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-   -   Debit cards - merchant surcharges (https://www.flyertalk.com/forum/canada/986623-debit-cards-merchant-surcharges.html)

j_the_p Aug 19, 2009 11:41 am

Debit cards - merchant surcharges
 
I hope this is the appropriate forum for this question.

As many of us are aware, it goes against a merchant's contract with Visa or Mastercard to add a surcharge to a purchase or to impose a minimum purchase amount on customers when the customer is paying with a credit card.

Do the same "rules" apply between merchants and the Canadian banks with respect to DEBIT card purchases? I suspect not, but I'm wondering if anyone knows for sure.

This is strictly a question about purchases in Canada with Canadian debit cards.

gglave Aug 19, 2009 1:37 pm


Originally Posted by j_the_p (Post 12249746)
Do the same "rules" apply between merchants and the Canadian banks with respect to DEBIT card purchases? I suspect not, but I'm wondering if anyone knows for sure.

No they do not. In the same way a vendor can charge you $2 to use their 'white box' ATM, a vendor can charge you to pay by interac.

j_the_p Aug 19, 2009 1:44 pm

Thanks gglave.


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