Avios announces new partnership with Barclays Premier Banking
Feb 17, 2020, 3:48 pm
#16
Join Date: Jul 2010
Location: London, UK
Programs: BA Gold, IHG Diamond
Posts: 356
Would have to be substantial benefits at ~180 a year, especially when the HSBC premier Mastercard yields 0.5 avios (and the Amex PP is ~195/year with 1.5 avios and a companion voucher)
Feb 17, 2020, 3:50 pm
#17
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,871
Feb 17, 2020, 11:48 pm
#19
Join Date: Oct 2007
Location: London
Programs: BA - Gold for Life, CCR & GGL; IC Spire Elite Ambassador; Diamond Hilton Honors; Hyatt Discoverist
Posts: 6,720
Feb 18, 2020, 9:06 am
#20
FlyerTalk Evangelist
Join Date: Aug 2002
Location: London
Programs: Mucci. Nothing else matters.
Posts: 38,644
It is POSSIBLE, and this is pure speculation, that this is linked to the Amex credit card contract and the retendering / possible breaking of .... There are not many games in town if BA switches to a Visa / MC option, especially given that £1bn+ per month goes through BA Amex cards. Only Barclays and Lloyds (MBNA) could handle that volume.
I would normally presume that there would be some notice given before the current Amex partnership benefits are withdrawn, but I don't like to count chickens any more given how Amex has behaved in the last couple of years.
It would be interesting, though, if MBNA were to do this given that it has relatively recently withdrawn from the airline miles market.
Feb 18, 2020, 1:59 pm
#24
Join Date: Apr 2003
Location: Lincoln UK
Posts: 363
I joined Barclays Premier following the offer posted by Raffles / Head for Points. When I applied, the website did state that the offer was limited to recipients of the promotion email - however Barclays still gave me the points.
Absolutely love the account - free English Heritage membership and since I have a Barclays mortgage and Hilton Barclaycard I get £36 a month in cash back for the first year.
In addition, I have a personal Relationship Manager (rather than the generic team) who is local and always willing to visit me either at home or at the office.
The fact that I'll also be able to earn Avios and possibly Avios related rewards makes me a very happy bunny. (and off topic: as does the fact that I get Hilton Gold with the Barclaycard without min. spend and for as long as I have the card).
Incidentally, the threshold isn't £75k gross income. Since people pay variable amounts of tax, the threshold is based on £3,800 being paid into your account per month.
Absolutely love the account - free English Heritage membership and since I have a Barclays mortgage and Hilton Barclaycard I get £36 a month in cash back for the first year.
In addition, I have a personal Relationship Manager (rather than the generic team) who is local and always willing to visit me either at home or at the office.
The fact that I'll also be able to earn Avios and possibly Avios related rewards makes me a very happy bunny. (and off topic: as does the fact that I get Hilton Gold with the Barclaycard without min. spend and for as long as I have the card).
Incidentally, the threshold isn't £75k gross income. Since people pay variable amounts of tax, the threshold is based on £3,800 being paid into your account per month.
Feb 18, 2020, 2:38 pm
#25
Join Date: Nov 2017
Posts: 1,197
I'm self employed, so some months it might be zero... others, significantly more.
Feb 19, 2020, 1:09 am
#26
Join Date: Feb 2006
Posts: 193
When I joined years ago I was recommended by a friend. The only check was them asking how much I earnt, I was below threshold at time so I ‘embellished’ my income figure. Since then I’ve had good and lean times, income had never been of questioned by them.
Feb 19, 2020, 1:34 am
#29
Join Date: Jan 2015
Location: UK
Programs: BA Nada, HH Diamond, IHG Spire AMB, Marriott Plat, Accor Gold
Posts: 510
HSBC Avios earning is through the credit card, 0.5/£ for the free 1/£ for the paid the latter of which gives lounge access with no guests. The free travel insurance on the HSBC Premier Current account is very good as it can cover, albeit with potentially an additional fee, existing conditions. We'd need to see the terms of the new Barclays account to know for sure.
Feb 19, 2020, 2:17 pm
#30
Join Date: Apr 2003
Location: Lincoln UK
Posts: 363
It is an average over a year. There's no automatic mechanism for you to be disqualified but they may ask for proof of income upon opening of the account.