Insurance help
May 13, 2021, 6:40 am
#1
Original Poster
Join Date: Jul 2013
Programs: BA GGL/CCR, Hilton Diamond *, IHG, Couples Romance Rewards
Posts: 2,350
Insurance help
I wonder if anyone can help please. We have a BA booking to an Amber destination in a couple of weeks but are having a problem finding travel medical insurance for the trip to the Caribbean which covers pre existing medical conditions AND travel against foreign office advice. Unfortunately I had a mild heart attack a few months ago, now in a good state of health. You can get cover for one or the other but not both it seems.
May 13, 2021, 7:05 am
#2
FlyerTalk Evangelist
Join Date: May 2014
Location: UK
Programs: BA Gold
Posts: 12,258
Glad to hear you're now in good health 
This one gets batted around Flyertalk quite a lot..
battleface® travel insurance
This one gets batted around Flyertalk quite a lot..
battleface® travel insurance
May 13, 2021, 7:14 am
#3
Original Poster
Join Date: Jul 2013
Programs: BA GGL/CCR, Hilton Diamond *, IHG, Couples Romance Rewards
Posts: 2,350
Glad to hear you're now in good health
This one gets batted around Flyertalk quite a lot..
battleface® travel insurance
This one gets batted around Flyertalk quite a lot..
battleface® travel insurance
May 13, 2021, 11:49 am
#4
FlyerTalk Evangelist
Join Date: Oct 1999
Location: Juneau, Alaska.
Programs: AS 75K;BA Silver;AA G;HH Dia;HY Glob
Posts: 15,814
Have you checked the BA-Allianz policy:
BA-Allianz Travel Insurance - COVID Cover
BA-Allianz Travel Insurance - COVID Cover
May 13, 2021, 11:58 am
#5
Original Poster
Join Date: Jul 2013
Programs: BA GGL/CCR, Hilton Diamond *, IHG, Couples Romance Rewards
Posts: 2,350
Have you checked the BA-Allianz policy:
BA-Allianz Travel Insurance - COVID Cover
BA-Allianz Travel Insurance - COVID Cover
May 13, 2021, 11:59 am
#6
Moderator, Iberia Airlines, Airport Lounges, and Ambassador, British Airways Executive Club
Join Date: Feb 2010
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You can also try to find out whether there is a local insurance broker willing to arrange it. Some of the UK oriented islands still have the sort of old-style local insurance broker that has more or less died out in the UK. They can be relatively inexpensive since the hospitals locally have a known cost basis.
May 13, 2021, 12:04 pm
#7
Original Poster
Join Date: Jul 2013
Programs: BA GGL/CCR, Hilton Diamond *, IHG, Couples Romance Rewards
Posts: 2,350
You can also try to find out whether there is a local insurance broker willing to arrange it. Some of the UK oriented islands still have the sort of old-style local insurance broker that has more or less died out in the UK. They can be relatively inexpensive since the hospitals locally have a known cost basis.
May 13, 2021, 11:42 pm
#11
Join Date: Oct 2019
Location: clue is in the nym
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Posts: 832
May 14, 2021, 12:56 am
#12
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Jun 19, 2021, 4:42 am
#13
Join Date: Jun 2005
Location: KSA
Programs: BA LTG, UA Gold, EK Silver, Hilton LT Diamond, Marriott LT Titanium, IHG Plat
Posts: 1,242
Am off to Bermuda shortly and looking to use Battleface as they seem to cover travel to Amber/Non Govt approved destinations.
However, one of our party is over 59 and I noticed in the Battleface restrictions that they won't cover over 59's for Covid:
We also provide cover for emergency medical expenses caused by or resulting from COVID-19 under our standard £5,000,000 limit. The COVID-19 cover is available on all policies for travellers up to the age of 59 or under. Anyone above 59 - 74 will remain covered for illness and accidents. Travellers between the ages of 75-79 our emergency medical benefits operate for accidents only.
We have all been double jabbed so not overly concerned but would be better if all eventualities were covered for all.
However, one of our party is over 59 and I noticed in the Battleface restrictions that they won't cover over 59's for Covid:
We also provide cover for emergency medical expenses caused by or resulting from COVID-19 under our standard £5,000,000 limit. The COVID-19 cover is available on all policies for travellers up to the age of 59 or under. Anyone above 59 - 74 will remain covered for illness and accidents. Travellers between the ages of 75-79 our emergency medical benefits operate for accidents only.
We have all been double jabbed so not overly concerned but would be better if all eventualities were covered for all.