Chase BA card almost not worth it
#1
Original Poster
Join Date: Dec 2014
Location: Fort Lauderdale
Posts: 377
Chase BA card almost not worth it
I priced out a round trip MIA-LHR paying for it outright vs using the travel together voucher. If I just booked a round trip from MIA to LHR during peak, it prices out at $2458pp. Using my travel together voucher, I would use 150,000 avios and $1793 pp in taxes. Add to that the $95 fee per year, its almost not worth using this card. You do get the statement credit, but not enough of a saving to continue using the card.This is for a business class fare.
#2
Join Date: Dec 2016
Posts: 398
To be fair you see that with many of the BA Avios redemptions on long haul routes. The fees are quite expensive. Add to this current low premium prices and there is really no reason not to book the cash ticket (apart from flexibility maybe). Occasionally there are some great redemptions out there, this doesn’t seem one of them.
#3
Join Date: Mar 2009
Location: JAX
Programs: Ex-BA/AA/CP/LY staff, BA Executive Club Blue, IHG Diamond, Marriott Silver, Chick-fil-A Red
Posts: 3,586
On the other hand, during the 50% redemption sale using my 241, I got JFK-JNB return in Club World for a total of USD4351.18 and 112,500 Avios (less the USD200.00 Chase credit).
BA.com quotes USD6350.08 for 2 today, for a non-refundable fare. I can cancel the reward for $140.00 if I need to.
Always worth comparing both ways of purchasing - sometimes one will be better than the other.
BA.com quotes USD6350.08 for 2 today, for a non-refundable fare. I can cancel the reward for $140.00 if I need to.
Always worth comparing both ways of purchasing - sometimes one will be better than the other.
#4
Join Date: Sep 2010
Location: Las Vegas
Programs: BA Gold; Hilton Honors Diamond
Posts: 3,227
Unfortunately the taxes, fees and carrier charges for redemption flights starting in the USA are significantly higher than for those starting in the UK. It's for that reason that all of last year's flights were booked starting from the UK (even though I live in the USA) so that I wouldn't be stung with exorbitant charges if I did decided to use Avios to upgrade. However, as others have said, there are some good deals to be had and the ability to cancel an Avios redemption booking for a nominal fee is definitely one of the advantages.
#6
Join Date: Dec 2009
Location: Arizona
Programs: BA (GGL G4L), AA (Gold), HH (Diamond); Marriott (Gold)
Posts: 3,011
The sweet spot for use of avios on BA is in my opinion upgrades and last minute premium award travel. The 241 travel together certificate offers the best value when used for F travel for Gold Guest List (as it’s difficult to find availability most of the time). I tend to optimize to earn the certificate every 2 or 3 years rather than every year to coincide with big family trips.
i probably wouldn’t bother with the card if if I wasn’t booking travel in first or upgrading from CW to F.
i probably wouldn’t bother with the card if if I wasn’t booking travel in first or upgrading from CW to F.
#7
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
If you fly BA at all on revenue flights, the card is definitely worth it. I'm booking a trip for my two younger sisters and a friend for June 2021. Even sitting it economy seats, they will save $195 using the Chase BA discount. That one booking exceeds my $95 annual fee. Of course, if you're only looking for Avios flights with the additional fees, there's no reason for the BA card, but that's true for almost any reward flight, no matter the class booked.
#8
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,896
The sweet spot for use of avios on BA is in my opinion upgrades and last minute premium award travel. The 241 travel together certificate offers the best value when used for F travel for Gold Guest List (as it’s difficult to find availability most of the time). I tend to optimize to earn the certificate every 2 or 3 years rather than every year to coincide with big family trips.
i probably wouldn’t bother with the card if if I wasn’t booking travel in first or upgrading from CW to F.
i probably wouldn’t bother with the card if if I wasn’t booking travel in first or upgrading from CW to F.
#10
Join Date: Oct 2009
Location: IAH
Programs: BA S, AA G(1MM), Hilton D
Posts: 253
I think it's still worth having the card. Though not using it for all purchases, and, as is being said by other responders, certainly be selective for redemption flights about when it's worth using any 2-4-1's. As you're seeing, it's not necessarily an attractive option against any special offer fares.
Example about general purchasing - we used ours for all our Gas, Food & Restaurants during the "Bonus Avios" promotions earlier this year, and got a good haul of Avios to top up our account. However under normal/baseline conditions, I'd rather get 2% cashback on a different card to the 1 or 2 Av/$ on the Chase BA.
