Mar 20, 2023, 12:59 am
Last edit by: SpaethCo
This needs additional details for business cards, but for personal cards it's important to point out that all Venture cards retain the full availability to transfer miles to partners.
Capital One product change link: https://verified.capitalone.com/auth...ProductUpgrade
Important Note: Capital One refers to every product change as an "upgrade" even if you are technically changing to a lower tier card. Only a handful of other products tend to be available (ie, Savor cards rarely show up as an "upgrade" option), and the cards you are presented by the upgrade link may vary over time. For the Venture and Venture X, the no annual fee VentureOne is often presented as a product change option and can be a valuable option to preserve a points balance.
The no annual fee VentureOne card only earns 1.25x points for purchases, but it retains all of the rest of the Venture card transfer powers.
For example, the no annual fee combo of SavorOne and VentureOne would earn 3x points on Dining/Grocery/Entertainment (SavorOne) and 1.25x points on everything else (VentureOne). With that combination you retain the 1:1 transfer ability with all of Capital One's transfer partners.
Capital One product change link: https://verified.capitalone.com/auth...ProductUpgrade
Important Note: Capital One refers to every product change as an "upgrade" even if you are technically changing to a lower tier card. Only a handful of other products tend to be available (ie, Savor cards rarely show up as an "upgrade" option), and the cards you are presented by the upgrade link may vary over time. For the Venture and Venture X, the no annual fee VentureOne is often presented as a product change option and can be a valuable option to preserve a points balance.
The no annual fee VentureOne card only earns 1.25x points for purchases, but it retains all of the rest of the Venture card transfer powers.
For example, the no annual fee combo of SavorOne and VentureOne would earn 3x points on Dining/Grocery/Entertainment (SavorOne) and 1.25x points on everything else (VentureOne). With that combination you retain the 1:1 transfer ability with all of Capital One's transfer partners.
Keeping Capital One cards? [Cancel, Exchange, Retention Offers, all cards]
May 6, 2023, 7:18 am
#406
Join Date: May 2021
Posts: 260
Should I bother changing my Venture One, please?
I got a pop up asking me if I wanted to change cards.
We currently have Chase Freedom and the old and new IHG cards, Costco, Amex Blue, Amex Delta and the Amtrak from FNBO. We plan on getting the Hyatt and the Marriott. I have a PayPal card that gives me 2% on everything.
I have had the Capital one for a long time so other than age I am hard pressed to think about what value it adds.
Does anyone have any opinions on this?
Thanks.
We currently have Chase Freedom and the old and new IHG cards, Costco, Amex Blue, Amex Delta and the Amtrak from FNBO. We plan on getting the Hyatt and the Marriott. I have a PayPal card that gives me 2% on everything.
I have had the Capital one for a long time so other than age I am hard pressed to think about what value it adds.
Does anyone have any opinions on this?
Thanks.
May 14, 2023, 6:38 pm
#407
Join Date: Nov 2017
Location: New York, New York, US
Programs: KF, FB, HH, AA
Posts: 205
I am pretty new here. I am just curious if i can product change my Venture one to Savor one NO AF card? Anyone got ideas? I am planning on getting the Venture card in a few months. But I am not confident Cap1 will approve me for a Venture.
May 14, 2023, 7:22 pm
#408
Join Date: Aug 2019
Posts: 404
You can't PC from visa to a MC. If you have Venture one that is an MC type, you might have the option to PC change to Savor1.
May 14, 2023, 7:48 pm
#410
Join Date: Aug 2019
Posts: 404
The old Venture1 was visa, now the new one is MC. Some people on reddit was able to PC a MC QS1 to a Savor 1. Haven't seen any DP from Venture 1 to Savor 1 yet.
https://verified.capitalone.com/auth...ProductUpgrade
Go here and check to see if you are able to PC to anything.
https://verified.capitalone.com/auth...ProductUpgrade
Go here and check to see if you are able to PC to anything.
May 14, 2023, 7:50 pm
#411
Join Date: Nov 2017
Location: New York, New York, US
Programs: KF, FB, HH, AA
Posts: 205
The old Venture1 was visa, now the new one is MC. Some people on reddit was able to PC a MC QS1 to a Savor 1. Haven't seen any DP from Venture 1 to Savor 1 yet.
https://verified.capitalone.com/auth...ProductUpgrade
Go here and check to see if you are able to PC to anything.
https://verified.capitalone.com/auth...ProductUpgrade
Go here and check to see if you are able to PC to anything.
Jun 13, 2023, 5:43 pm
#413
Join Date: Jul 2015
Posts: 39
It has been 10 months since I got the Venture X Bonus. Thinking about downgrading to the VentureOne (no annual fee), but don't want to risk losing my 90k CapOne points.
Anyone have any DPs of downgrading at about 10 months? Will Cap1 claw back the sign on bonus?
Anyone have any DPs of downgrading at about 10 months? Will Cap1 claw back the sign on bonus?
Jun 13, 2023, 5:58 pm
#414
Join Date: Feb 2010
Location: MSP
Posts: 497
No points clawback, wasn't charged the annual fee, no issues.
Jun 13, 2023, 5:58 pm
#415
Join Date: Aug 2019
Posts: 404
With Cap1, you can't downgrade unless there is an "offer" for you to do so.
Jun 19, 2023, 4:11 am
#418
Join Date: Jun 2011
Location: USA
Programs: UA Global Services, TSA Pre✓, Marriott Gold, Hilton Gold, IHG Platinum
Posts: 1,115
Venture X retention?
Anyone receive a retention offer for Venture X recently?
Mine is up soon. Probably gonna keep.it anyway but retention offers are always good.
Mine is up soon. Probably gonna keep.it anyway but retention offers are always good.
Jun 19, 2023, 4:33 am
#419
Join Date: Mar 2010
Location: TPE, SFO, PAE
Posts: 862
Jul 13, 2023, 3:29 am
#420
Join Date: Mar 2022
Location: LHR, RDU
Posts: 80
Is this standard practice for Cap1? There is no downgrade option unless you receive an offer, even if you call and ask?
Ex: signing up for the Venture, and then downgrading/product changing to the Venture One after 12 months (I have the Venture X and will keep it). Would I lose any points if I kept the Venture X?
Last edited by rbrad; Jul 13, 2023 at 3:29 am Reason: Mentioning User