Does Capital One report authorized users? Is there a hard pull on their credit?
May 24, 2023, 4:02 pm
#1
Original Poster
Join Date: Oct 2006
Location: Fort Lauderdale
Posts: 98
Does Capital One report authorized users? Is there a hard pull on their credit?
Hey Guys,
Does Capital One (Venture X cc) report authorized users to credit bureaus and is there a hard pull on their credit?
Thank You
Does Capital One (Venture X cc) report authorized users to credit bureaus and is there a hard pull on their credit?
Thank You
May 24, 2023, 4:32 pm
#2
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Yes, Capital One reports AU cards to credit bureaus, even when they do not have the AU's SSN. Example: https://www.flyertalk.com/forum/33903248-post444.html
No reason for a card issuer to perform a credit check on a AU, because they are not extending credit to the AU.
No reason for a card issuer to perform a credit check on a AU, because they are not extending credit to the AU.