We do use Chase BA cards on all BA purchases though (@ 3 Av's/$), and usually do a quick calculation each year, to see if it's worth cramming the spend on one of our cards to reach the threshold for a 2-4-1. I think we easily cover the annual fee, with the additional Avios we get - but YMMV!
Example about general purchasing - we used ours for all our Gas, Food & Restaurants during the "Bonus Avios" promotions earlier this year, and got a good haul of Avios to top up our account. However under normal/baseline conditions, I'd rather get 2% cashback on a different card to the 1 or 2 Av/$ on the Chase BA.
We do use Chase BA cards on all BA purchases though (@ 3 Av's/$), and usually do a quick calculation each year, to see if it's worth cramming the spend on one of our cards to reach the threshold for a 2-4-1. I think we easily cover the annual fee, with the additional Avios we get - but YMMV!
#11
Join Date: Apr 2012
Location: STL
Programs: AA Lifetime Platinum
Posts: 504
As others have said using Avios may or may not be good value depending upon what cash fares are running at. Right now cash prices are extremely low but that will not be the case longer term. In any case there are also ways to cut the cost of awards. One of the main ones is to book a round trip from the USA as two one way trips (still using the companion voucher) that way you only pay the extortionate US fees on the outbound trip. The other is to return from the EU or Inverness where you can avoid the UK APD. That plus the $200 rebate per booking means that I can usually get 2 round trips in F for about $1,025 per person. That is a good deal even with the current low fares.
#12
Join Date: Feb 2011
Location: London
Programs: BA Silver, ZSL Silver
Posts: 2,551
- The card gives you a 241 travel together voucher with (I think) $30k spend, meaning you just need one lot of Avios to travel with a companion on the same BA-operated itinerary (though fees will be required for both pax).
- Gold Guest List is the top tier of BA’s FFP, and you earn what in these parts are known as ‘jokers’, when you reach a certain number of tier points. This opens up Avios availability for up to 5 pax on the same flight so long as certain selling classes are still available (A class for First).
- I suspect that he's saying that Avios are better in First than Club since YQ is (almost) the same for the two cabins. If you upgrade from World Traveller Plus to Club World, the extra YQ is very high if booking ex-US, yet J-F will be negligible. Similarly a cheap J fare from Europe can be close to the fees required for an ex-US redemption. However, the difference between redemption fees and cash First fare will always be a lot more.
#13
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 19,896
I’m UK-based so don’t know all ins and out (and apologies if I’m saying anything that you already know), but I think what @dylanks is saying is:
- The card gives you a 241 travel together voucher with (I think) $30k spend, meaning you just need one lot of Avios to travel with a companion on the same BA-operated itinerary (though fees will be required for both pax).
- Gold Guest List is the top tier of BA’s FFP, and you earn what in these parts are known as ‘jokers’, when you reach a certain number of tier points. This opens up Avios availability for up to 5 pax on the same flight so long as certain selling classes are still available (A class for First).
- I suspect that he's saying that Avios are better in First than Club since YQ is (almost) the same for the two cabins. If you upgrade from World Traveller Plus to Club World, the extra YQ is very high if booking ex-US, yet J-F will be negligible. Similarly a cheap J fare from Europe can be close to the fees required for an ex-US redemption. However, the difference between redemption fees and cash First fare will always be a lot more.
#14
Join Date: Dec 2009
Location: Arizona
Programs: BA (GGL G4L), AA (Gold), HH (Diamond); Marriott (Gold)
Posts: 3,011
I’m UK-based so don’t know all ins and out (and apologies if I’m saying anything that you already know), but I think what @dylanks is saying is:
- The card gives you a 241 travel together voucher with (I think) $30k spend, meaning you just need one lot of Avios to travel with a companion on the same BA-operated itinerary (though fees will be required for both pax).
- Gold Guest List is the top tier of BA’s FFP, and you earn what in these parts are known as ‘jokers’, when you reach a certain number of tier points. This opens up Avios availability for up to 5 pax on the same flight so long as certain selling classes are still available (A class for First).
- I suspect that he's saying that Avios are better in First than Club since YQ is (almost) the same for the two cabins. If you upgrade from World Traveller Plus to Club World, the extra YQ is very high if booking ex-US, yet J-F will be negligible. Similarly a cheap J fare from Europe can be close to the fees required for an ex-US redemption. However, the difference between redemption fees and cash First fare will always be a lot more.
Everything else above is exactly what I would have said.
#15
Join Date: Feb 2011
Location: London
Programs: BA Silver, ZSL Silver
Posts: 2,551
To qualify for GGL though, you will need 5,000 tier points in the first year and then 3,000 thereafter to retain status. There's a great guide to attaining status, which gives all the details.