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Credit card Asia Miles earning opportunities (HK) 2017

Credit card Asia Miles earning opportunities (HK) 2017

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Old Dec 12, 17, 1:05 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: percysmith
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Continued from 2016 discussion: 2016 Credit Card Earning discussion
Churning and Welcome Offers: Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda

For time required to transfer miles from banks, please see here.
On-going offers

Beginner's recommendation (rates quoted before other short term promotions):
(Just one for now) BEA Flyer World Master - 1 mile per $5 for local purchases / overseas purchases; 1 mile per $8 for Octopus AAVS / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee)

Credit Cards that are by Invitation Only or Applied in lieu with an Account:

1. WLB Luxe Visa Infinite - 1 mile per $2.4 for overseas airline / travel / hotel / dining; $4/mile on local airline / travel / hotel / dining ($50/5,000 miles min $50 max $500) (Need to be Wing Lung Private Banking customers)
2. BoC Wealth Management Visa Infinite - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $5 for overseas spending / local dining, 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. HSBC Premier World Master for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Premier customer)
4. BoC Enrich World MC - 1 mile per $15 for local / overseas / octopus AAVS / bill payment, 1 mile per $3 for dining/dept store if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Enrich (智盈理財) customer)
5. HSBC Advance Platinum Visa for 6X (select one category only below, 1 mile per $4.16. Under this promotion, cap at $100,000), and all other seasonal promotions. ($300 fee for a year's worth of redemption) [to 31 Dec 2017] (Need to be HSBC Advance customer)
5. Citibank Ultima card - 1 mile per $4 for local / overseas / octopus (no redemption fee, $23,800 non-waivable annual fee) (Need to be Citigold Private Client customer AND by Invitation only)
6. SCB Priority Banking Visa Infinite - $7.5 per mile for local spending ($15 per mile for Insurance Spending (NOT BILL PAYMENT)) and Octopus, $5 per mile overseas spending ($300 flat redemption fee) (Need to be SCB Priority Banking customer) Note 2
7. BEA Supreme Gold World Master - 1 mile per $5 for local /overseas / Octopus / Bill Payment (Excluding the following categories: Education, Insurance and Tax) (no fee) (Need to be BEA Supreme Gold (顯卓理財) customer) Note 3
8. Shacom World Master - 1 mile per $8 local purchases / overseas / octopus ($10 per 1,000AM min $100 max $500) (Need to be Shacom SMART Banking (慧通理財) customer)
9. CCB HK Visa Infinite - 1 mile per $8 spent for Local Spending / Overseas Spending / Octopus / Bill payment ($50 per 5,000 miles AM min $100) (Need to be CCB Premier Banking (貴賓理財) / Premier Select (貴賓晉裕) customer)

Full list:

I. Overseas
1. BOC Travel Rewards Visa Signature Card - 8% rebate for each transaction >$500 overseas spending (max $500 per month) (requirement: 1. overseas transaction for that month (any amount per transaction) > $6,000; 2. three times local spending (any amount)) plus 1 mile per $15
2. BoC Wealth Management Visa Infinite - 1 mile per $2.5 for overseas spending / local dining if that month's accumulated spending is over $15000 ($50/5,000 miles min $100 max $300) (Need to be BoC Wealth Management (中銀理財) customer)
3. [to 31 Dec 2018] HSBC (excluding amounts billed in HK and PRC) - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent (select Overseas Spending category ONLY) / $6.25 (HSBC Visa Signature) spent (NOT select Overseas Spending category) ($300 fee for a year's worth of redemptions)** ++
4. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $2.14 (inclusive of 5X online bonus, cap at $50,000 per calender year and (2X extra overseas bonus, cap at $75000 per membership year ) ($50 per 5,000 miles min $100)
5. Citibank Premiermiles (>=$20K per billing cycle) (excluding RMB and MOP) - 1 mile per $3 spent (no redemption fee)** ++ ^
6. [to 31 Dec 2017] DBS Eminent (excluding MOP) - 1 mile per $3.6 spent ($50 fee per 5,000 miles)
7. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $3.75 spent ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600)
Note: 1 mile per $0.75 for TWD spendings in Taiwan (max $5,000/month and $10,000/year), and 1 mile per $1.875 for KRW and JPY spendings in Korea and Japan (Seperate registration needed, max $20,000/month, two months per calendar year max)^
8. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)
9. Citibank Prestige / Premiermiles (<$20K) (excluding RMB and MOP) - 1 mile per $4 spent (no redemption fee, $2,500 non-waivable annual fee for the Prestige)** ++ ^
10. DBS Black World Master (excluding MOP) - 1 mile per $4 spent overseas (no fee)^
11. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
12. Amex CX Elite - 1 mile per $4 spent (automatic conversion)
13. BEA Flyer World Master / Supreme Gold World Master - 1 mile per $5 (no fee)^
14. CCB HK Platinum Visa / Platinum Master - 1 mile per $5 ($50 per 5,000 miles min $100)
15. SCB Priority Banking Visa Infinite - 1 mile per $5 spent ($300 flat fee redemption)**

