Nov 7, 2016, 8:01 pm
Last edit by: percysmith
For earn rates visit Credit Card Asiamiles Earning discussion (HK) - 2016
[to 31 Aug 19] Amex CX Elite : $2/AM to $100K local and and $1/AM to $100K overseas for three months after approval and 2,000AM per supp (4,000AM for supps maximum) https://www.americanexpress.com/hk/en/campaigns/cathay-pacific/wave-generic.html
[to 30 Jun 17] Bankcomm Diamond Unionpay + Platinum Visa: 5,000 miles for $4,500 spend on both cards in first three months after approval http://www.bankcomm.com.hk/en/creditcard/cupcard.html
[to 31 Dec 17] BEA Flyer World: $1.5/mile to $9,000 for first two months after approval plus $3,000 for online application http://www.hkbea.com/html/en/bea-cre...astercard.html
[to 30 Jun 17] CCB: none (only cash rebate offer) http://www.asia.ccb.com/hongkong/per...edit_card.html
[to 30 Jun 17] Citi Premiermiles: 19,875 miles for $15,000 spend in first two months after approval https://www.citibank.com.hk/english/...dc-master.html
[to 31 Aug 17] DBS Black MC: $1/mile to $5,000 spend in first two months after approval http://www.dbs.com.hk/personal/credi...cards/black-mc
[to 28 Feb 18] Fubon Plat: 4,000 miles for $2,800 spend within first three months after approval http://www.fubonbank.com.hk/web/html...lcome00_e.html
[to 31 Dec 17] HSBC: HK$6K spend for 400 RC (300 RC if existing CC customer) + 100 RC for online application https://www.personal.hsbc.com.hk/1/2.../cards/prom201
[to 30 Jun 17] SCB AM: $0.5/AM to $7,500 and $2/AM for next $30,000 thereafter for first two months after approval https://www.sc.com/hk/credit-cards/asiamiles/
[to 31 Dec 17] Shacom Po Leung Kuk MC: 5,000 miles for $7,000 spend within first two months after approval http://www.shacombank.com.hk/eng/per...rCard-Card.jsp
[to 31 Aug 17] Wing Lung Plat MC: 5,000 miles for $2,800 spend within first two months after approval http://www.winglungbank.com/wlb_corp...ard/index.html
[to 31 Aug 19] Amex CX Elite : $2/AM to $100K local and and $1/AM to $100K overseas for three months after approval and 2,000AM per supp (4,000AM for supps maximum) https://www.americanexpress.com/hk/en/campaigns/cathay-pacific/wave-generic.html
[to 30 Jun 17] Bankcomm Diamond Unionpay + Platinum Visa: 5,000 miles for $4,500 spend on both cards in first three months after approval http://www.bankcomm.com.hk/en/creditcard/cupcard.html
[to 31 Dec 17] BEA Flyer World: $1.5/mile to $9,000 for first two months after approval plus $3,000 for online application http://www.hkbea.com/html/en/bea-cre...astercard.html
[to 30 Jun 17] CCB: none (only cash rebate offer) http://www.asia.ccb.com/hongkong/per...edit_card.html
[to 30 Jun 17] Citi Premiermiles: 19,875 miles for $15,000 spend in first two months after approval https://www.citibank.com.hk/english/...dc-master.html
[to 31 Aug 17] DBS Black MC: $1/mile to $5,000 spend in first two months after approval http://www.dbs.com.hk/personal/credi...cards/black-mc
[to 28 Feb 18] Fubon Plat: 4,000 miles for $2,800 spend within first three months after approval http://www.fubonbank.com.hk/web/html...lcome00_e.html
[to 31 Dec 17] HSBC: HK$6K spend for 400 RC (300 RC if existing CC customer) + 100 RC for online application https://www.personal.hsbc.com.hk/1/2.../cards/prom201
[to 30 Jun 17] SCB AM: $0.5/AM to $7,500 and $2/AM for next $30,000 thereafter for first two months after approval https://www.sc.com/hk/credit-cards/asiamiles/
[to 31 Dec 17] Shacom Po Leung Kuk MC: 5,000 miles for $7,000 spend within first two months after approval http://www.shacombank.com.hk/eng/per...rCard-Card.jsp
[to 31 Aug 17] Wing Lung Plat MC: 5,000 miles for $2,800 spend within first two months after approval http://www.winglungbank.com/wlb_corp...ard/index.html
Credit Card Asiamiles Churning and Welcome Offers discussion (HK) - continuously upda
Jan 23, 2017, 9:34 pm
#46
Join Date: Nov 2008
Location: SHA & TKO
Programs: Hyatt Gold Passport Diamond / *A Gold / NH Platinum / Super Flyers
Posts: 28
And it has to be online or overseas. I just fixed-size online gift card and be done with it https://www.flyertalk.com/forum/cath...l#post26491816
Anyway, offer only good for this month and next month only.
