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LHR T5 Arrivals Costa Coffee and suspicious "O2 UK PAY & GO" transactions

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LHR T5 Arrivals Costa Coffee and suspicious "O2 UK PAY & GO" transactions

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Old Mar 13, 2020, 3:55 am
  #1  
Moderator, Iberia Airlines, Airport Lounges, and Ambassador, British Airways Executive Club
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LHR T5 Arrivals Costa Coffee and suspicious "O2 UK PAY & GO" transactions

Anyone who has used Costa Coffee T5 Arrivals and used either a Chip and Pin or a Contactless in the last few weeks. Check your bank statements for "O2 UK PAY & GO" transactions - typically £10 - £15 area - that you do not recognise. These would typically be 2 days after the legitimate Costa Coffee transaction. This is the fairly big Costa directly in front of International Arrivals landside.

[And a reminder that if using contactless you can pay with your card upside down and/or with your thumb obscuring the final digits]
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Old Mar 13, 2020, 4:18 am
  #2  
 
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What happened? If you don't mind me asking? Did someone take a pic of your card? or had some kind bogus "Contactless" machine scanning for peoples card?
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Old Mar 13, 2020, 4:29 am
  #3  
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Originally Posted by Fontana
What happened? If you don't mind me asking? Did someone take a pic of your card? or had some kind bogus "Contactless" machine scanning for peoples card?
It didn't happen to me. But the suspicion is that some filming or photography is going on, yes, but the machine in question is otherwise legitimate.
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Old Mar 13, 2020, 4:53 am
  #4  
 
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I try to use Apple Pay wherever possible
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Old Mar 13, 2020, 4:07 pm
  #5  
 
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Originally Posted by gerryod5
I try to use Apple Pay wherever possible
What about cash?? It seems to be becoming more secure as electronic means are less secure.
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Old Mar 13, 2020, 4:11 pm
  #6  
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Originally Posted by Jagboi
What about cash?? It seems to be becoming more secure as electronic means are less secure.
Right now I would avoid cash at all cost.
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Old Mar 13, 2020, 4:32 pm
  #7  
 
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Originally Posted by Jagboi
What about cash?? It seems to be becoming more secure as electronic means are less secure.
Apple Pay seems to market itself at the most secure, as the transaction is encrypted and Apple don’t have visibility of the transaction. Having said that, Card details are still visible on screen, just as it would be physically in your hand but with less numbers. If this is more of a problem because of a device corrupting a physical card then revert to cash or be very discreet with your card. But I do not know what is happening here.
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Old Mar 13, 2020, 4:40 pm
  #8  
 
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It’s been a while since I looked at the technical details of Apple Pay, but my understanding (from what I remember) is that it generates a unique “card number” for each device.

So if there is fraud, there is no lasting damage as it is a virtual number - it can be cancelled without affecting the underlying account (ie no need to cancel cards etc).
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Old Mar 13, 2020, 4:46 pm
  #9  
 
Join Date: Nov 2017
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Originally Posted by squawk
It’s been a while since I looked at the technical details of Apple Pay, but my understanding (from what I remember) is that it generates a unique “card number” for each device.

So if there is fraud, there is no lasting damage as it is a virtual number - it can be cancelled without affecting the underlying account (ie no need to cancel cards etc).
Absolutely correct. Apple only displays 4 digits of any card number on screen, with no expiry date or CVV visible at any time. The number in the ‘chip’ is fully tokenised to the extent that no one can see what it is (even you). This technique is almost impossible to break, even in cases where a transaction is filmed.
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Old Mar 13, 2020, 4:52 pm
  #10  
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Originally Posted by Jagboi
What about cash?? It seems to be becoming more secure as electronic means are less secure.
Indeed.
Must admit I haven't a clue what this alternative method of paying for a coffee is to be honest.....too long stuck out in the pampa methinks. However if corporate-wage-slave starts a thread on it, it must be worth taking heed.
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