^: DO NOT Award points for DCC Transactions

II. Supermarket, dept store, Telecommunications bills on autopay:
1A . [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Home Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1B. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Lifestyle Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1C. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature)/$4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Entertainment Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
2. Citibank Rewards - 1 mile / $3 spent ($50 fee per 5,000 mile redeemed) (on first $12,500 spending per statement month) Note 2** ++
3. (if ONLINE / PAYWAVE) CCB HK eye Card - 1 mile / $3 (inclusive of 5X online bonus, cap at $75000 per calender year ($50 per 5,000 miles AM min $100)

III. Dining
1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select Dining Spending category ONLY) ($300 fee for a year's worth of redemptions)** ++
1b. [to 31 Dec 2017] HSBC (non-Visa Signature, INCLUDING HSBC Premier World Master) (select Dining category) - 1 mile / $4.16 ($300 fee for a year's worth of redemptions)** ++
1c. [to 31 Dec 2017] HSBC Visa Signature (did not select Dining category) - 1 mile / $6.25 ($300 fee for a year's worth of redemptions) ** ++
2. SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion)
3. BEA Flyer World Master - 1 mile / $5 (no fee)
Note: Restaurants in hotels sometimes are regarded as "Hotel" under V/M classification and thus ineligible for any dining promotions, using CUP can usually (but not always) get around this problem

IV. Travel agents:
** ++1. [to 31 Dec 2018] HSBC - 1 mile / $2.78 (HSBC Visa Signature) / $4.16 (other HSBC Credit Cards INCLUDING HSBC Premier World Master) spent# (select LifeStyle Spending category ONLY)/ $6.25 (HSBC Visa Signature NOT selecting LifeStyle Spending category)($300 fee for a year's worth of redemptions)
2. CCB HK EYE (if online) - 1 mile per $2.14 spent (First $50,000 only) ($50 per 5,000 miles AM min $100)
3. Amex Plat Charge - 1 mile per $3.75 spent (first $160,000 spending, $5/mile thereafter, $200 flat redemption fee)

