Aug 2, 2022, 2:59 pm
C1 application process (all cards)
Mar 8, 2022, 9:23 pm
#226
Join Date: Mar 2008
Posts: 367
Mar 8, 2022, 10:16 pm
#227
Join Date: Mar 2010
Location: TPE, SFO, PAE
Posts: 862
Perhaps something changed recently, but I wasn't able to get the card expedited back in January because it was a new account according to CS.
Mar 9, 2022, 10:06 am
#228
Join Date: Apr 2009
Location: DEN
Programs: UA 2P
Posts: 27
My card is due to arrive today via FedEx overnight, one week to the day following a manual approval of the card. I was told by the rep who approved the application that there is no way to request expedited processing.
Mar 9, 2022, 1:17 pm
#229
Join Date: Sep 2011
Posts: 1,857
My wife was instantly approved on Monday afternoon. Card arrived via Fedex this (Wednesday) morning.
Mar 10, 2022, 11:05 am
#230
Join Date: Mar 2008
Posts: 367
C1 application process (all cards)
Two questions somewhat related:
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future? (the referral bonus clearly states, "Since this program is about new people joining Capital One, you must be a new Capital One credit card customer for your friend to receive a bonus as part of the referral program. If you already have a credit card with Capital One, your friend will not receive a referral bonus.")
--however I don't know if being an AU is considered as being a Capital one credit card customer and thus negating P1's referral bonus.
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future? (the referral bonus clearly states, "Since this program is about new people joining Capital One, you must be a new Capital One credit card customer for your friend to receive a bonus as part of the referral program. If you already have a credit card with Capital One, your friend will not receive a referral bonus.")
--however I don't know if being an AU is considered as being a Capital one credit card customer and thus negating P1's referral bonus.
Mar 11, 2022, 5:45 am
#232
Join Date: Nov 2021
Programs: DL, WN, B6, Marriot, IHG
Posts: 105
C1 application process (all cards)
It's not the AU's account, so no, in this instance.
Currently, no and no.
Two questions somewhat related:
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future?
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future?
Mar 11, 2022, 7:51 am
#233
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,636
Two questions somewhat related:
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future? (the referral bonus clearly states, "Since this program is about new people joining Capital One, you must be a new Capital One credit card customer for your friend to receive a bonus as part of the referral program. If you already have a credit card with Capital One, your friend will not receive a referral bonus.")
--however I don't know if being an AU is considered as being a Capital one credit card customer and thus negating P1's referral bonus.
1. if I add P2 as an AU, does that decrease P2's chance for approval if she applied for this card herself in the future?
2. if I add P2 as an AU, does that eliminate my ability to get a referral bonus if she applies for this card in the future? (the referral bonus clearly states, "Since this program is about new people joining Capital One, you must be a new Capital One credit card customer for your friend to receive a bonus as part of the referral program. If you already have a credit card with Capital One, your friend will not receive a referral bonus.")
--however I don't know if being an AU is considered as being a Capital one credit card customer and thus negating P1's referral bonus.
Just got denied whereas spouse got approved 6 weeks ago. We have similar scores in the upper 700s.
Denied for too many hard pulls in 12 months - Spouse and I have same pulls mostly due to mortgages.
Too many recent open accounts. - Same number of accounts opened in past 24 months.
Only difference between when spouse and I applied is I have the Venture X added to my report as an AU at time of application.
Mar 11, 2022, 8:06 am
#234
Join Date: Apr 2002
Posts: 2,946
In terms of delivery of the card, I learned that it is supposed to ship via FedEx, but some slip through the system and ship via regular mail.
I applied on Sunday and was instantly approved. The robo-email said that I should receive the card in about three business days. I phoned Wednesday evening to check on the shipping status, as I am going to be out of town for a number of days and did not want a FedEx envelope sitting by my front door. One rep said that it was shipping USPS. Another said "Preferred Carrier." Finally, a supervisor explained the situation and saw that it was in fact shipping FedEx. He was the one that explained that some slip through the cracks. My card arrived yesterday.
I applied on Sunday and was instantly approved. The robo-email said that I should receive the card in about three business days. I phoned Wednesday evening to check on the shipping status, as I am going to be out of town for a number of days and did not want a FedEx envelope sitting by my front door. One rep said that it was shipping USPS. Another said "Preferred Carrier." Finally, a supervisor explained the situation and saw that it was in fact shipping FedEx. He was the one that explained that some slip through the cracks. My card arrived yesterday.
Mar 11, 2022, 3:21 pm
#236
Join Date: Nov 2021
Programs: DL, WN, B6, Marriot, IHG
Posts: 105
In terms of delivery of the card, I learned that it is supposed to ship via FedEx, but some slip through the system and ship via regular mail.
I applied on Sunday and was instantly approved. The robo-email said that I should receive the card in about three business days. I phoned Wednesday evening to check on the shipping status, as I am going to be out of town for a number of days and did not want a FedEx envelope sitting by my front door. One rep said that it was shipping USPS. Another said "Preferred Carrier." Finally, a supervisor explained the situation and saw that it was in fact shipping FedEx. He was the one that explained that some slip through the cracks. My card arrived yesterday.
