Capital One Credit card closed
Jan 9, 2017, 11:55 am
#16
Join Date: Nov 2015
Posts: 559
Who would have guessed? Seriously?
An ITIN is a number issued by IRS to people who are not eligible for a SSN, such as nonresident aliens and certain foreign nationals, but who are required to make certain tax filings.
Having provided an ITIN, you then use the card to travel overseas.
Depending on how far overseas you were, you should have been able to hear the AML alarm bells ringing !
An ITIN is a number issued by IRS to people who are not eligible for a SSN, such as nonresident aliens and certain foreign nationals, but who are required to make certain tax filings.
Having provided an ITIN, you then use the card to travel overseas.
Depending on how far overseas you were, you should have been able to hear the AML alarm bells ringing !
We have used this card in overseas purchase for > 2000$.
Till now no sound from Cap one. One time even we have filed a unauthorized charge on the card and it got settled in our favour and new card was issued.
Jan 9, 2017, 12:29 pm
#17
Join Date: Jan 2014
Posts: 136
Counter DP , my spouse has used ITIN to apply for venture rewards card and its been 1 year , since she opened it . We have done only MS on this card upto the credit limit.
We have used this card in overseas purchase for > 2000$.
Till now no sound from Cap one. One time even we have filed a unauthorized charge on the card and it got settled in our favour and new card was issued.
We have used this card in overseas purchase for > 2000$.
Till now no sound from Cap one. One time even we have filed a unauthorized charge on the card and it got settled in our favour and new card was issued.
Aug 6, 2020, 8:44 am
#18
FlyerTalk Evangelist
Join Date: Apr 2009
Location: Bye Delta
Programs: AA EXP, HH Diamond, IHG Plat, Hyatt Plat, Marriott Plat, Nat'l Exec Elite, Avis Presidents Club
Posts: 16,264
Capital One seems to be going on a rampage when it comes to unused/underutilized cards. I've had one closed altogether and another credit limit slashed in half. The letter was very strict - the card is already closed and can't be reopened, but I have 6 months to use my points. If you have inactive cards you don't want closed, put some charges on ASAP.
Dec 3, 2021, 8:16 am
#19
Join Date: Nov 2010
Location: Washington, DC
Posts: 393
Capital One account closed or restricted
Capital One closed my Venture X today, because of "past activity" on a Venture card that they closed 2-1/2 years ago! If this was going to be the case, why did they happily approve my Venture X with a $30K limit? !!
Dec 3, 2021, 8:56 am
#20
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
Dec 3, 2021, 9:10 am
#21
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Dec 5, 2021, 4:48 am
#22
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,422
C1 application process (all cards)
Furthermore, like Amex, C1 has an elephant's memory on those they have parted ways on less than favorable terms
Jan 20, 2022, 7:31 pm
#23
Join Date: Jul 2014
Location: JRF
Programs: AA Gold, Marriott Platinum, Hilton Diamond, National Executive Elite
Posts: 1,784
If I was declined for Venture X and asked for reconsideration, am I asking for trouble? 10 year quicksilver holder with a few thousand of MS from time to time
May 12, 2022, 11:11 am
#24
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
C1 Venture X account closed or restricted
I had to travel to Asia and made a reservation using Capital One Travel site. I did not like the routing and canceled within 20 hours or so. I got my money refunded in 5 days to my credit card and made a new reservation.
I got 300$ back from Cap One and also used my Cap one miles to erase the purchase. It all worked well with no issues.
Bonus: I was even able to select Seats for free on Emirates where you need to pay(even on Emirates site)
I got 300$ back from Cap One and also used my Cap one miles to erase the purchase. It all worked well with no issues.
Bonus: I was even able to select Seats for free on Emirates where you need to pay(even on Emirates site)
I had no idea why they approved, gave points and now closed the card.
May 12, 2022, 11:18 am
#25
Join Date: Jul 2021
Posts: 88
Update: My account got restricted on May 3rd and I am getting reason in snail mail. I hope they refund the $395 fee charged. I was able to use my 120K points along with 300$ Travel credit and PP lounges couple of times while I had the card.
I had no idea why they approved, gave points and now closed the card.
I had no idea why they approved, gave points and now closed the card.
Did you do any odd things or GC purchases or abnormal spending?
May 12, 2022, 11:20 am
#26
Join Date: Apr 2002
Posts: 2,936
Update: My account got restricted on May 3rd and I am getting reason in snail mail. I hope they refund the $395 fee charged. I was able to use my 120K points along with 300$ Travel credit and PP lounges couple of times while I had the card.
I had no idea why they approved, gave points and now closed the card.
I had no idea why they approved, gave points and now closed the card.
May 12, 2022, 11:34 am
#27
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 706
Yes, I had an upcoming international travel and I booked ticket using Cap one card on their travel portal.
All regular spend, nothing shady and all Organic.
All regular spend, nothing shady and all Organic.
Last edited by mia; May 12, 2022 at 7:12 pm Reason: Combine consecutive replies.
May 13, 2022, 3:13 pm
#28
Join Date: Feb 2012
Posts: 4,470
2022 Shutdown Thread
May 13, 2022, 6:00 pm
#29
Original Member
Join Date: May 1998
Location: NYC
Programs: AA 2MM, Bonvoy LTT, Hilton Diamond
Posts: 14,635
Update: My account got restricted on May 3rd and I am getting reason in snail mail. I hope they refund the $395 fee charged. I was able to use my 120K points along with 300$ Travel credit and PP lounges couple of times while I had the card.
I had no idea why they approved, gave points and now closed the card.
I had no idea why they approved, gave points and now closed the card.
May 14, 2022, 3:06 am
#30
Join Date: Sep 2011
Programs: Virgin Atlantic Silver, IHG Diamond, Bonvoy Gold, Hilton Diamond, AA Platinum Pro
Posts: 1,386
It would appear that your ban was never actually lifted 
https://www.flyertalk.com/forum/34168382-post48.html
https://www.flyertalk.com/forum/34168382-post48.html