V. Other retail spending
1. [to 14 Mar 18] (if online) CCB HK Premier Banking Visa Infinite - 1 mile per $2.67 spent ($50 per 5,000 miles AM min $100) (first $12.5K spending ONLINE per month only, else $8 per mile)
2. CCB HK eye Card - 1 mile per $3 ($50 per 5,000 miles AM min $100) (ONLINE or PAYWAVE Spending ONLY, else $15 per mile)
3. (if online) SCB Asia Miles World Master - 1 mile per $4 spent (automatic conversion) (ONLINE spending ONLY, else $6 per mile)
4. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $5 spent (no fee) Note 3
** 5. SCB WorldMiles AE - 1 mile per $6 spent ($300 flat redemption fee)
** ++ 6. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
7. Amex CX Elite - 1 mile per $6 spent (automatic conversion)
8. DBS Black World Master - 1 mile per $6 spent (no fee)
9. [to 31 Dec 2017] DBS Eminent - 1 mile per $7.2 spent ($50 fee per 5,000 miles)
10. [to 28 Feb 2018] Fubon Platinum / Titanium - 1 mile per $7.5 spent spending >=$300 on Saturdays and Sundays ($50/5,000AM min $250 max $500) (plus 133 Sure win miles if txn amt >$600 (if NOT ONLINE))
** 11. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
** ++ 12. Amex (Gold grade and higher) - 1 mile per $7.5 spent (to $160,000), $200 flat redemption fee). (1 mile per $3 spent for 5x shops and 1 mile per $1.5 spent for 10x shops)
** ++ 13. Citibank Premiermiles - 1 mile per $8 spent (no fee)
13. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VI. Bill payments (Excluding Tax or any payment to IRD)
VI A. General Bill Payments (EXCLUDING Insurance and Education)
1. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent on bill payment (Excluding the following categories: Education, Insurance) (no fee) Note 3
2. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
3. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
4. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
5. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI B. Education Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite/BoC Platinum Visa/BoC Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. [to 31 Dec 2017] HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI C. Insurance Bill Payments
1. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
2. CCB HK Platinum Visa / CCB HK Platinum Master / CCB HK Platinum Dual Currency UnionPay - 1 mile per $15 spent (Each Card Membership Year cap at 12 times of credit limit)
3. BoC Wealth Management Visa Infinite / BoC Platinum Visa & Master / BoC Platinum Dual Currency Unionpay - 1 mile per $15 spent (Each Card cap at $10,000 per Month) ($50/5,000 miles min $100)
4. HSBC Platinum Visa / Advance Platinum Visa / Premier World Master / Visa Signature / Green Card - 1 mile per $25 spent
VI D. Specific bill payment merchants who accept autopay for higher earn rates (by merchant)
1. Towngas autopay - Citi Prestige $6/mile
2. CLP autopay - Citi Prestige $6/mile, BEA $5/AM
3. HKE - DBS Black $6/AM

Note 1: Other issuers in Hong Kong DO NOT award bonus points for bill payment

VII. Octopus Automatic Add-Value
** ++ 1. Citibank Prestige - 1 mile per $6 spent (no redemption fee, $2,500 non-waiveable annual fee)
2. Bankcomm Diamond Dual Currency Card - 1 mile per HK$6 spent for $500 recharges, 1 mile per HK$12 spent for $250 recharges ($100 flat redemption fee)
3. SCB Asia Miles World Master - 1 mile per $6 spent (automatic conversion)
** 4. SCB Priority Banking Visa Infinite - 1 mile per $7.5 spent ($300 flat redemption fee)
5. BEA Flyer World Master / BEA Supreme Gold World Master - 1 mile per $8 spent (no fee) Note 3
6. CCB HK Visa Infinite - 1 mile per $8 spent ($50 per 5,000 miles AM min $100)
** ++ 7. Citibank Premiermiles - 1 mile per $8 spent (no fee)
8. Shacom World Master / Platinum / Titanium / Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)

VIII. China Unionpay RMB spending

** ++1. [to 31 Dec 2017] HSBC Dual Currency Unionpay card - 1 mile per RMB4.16 spent (select China Spending category ONLY) ($300 fee for a year's worth of redemptions)
2. Bankcomm Diamond Dual Currency Card - 1 mile per RMB6 spent for restaurants or hotels spending >= RMB300, 1 per RMB12 spent other categories ($100 flat redemption fee)
3. Shacom Diamond UnionPay - 1 mile per $8 spent ($10 per 1,000AM min $100 max $500)
4. BoC Dual Currency Unionpay Card - 1 mile per RMB15 spent ($50/5,000 miles min $100)

IX. Electronic wallets
i. Payme https://forum.hongkongcard.com/forum...21076?page=108 #1071
ii. Wechat https://www.facebook.com/notes/%E9%8...93364737574888
iii. Alipay P2P https://www.flyertalk.com/forum/cath...l#post28934293

Note 2:
** can opt for Krisflyer miles in lieu
++ can opt for BAEC AVIOS in lieu
For HSBC, ONLY Premier World Master holders are able to opt for BAEC Avios and KrisFlyer Miles

Note 3:
BEA Supreme Gold World Master cardholders need to register in advance for the "BEA Mileage Reward" scheme during application (Supreme Gold account opening), or else pay $1800 penalty to register thereafter.