Anyway, offer only good for this month and next month only.
Jan 23, 2017, 9:49 pm
#47
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,767
If you're masochist enough, consider unionpay:
JPY exchange rates for 2 Sep 16
Visa: 0.076223 HKD/JPY
--> 0.07771 after fee
Mastercard: 13.287777 JPY/HKD
--> 0.07526 HKD/JPY
--> 0.07673 after fee
Unionpay: 0.75700
JCB: "13.31" JPY/HKD
--> 0.07513
--> 0.07660 after fee
https://usa.visa.com/support/consume...alculator.html
https://www.mastercard.com/global/cu...ion/index.html
http://www.unionpayintl.com/MainServ...exchangeRateEn
http://www.jcb.jp/rate/jpy.html
---
So Unionpay has 1.36% better rates than MC, which in turn is better than Visa
ICBC Asia is offering 3X on their Unionpays for overseas spend this year, also uncapped. 1X is 0.5% cash rebate so 3X is 1.5%.
So your net benefit for carding ICBC Unionpay over SCB MC is 1.36% + 1.5 - 2% i.e. net 1.86% better
JPY exchange rates for 2 Sep 16
Visa: 0.076223 HKD/JPY
--> 0.07771 after fee
Mastercard: 13.287777 JPY/HKD
--> 0.07526 HKD/JPY
--> 0.07673 after fee
Unionpay: 0.75700
JCB: "13.31" JPY/HKD
--> 0.07513
--> 0.07660 after fee
https://usa.visa.com/support/consume...alculator.html
https://www.mastercard.com/global/cu...ion/index.html
http://www.unionpayintl.com/MainServ...exchangeRateEn
http://www.jcb.jp/rate/jpy.html
---
So Unionpay has 1.36% better rates than MC, which in turn is better than Visa
ICBC Asia is offering 3X on their Unionpays for overseas spend this year, also uncapped. 1X is 0.5% cash rebate so 3X is 1.5%.
So your net benefit for carding ICBC Unionpay over SCB MC is 1.36% + 1.5 - 2% i.e. net 1.86% better
Feb 9, 2017, 9:55 am
#50
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,767
(HT toplayer) new link www.americanexpress.com.hk/cxoffer CXRSVP312
Last edited by percysmith; Feb 9, 2017 at 8:26 pm
Feb 9, 2017, 4:32 pm
#51
Suspended
Join Date: Jun 2002
Location: Hong Kong
Programs: None any more
Posts: 11,017
Is that targetted or open to anyone? I've been looking for how to get decent rewards on my monthly FCC (club) bill so this looks like a good one. From the T&Cs I see
Does that mean you're forced to pay $1800 for the first renewal? Or can I use it for 3 months to get the bonus, put it away for 9 months and then cancel at 12 months avoiding any clawback of the offer and any fee?
If the Basic Cardmember cancels the American Express Cathay Pacific Elite Credit Card within 12 months of Card issuance, American Express International, Inc. reserves the right to debit the original price of these Welcome Offers.
Feb 9, 2017, 5:23 pm
#52
Join Date: Jun 2008
Location: DUS
Posts: 318
Is that targetted or open to anyone? I've been looking for how to get decent rewards on my monthly FCC (club) bill so this looks like a good one. From the T&Cs I see Does that mean you're forced to pay $1800 for the first renewal? Or can I use it for 3 months to get the bonus, put it away for 9 months and then cancel at 12 months avoiding any clawback of the offer and any fee?
Feb 9, 2017, 8:29 pm
#53
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,767
(There's some dispute over whether it's necessary to be this cautious but) best idea is to call 2277 3333 and say your wife/colleague/somebody received this code and has no interest to apply but you do, can they email a CXRSVP312 form to you. They will email you a form with the CXRSVP312 offer on its face. Apply on that form (that's what I did with CXRSVP212 and I received 50K AM in full).
