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FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Canada (https://www.flyertalk.com/forum/canada-462/)
-   -   Non Chipped Card in Canada (https://www.flyertalk.com/forum/canada/1497384-non-chipped-card-canada.html)

B1 Sep 8, 2013 6:33 am
Originally Posted by AA_EXP09 (Post 21401407)
OK, what about the risk that with virtually any POS, the chip can be easily bypassed without even the merchant realizing it many times?
(insert a non chip card 3 times, potentially a real one, then swipe the fraudulent one when the machine says 'chip error: use magstripe'. This has been true for BOC/HSBC machines in HK and TD/Moneris/globalpayments machines in Canada.)
My post may not have been clear: when the chip is used by inserting it cannot be copied. That is why it is more secure for the card holder. If someone wants to get around that security it is not likely to be for the purpose of protecting themselves from fraud.

Crampedin13A Sep 8, 2013 8:46 am
Originally Posted by Braindrain (Post 21339331)
In France, I was taking the SNCF and found out first hand that the CC machines with the conductors/ticket checkers only take chip CCs.

But, in Canada, having a non-chipped CC is not a problem. Anywhere.
Just curious how did this situation get resolved? Cash or did you also have a chipped card available?

Braindrain Sep 9, 2013 8:09 am
For this trip, we were headed from Paris to Mont St Michel. The train got me to Rennes, where I had to then transfer to a bus for the remainder of the trip.

Anyways, luckily I was carrying a bit more Euro than normal so I paid cash. They absolutely would NOT accept a swipe card and I didn't have a chipped card.

When I got to Mont St Michel, I was freaking out a bit as I was worried I didn't have enough Euro with me. Funny thing was, virtually every merchant there took my non-chipped card! :D

Jalinth Sep 25, 2013 10:25 pm
Right now, non-chipped cards work fine (with a very few exceptions). Canada is still converting - my corporate card only was switched 3 months ago. A few stores (mostly US HQed) don't even take PINs at this point.

If you ask in 2 years, the answer may well be different. I'd expect that Europe will be harder than Canada by and large.

sokolov Sep 28, 2013 6:20 pm
I have chipped cards and use them in Europe a lot. Hardly ever I have been asked for a PIN, usually I have to sign. In some places I have to PIN and sign, but I don't remember in which country those places where.

AA_EXP09 Sep 28, 2013 8:21 pm
Originally Posted by Jalinth (Post 21506674)
Right now, non-chipped cards work fine (with a very few exceptions). Canada is still converting - my corporate card only was switched 3 months ago. A few stores (mostly US HQed) don't even take PINs at this point.

If you ask in 2 years, the answer may well be different. I'd expect that Europe will be harder than Canada by and large.
Even PC Mastercard (expiring 08/14) still is chip+sign.
(I don't use this card out of Canada, though, and it largely remains in my safe unless I go to Loblaws/Superstore.)


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