I applied on Sunday and was instantly approved. The robo-email said that I should receive the card in about three business days. I phoned Wednesday evening to check on the shipping status, as I am going to be out of town for a number of days and did not want a FedEx envelope sitting by my front door. One rep said that it was shipping USPS. Another said "Preferred Carrier." Finally, a supervisor explained the situation and saw that it was in fact shipping FedEx. He was the one that explained that some slip through the cracks. My card arrived yesterday.
Last edited by Boogywoogy; Mar 11, 2022 at 4:46 pm
Mar 12, 2022, 4:23 am
#237
Join Date: Apr 2002
Posts: 2,946
There's no slipping through the cracks. That doesn't make sense. When I called, I was informed the only exception to the FedEx delivery is when there is a product upgrade, which is what my case was, and mine came in the mail. So there may be a delay in getting the card to FedEx itself, but it'll get delivered via FedEx in any instance outside of a product upgrade, and probably a natural change in expiration date. I'm sure Capital One is aware that the majority of Venture X customers do not carry a balance, hence no interest earnings. I can imagine the goal is to have the card in the customer's hand to use, instead of them using some other brand in lieu, ASAP.
Mar 13, 2022, 1:36 am
#239
FlyerTalk Evangelist
Join Date: Oct 2006
Location: SFO/SJC
Programs: UA Silver, Marriott Gold, Hilton Gold
Posts: 14,884
My wife was instantly approved for a card online....added me as an AU. We thought it would work better this way based on our recent application history.
This was apparently the easy part. Got the link to verify the mobile #...all good. Then went in to setup the online account. This is where things got problematic. Entered in the correct info., it confirmed she was to manage the new card account ending in last 4 numbers, which I assume is going to be the card number, and then clicked the button to manage the account. It had an [unchangable] username inserted, and a spot to enter the password. Couldn't figure out why it said that password was incorrect...she thought she was giving it a new one. Through this process, she got locked out before we realized the probable reason it was looking like a login page (with an unchangeable user name...couldn't figure that out) vs. a sign up page. Back in the day, we used to have a joint ING Direct online savings account, which got taken over by Cap1, of course. That account was closed a couple of years later, so its been several years...I'd guess somewhere between 5-10, and completely forgot about that. So it must have linked her SSN to that old login, and was looking for that password. Given that was well before the days of password managers, and it being so long ago, she doesn't even know what that was. I'm more surprised that an online account from that long ago with no accounts attached is still in existence..,you'd think if you had a dormant online account with no accounts attached, it would be purged somewhere down the line.
Her account is now locked, and unable to get a password reset done, as it doesn't recognize the phone number that she could verify with..,even though that has not changed all those years. So I guess she will have to call in...annoying, but hopefully once that snag is settled, she should be able to access. I suppose this gives her exactly 0 chance of getting an instant number to use online until the card arrives.
Speaking of card arrival, the confirmation said that the card should arrive within 3 business days...we'll definitely keep our eye out for that.
Any experience on how AUs are treated, by the way? Is it like Amex, where the AU has a separate card number, and can get a login for the transaction on that AU card only, or is it more like Chase where the AU has the same number, and the access is limited to primary card member only?
This was apparently the easy part. Got the link to verify the mobile #...all good. Then went in to setup the online account. This is where things got problematic. Entered in the correct info., it confirmed she was to manage the new card account ending in last 4 numbers, which I assume is going to be the card number, and then clicked the button to manage the account. It had an [unchangable] username inserted, and a spot to enter the password. Couldn't figure out why it said that password was incorrect...she thought she was giving it a new one. Through this process, she got locked out before we realized the probable reason it was looking like a login page (with an unchangeable user name...couldn't figure that out) vs. a sign up page. Back in the day, we used to have a joint ING Direct online savings account, which got taken over by Cap1, of course. That account was closed a couple of years later, so its been several years...I'd guess somewhere between 5-10, and completely forgot about that. So it must have linked her SSN to that old login, and was looking for that password. Given that was well before the days of password managers, and it being so long ago, she doesn't even know what that was. I'm more surprised that an online account from that long ago with no accounts attached is still in existence..,you'd think if you had a dormant online account with no accounts attached, it would be purged somewhere down the line.
Her account is now locked, and unable to get a password reset done, as it doesn't recognize the phone number that she could verify with..,even though that has not changed all those years. So I guess she will have to call in...annoying, but hopefully once that snag is settled, she should be able to access. I suppose this gives her exactly 0 chance of getting an instant number to use online until the card arrives.
Speaking of card arrival, the confirmation said that the card should arrive within 3 business days...we'll definitely keep our eye out for that.
Any experience on how AUs are treated, by the way? Is it like Amex, where the AU has a separate card number, and can get a login for the transaction on that AU card only, or is it more like Chase where the AU has the same number, and the access is limited to primary card member only?
Mar 13, 2022, 7:19 am
#240
Join Date: Nov 2021
Programs: DL, WN, B6, Marriot, IHG
Posts: 105
Any experience on how AUs are treated, by the way? Is it like Amex, where the AU has a separate card number, and can get a login for the transaction on that AU card only, or is it more like Chase where the AU has the same number, and the access is limited to primary card member only?