.

Last edited by percysmith; Oct 22, 2017 at 4:51 am
percysmith is offline  
Old Oct 22, 2017, 8:06 am
  #1193  
 
Join Date: Feb 2005
Location: Hong Kong
Posts: 2,068
Originally Posted by percysmith
I'm actually making use of Citi's free insurance after discussing it https://www.flyertalk.com/forum/cath...insurance.html

(using the Prestige variant https://www.citibank.com.hk/english/...ctsheet_en.pdf but identical to Premiermiles')

I pay the YQ of redemption tickets on Citi Prestige and enjoy the insurance.
Basically for travelling I now am pretty much using Citi because of the insurance and the car CDW.

I am also using Citi Prestige when making certain purchases as well, because of the extra year warranty.
theworld is offline  
Old Oct 22, 2017, 8:25 pm
  #1194  
 
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
Posts: 592
Originally Posted by theworld
Basically for travelling I now am pretty much using Citi because of the insurance and the car CDW.
I don't see anything in the link above to the terms of the Citi travel insurance policy about rental car CDW? Does Citi Premiermiles (I don't have Prestige) really cover rental car CDW? And, if so, is there another link to the details?
dannyhk is offline  
Old Oct 22, 2017, 8:37 pm
  #1195  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
Originally Posted by dgittings
I don't see anything in the link above to the terms of the Citi travel insurance policy about rental car CDW? Does Citi Premiermiles (I don't have Prestige) really cover rental car CDW? And, if so, is there another link to the details?
https://www.flyertalk.com/forum/hong...l#post28352281
percysmith is offline  
Old Oct 23, 2017, 12:08 am
  #1196  
 
Join Date: Nov 2012
Programs: SPG Platinum
Posts: 1,689
Is Citi Prestige now worth it when you factor in (1) annual relationship bonus; and (2) TI for award tickets? Want to ascribe value to both to compare it with the cost of just buying an annual TI policy.

Any current sign up bonus?
Isochronous is offline  
Old Oct 23, 2017, 12:20 am
  #1197  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
15k miles sign-up (20k miles for subsequent years) + TI for $2,500

Plus relationship bonus plus the concierge
percysmith is offline  
Old Oct 23, 2017, 12:54 am
  #1198  
 
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
Posts: 592
Thanks. I see rental car coverage is an optional extra on the paid plan, and only up to HK$5,000.
dannyhk is offline  
Old Oct 23, 2017, 1:18 am
  #1199  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,795
Originally Posted by dgittings
Thanks. I see rental car coverage is an optional extra on the paid plan, and only up to HK$5,000.
http://www.worldelite.mastercard.com..._EN.pdf#page=4
percysmith is offline  
Old Oct 23, 2017, 1:40 am
  #1200  
 
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
Posts: 592
Ahh, I see now. Shame that rental car insurance only applies to Citi Prestige, and not PremierMiles as well.
dannyhk is offline  


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