HK miles/hotel points earning ability
Refer to here
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Old Jan 22, 17, 8:34 pm
  #61  
Ambassador, Hong Kong and Macau
Original Poster
 
Join Date: May 2009
Location: HKG
Programs: Asia Miles. Not bothering to join Marco Polo.
Posts: 16,485
Originally Posted by fluffydot View Post
Do DCC transactions still count toward overseas category bonus?
Rewards of Your Choice 6X yes
Today's overseas promo no "5."Eligible Overseas Transaction" is a transaction with original sales slip or official payment record conducted with an Eligible Credit Card during the Promotional Period outside Hong Kong and in any currency except (i) Hong Kong Dollars, and (ii) Renminbi ("RMB") paid with UnionPay Dual Currency credit cards"
percysmith is offline  
Old Jan 22, 17, 10:01 pm
  #62  
 
Join Date: Aug 2012
Posts: 137
Originally Posted by percysmith View Post
https://www.redhotoffers.hsbc.com.hk...nding-rewards/

Again
Promo rate (6X): $4.16/AM
Promo with Visa Signature (9X): $2.77/AM
Promo with Visa Signature and Rewards of Your Choice 6X (14X): $1.79/AM

Divide the rates by 1.5 for Avios

Capped at 200 extra RC means spending cap of $10,000
too bad online doesn't count. Transactions including online transactions, mail, fax and telephone orders, instalment plans, casino transactions and unposted/cancelled/refunded transactions will not be eligible for this promotion.
woresu is offline  
Old Jan 22, 17, 11:09 pm
  #63  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Gold, Hyatt Explorist, IHG Plat, Marriott Plat
Posts: 926
Has any USA-based HSBC USA Premier customer tried to open the HSBC World Premier (HK) card? Those red hot offers look pretty good!
ralphs is offline  
Old Jan 22, 17, 11:16 pm
  #64  
 
Join Date: Feb 2005
Location: Hong Kong
Posts: 1,981
Originally Posted by percysmith View Post
https://www.redhotoffers.hsbc.com.hk...nding-rewards/

Again
Promo rate (6X): $4.16/AM
Promo with Visa Signature (9X): $2.77/AM
Promo with Visa Signature and Rewards of Your Choice 6X (14X): $1.79/AM

Divide the rates by 1.5 for Avios

Capped at 200 extra RC means spending cap of $10,000
Thanks, perfect timing for my two week trip to New Zealand. With Visa Signature (which I have set to dining), this is still better than Citi Prestige and CCB Eye (paywave only) for in person foreign spending.
theworld is offline  
Old Jan 22, 17, 11:28 pm
  #65  
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Join Date: May 2009
Location: HKG
Programs: Asia Miles. Not bothering to join Marco Polo.
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Originally Posted by ralphs View Post
Has any USA-based HSBC USA Premier customer tried to open the HSBC World Premier (HK) card? Those red hot offers look pretty good!
I have a mate who did but he moved here.

Are you trying to open one without being resident? Sure...I think that is possible but you may have to visit...
percysmith is offline  
Old Jan 23, 17, 1:02 am
  #66  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Gold, Hyatt Explorist, IHG Plat, Marriott Plat
Posts: 926
Originally Posted by percysmith View Post
I have a mate who did but he moved here.

Are you trying to open one without being resident? Sure...I think that is possible but you may have to visit...
The latter. I do visit HK for family reasons, but it would delay the process. I'll have to inquire with a Premier USA banker here; just looking for a data point.
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Old Jan 23, 17, 1:20 am
  #67  
Ambassador, Hong Kong and Macau
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Join Date: May 2009
Location: HKG
Programs: Asia Miles. Not bothering to join Marco Polo.
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Originally Posted by ralphs View Post
The latter. I do visit HK for family reasons, but it would delay the process. I'll have to inquire with a Premier USA banker here; just looking for a data point.
You might want to look at this post from amd950 http://www.hongkongcard.com/index.ph...w/10983?page=1 , but you're going the other way round.

Where will the HKD spend be coming from anyway?

Last edited by percysmith; Jan 23, 17 at 2:43 am
percysmith is offline  
Old Jan 23, 17, 1:54 am
  #68  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Gold, Hyatt Explorist, IHG Plat, Marriott Plat
Posts: 926
Originally Posted by percysmith View Post
You might want to look at this post from amd950 http://www.hongkongcard.com/index.ph...w/10983?page=1 , but you're going the other way round.

