Originally Posted by orbitmic
(Post 32771232)
Jagboi’s counter example was not about a flight ex-Canada but a flight ex-Italy. However, as pointed out, this can only be done on the phone (or through otas) and in fact has to be done through the whole issuing process so you must specify you want to purchase in currency x at the start of the call.
At the time I was doing a "Reverse Ex-EU". I could get a ticket from Canada-LHR in CW and the prices was ~$6,000. However, if I bought a ticket Canada-LIN it was between $2500-2800 for the same dates, also in CW. Then I nested a LIN-LHR round trip into that. So I would fly to Milan, have lunch in the lounge and then fly back to LHR (again) as I had connected there on my way to LIN from YYC. Reverse the process going home, and I'd go through LHR twice in a morning. I had the LIN-LHR flight billed in CAD as was easier to claim back on my expense account if everything was in my home currency. I also avoided a 2.5% forex fee on my credit card. |
Apparently Chase allow you to do a chargeback for the difference. Rather than billing the airline, Chase covers the fluctuation. (This is an official process which the agents should be aware of). Give your cc company a call and ask them.
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Originally Posted by Jagboi
(Post 32770956)
Not the website, I had to call in. Possible on Expedia or the like, but not a BA website I don't think.
Mind you, the OP didn't say where he bought the ticket; if was from BA direct or a travel agent.
Originally Posted by Flying for Fun
(Post 32771220)
https://cimg2.ibsrv.net/gimg/www.fly...5a4441816d.jpg
BA APP, Accessing the BA Canadian Website from within Canada. https://cimg9.ibsrv.net/gimg/www.fly...4b54c3182b.jpg If you continue through to purchase, it will be billed in CAD Dollars. James |
Originally Posted by AirbusA350
(Post 32771288)
Of course it’ll bill in CAD on BA’s website if it’s an ex-Canada itinerary. No disputes about that. Please bring up an ex-Italy to Canada itinerary (non-Avios) on BA’s website and if it charges in CAD even for that (or indeed allows you to change it as per your wish), then I’d love to know what one has done to get it to do that. :)
However this is all a red herring, had the OP paid in USD or CAD or whatever then the refund would still be calculated according to the POS reference currrency and then translated to the original form of payment at the relevant IATA rate. And thus the arbitrage results. The only way I know around this is that if the refund is close to the original transaction, some credit card companies match up refunds and can spot if a difference is currency related, they then clear the refund down against the source transaction, either automatically or upon request. |
Originally Posted by sds1493
(Post 32771271)
Apparently Chase allow you to do a chargeback for the difference. Rather than billing the airline, Chase covers the fluctuation. (This is an official process which the agents should be aware of). Give your cc company a call and ask them.
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In Hong Kong, I can call the bank to get back the difference. In particular, sometimes there is a foreign currency transaction fee of around 2% that the bank should pay you back but they normally don’t do proactively.
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Originally Posted by sds1493
(Post 32771271)
Apparently Chase allow you to do a chargeback for the difference. Rather than billing the airline, Chase covers the fluctuation. (This is an official process which the agents should be aware of). Give your cc company a call and ask them.
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Or don't wait for BA to refund, just do a chargeback of the full amount when the flight has been cancelled / they have not refunded within 7 days on the basis the service won't be provided. My experience is that then there's no question of the current exchange rate.
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I believe that if you use Curve you will get back the exact amount you paid in GBP, at least this is my experience with transactions of smaller amounts, but of course Curve comes with a fee-free limit unless you pay the subscription.
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Originally Posted by cauchy
(Post 32771993)
Or don't wait for BA to refund, just do a chargeback of the full amount when the flight has been cancelled / they have not refunded within 7 days on the basis the service won't be provided. My experience is that then there's no question of the current exchange rate.
Contact the card company and it may choose to reimburse the fees With the airline having agreed to a full refund and having paid the refund, there is nothing to dispute |
Originally Posted by Dave Noble
(Post 32772374)
With the airline having agreed to a full refund and having paid the refund, there is nothing to dispute
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Originally Posted by cauchy
(Post 32773194)
Yes, this is why you need to dispute it before the refund arrives, when there still is something to dispute.
In addition, in Europe chargebacks are only allowed (under Visa/MC rules) if an attempt has first been made to get a refund from a merchant, so your advice would not be permitted anyway (although I appreciate the OP is in the US, where rules differ in this respect). |
US card issuers are free to require that a consumer make a good faith effort to recover disputed funds from the merchant vendor. Some do, some say they do, and some don't. The exceptions are bankruptcy where it is recognized that it is futile to try to recover and certain items such as fees imposed by the card issuer itself.
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Originally Posted by :D!
(Post 32772359)
I believe that if you use Curve you will get back the exact amount you paid in GBP, at least this is my experience with transactions of smaller amounts, but of course Curve comes with a fee-free limit unless you pay the subscription.
Spending abroad during the weekend? If you make a withdrawal or purchase over the weekend and Curve performs a currency conversion, we’ll use the rate from Friday and apply a surcharge as the Forex markets are closed. The weekend counts as Friday 23:59 GMT - Sunday 23:59 GMT. For transactions where both the transaction and the underlying payment cards are in GBP, USD or EUR, the foreign exchange fee will be 0.5%. For all other currencies, the foreign exchange fee will be 1.5%. |
Originally Posted by Confus
(Post 32773239)
Chargebacks incur significant fees for merchants, plus much higher internal processing and admin costs. For many of us, this crosses a moral line - totally fine if BA has screwed up and it’s the easiest way to get a resolution, but as here they’ve agreed - and paid - a full refund without question or hesitation and have done nothing wrong, I personally don’t think it’s fair to screw them over for it.
In addition, in Europe chargebacks are only allowed (under Visa/MC rules) if an attempt has first been made to get a refund from a merchant, so your advice would not be permitted anyway (although I appreciate the OP is in the US, where rules differ in this respect). |
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