Feb 9, 2017, 8:39 pm
#54
Join Date: Jun 2008
Location: DUS
Posts: 318
(There's some dispute over whether it's necessary to be this cautious but) best idea is to call 2277 3333 and say your wife/colleague/somebody received this code and has no interest to apply but you do, can they email a CXRSVP312 form to you. They will email you a form with the CXRSVP312 offer on its face. Apply on that form (that's what I did with CXRSVP212 and I received 50K AM in full).
Feb 9, 2017, 10:44 pm
#55
Join Date: Jun 2011
Location: HKG
Programs: MPC -> QFF
Posts: 205
I've had the AMEX CX Elite card for just over a year. Planning to cancel it since all of my spend goes to HSBC and SC now. Although the non-elite version of the AMEX CX has a pretty low sign-up offer, is it practical to alternate between elite and non-elite for the bonuses?
Non-elite offer is 3,000AM for $3,000 spend + 1,000AM for online app
Terms say you have to hold it for 12 months, but I don't see any terms about reapplying after cancelling.
Or can I cancel my current Elite CX card and reapply with the CXRSVP312 offer?
Non-elite offer is 3,000AM for $3,000 spend + 1,000AM for online app
Terms say you have to hold it for 12 months, but I don't see any terms about reapplying after cancelling.
Or can I cancel my current Elite CX card and reapply with the CXRSVP312 offer?
Feb 22, 2017, 4:14 am
#57
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
Posts: 592
Is the Dah Sing BA Avios card churnable?
Slightly OT (but closely related): Is the Dah Sing BA Avios card churnable? The T and C in English don't seem 100% clear (and I know Dah Sing ANA card specifically excludes getting a 2nd bonus, however long you wait. What with all the HSBC Avios transfer bonuses, I hardly use this card any more. But not much point cancelling if its not churnable for a 2nd bonus? (I see there's another bonus on right now.)
Feb 22, 2017, 4:20 am
#58
FlyerTalk Evangelist
Join Date: Dec 2004
Programs: CX Green, QF Platinum, BAEC Silver, Hyatt Glob
Posts: 10,780
Slightly OT (but closely related): Is the Dah Sing BA Avios card churnable? The T and C in English don't seem 100% clear (and I know Dah Sing ANA card specifically excludes getting a 2nd bonus, however long you wait. What with all the HSBC Avios transfer bonuses, I hardly use this card any more. But not much point cancelling if its not churnable for a 2nd bonus? (I see there's another bonus on right now.)
http://dahsing.com/html/en/credit_ca...rway_card.html
- Welcome Offer is only applicable to new Principal Card applicant (i.e. not holding any Principal Card or Supplementary Card of any card type issued by Dah Sing Bank ("the Bank") in the past 12 months) who successfully applied for Dah Sing British Airways Platinum Card within the Promotion Period. Each Principal Card applicant can only apply for one Dah Sing British Airways Platinum Card and is entitled to the Welcome Offer once only.
Feb 22, 2017, 4:26 am
#59
Ambassador, Hong Kong and Macau
Original Poster
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,767
"15.Welcome Offer is only applicable to new Principal Card applicant (i.e. not holding any Principal Card or Supplementary Card of any card type issued by Dah Sing Bank ("the Bank") in the past 12 months) who successfully applied for Dah Sing British Airways Platinum Card within the Promotion Period. Each Principal Card applicant can only apply for one Dah Sing British Airways Platinum Card and is entitled to the Welcome Offer once only. "
Sticking my neck out but I think this refers to promo period only. So yes, churnable. Otherwise you can't even apply for another BA card in 12 months.
Sticking my neck out but I think this refers to promo period only. So yes, churnable. Otherwise you can't even apply for another BA card in 12 months.
Feb 22, 2017, 4:32 am
#60
Join Date: Jun 2004
Location: Hong Kong
Programs: CX MPC
Posts: 592
But the wording for the Dah Sing BA card is different from the T and C for the Dah Sing ANA card which is far more explicit on this matter: Welcome Bonus Miles is not applicable to cardholders who had ever held ANA Card HK Visa Platinum and have ever enjoyed welcome miles.
So just wondering if anyone on this forum has ever churned the BA card and succeeded in getting the bonus a second time round?