Where will the HKD spend be coming from anyway?
Perhaps I'm confused. Is HKD spend required? I see offers for "Overseas Spending". I assumed rewards would be calculated using the HKD equivalent of overseas spending in e.g. USD
ralphs is offline  
Old Jan 23, 17, 2:37 am
  #69  
Ambassador, Hong Kong and Macau
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Join Date: May 2009
Location: HKG
Programs: Asia Miles. Not bothering to join Marco Polo.
Posts: 16,485
It is. Because HSBC HK Premier MC has 1.95% FTF (HSBC US Premier MC has 0% FTF, my mate brags about it, but here he is subject to 1.95% FTF on the HSBC HK Premier MC). If you're not spending in HKD, it gets a bit costly:

You can earn HK$100,000 under 6X i.e. spend US$12,642.23 for at least 36,000 Avios. I am only trying to come up with a cpm, so let's assume you max the HK$100K.

You are subject to 1.95% FTF and HK$300 mileage programme fee. On US$12,642.23 this is US$241.81 and US$37.93.

I also understand you earn roughly 12,642 Avios for US$12,642.23 spend. So for using HSBC HK Premier MC instead of HSBC US Premier MC you are earning 23,358 more Avios.

Is 23,358 Avios worth US$279.74 (241.81+37.93) cost (1.20 US cpm)?

---

This is not the first time I've been asked about double conversion mileage earn. Once I point out we *do* have FTF here, the arbitrage you are hoping for disappears.

If you have HK$100,000 HKD spend, you avoid the fee, but you don't earn the 6X overseas spending earn.

---

There are other complications besides applying for HSBC HK Premier banking account and credit card after that:

1. You need to settle the HSBC HK Premier MC in HSBC HK with HKD. You will have to arrange for T/T (even if it's free)

2. Redemption isn't easy. Are you a Cantonese speaker? Avios redemptions cannot be done online, HSBC HK's English line has no idea what Avios is (anecdotal evidence from two FTers) and HSBC HK no longer accepts forms by fax so you're going to have to mail an original-signed forms from US to HK.

Last edited by percysmith; Jan 23, 17 at 2:51 am
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Old Jan 23, 17, 8:54 am
  #70  
 
Join Date: Dec 2003
Location: Hong Kong
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Originally Posted by percysmith View Post
https://www.redhotoffers.hsbc.com.hk...nding-rewards/

Again
Promo rate (6X): $4.16/AM
Promo with Visa Signature (9X): $2.77/AM
Promo with Visa Signature and Rewards of Your Choice 6X (14X): $1.79/AM

Divide the rates by 1.5 for Avios

Capped at 200 extra RC means spending cap of $10,000
Does this include the original cap of HK$100,000 for 2017?
Psychiatrist is offline  
Old Jan 23, 17, 9:08 am
  #71  
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The Visa Signature 3X and the Rewards of Your Choice 6X will eat into their respective $100,000 2017 quotas.
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Old Jan 23, 17, 10:10 am
  #72  
 
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Gold, Hyatt Explorist, IHG Plat, Marriott Plat
Posts: 926
Percy, thanks for your detailed analysis of the logistics involved. I assumed that there wouldn't be an FTF, since the HSBC USA Premier MC doesn't have one--oops! My wife speaks Canto fluently, so that's not a problem.
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Old Jan 23, 17, 4:20 pm
  #73  
 
Join Date: Oct 2014
Location: Hong Kong
Posts: 187
On this latest HSBC promo for overseas spend, it's definitely worth doing for those who registered for overseas or China spend. For the others, not that much better than Citi premier miles - $2.77/AM vs 3. Am I right?
hubestar is offline  
Old Jan 23, 17, 4:30 pm
  #74  
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Not that much better yes
But with Citi Premieremiles you need to spend $20,000 to get that rate.
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Old Jan 23, 17, 5:35 pm
  #75  
 
Join Date: Jun 2008
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Originally Posted by percysmith View Post
Not that much better yes
But with Citi Premieremiles you need to spend $20,000 to get that rate.
Got a text last night:
"Citibank: Travel abroad or shop online using foreign currency to earn HK$3 = 1 mile with your Citi PremierMiles Card on reaching local or overseas transactions of HK$20,000 within one statement cycle. Visit: citibank.hk/pm . T&Cs apply. EN/UN +85228600399"

Local OR overseas. Was there a change? I also thought it's only after 20k foreign transactions in a cycle.
svellmann is offline  

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