BA Chase Credit Card 50,000 Avios TRICK (Vaseline)
Jun 24, 2017, 4:09 pm
#16
Join Date: Feb 2010
Location: London
Programs: BA GGL (for now) and Lifetime Gold, Marriott fan thanks to Bonvoy Moments
Posts: 5,115
You'd need to be in compliance with BAEC terms and conditions as well - just because the Avios have reached BA doesn't mean they can't be removed for a wide range of actions (including "deceit"), even if there's a reward flight booked, that could be cancelled too.
If the type of purchase is unprecedented that would make it much easier for BA / Chase to act. We're not talking making and cancelling a hotel booking where it's something that you've done 10 times previously
If the type of purchase is unprecedented that would make it much easier for BA / Chase to act. We're not talking making and cancelling a hotel booking where it's something that you've done 10 times previously
.
Jun 24, 2017, 5:08 pm
#20
Suspended
Original Poster
Join Date: May 2017
Programs: BAEC Silver, Marriot Gold
Posts: 29
I am not trying to cheat them I was only asking (Pantomine)
If I was to buy a pre-paid card for debit from a store that can be-filled with a CC all i need to do here is fill it of 3k and use the debit card to pay off the balance.
Another loop-hole
If I was to buy a pre-paid card for debit from a store that can be-filled with a CC all i need to do here is fill it of 3k and use the debit card to pay off the balance.
Another loop-hole
Jun 24, 2017, 5:29 pm
#21
Suspended
Join Date: Oct 2006
Location: Atherton, CA
Programs: UA 1K, AA EXP; Owner, Green Bay Packers
Posts: 21,690
There is a whole forum on FT about these exploits. You'll get better advice there.
Jun 25, 2017, 1:10 am
#22
Ambassador, British Airways Executive Club, easyJet and Ryanair
Join Date: Sep 2011
Location: UK/Las Vegas
Programs: BA Gold (GGL/CCR)
Posts: 15,926
That is disgraceful behaviour.
Jun 25, 2017, 1:26 am
#24
Join Date: Jan 2015
Location: London
Programs: BAEC Gold, TK Gold, HHonors Silver
Posts: 396
It kind of annoys me when people put the word morality next to banks and credit cards and talk absolute nonsense about Amex "claiming back the 2-4-1" or the bonus Avios triggered. The reality is that you can do it and chances are very low that they will come after you. Yet, to avoid any retaliation and to be able to sleep at night (lol), just trigger the bonus and then spend what you have to spend in your own time.
Jun 25, 2017, 1:28 am
#25
Ambassador, British Airways Executive Club, easyJet and Ryanair
Join Date: Sep 2011
Location: UK/Las Vegas
Programs: BA Gold (GGL/CCR)
Posts: 15,926
It kind of annoys me when people put the word morality next to banks and credit cards and talk absolute nonsense about Amex "claiming back the 2-4-1" or the bonus Avios triggered. The reality is that you can do it and chances are very low that they will come after you. Yet, to avoid any retaliation and to be able to sleep at night (lol), just trigger the bonus and then spend what you have to spend in your own time.
Jun 25, 2017, 1:48 am
#27
Ambassador, British Airways Executive Club, easyJet and Ryanair
Join Date: Sep 2011
Location: UK/Las Vegas
Programs: BA Gold (GGL/CCR)
Posts: 15,926
Jun 25, 2017, 2:09 am
#28
Community Director
Join Date: Jan 2009
Location: Norwich, UK
Programs: A3*G, BA Gold, BD Gold (in memoriam), IHG Diamond Ambassador
Posts: 8,476
Of course, if you pay off in full every month, then this simply doesn't enter the equation. I would hazard a guess that people who have a credit limit high enough to buy $10k dollars worth of anything and the ability to pay it off whilst waiting for the refund are most likely in that position. They are also likely to have an absolutely excellent credit rating.
One might therefore argue that the morality is all one way in this case ...
Now, if I were in that position, personally I probably would not want to take the chance on being blacklisted, have all sort of notes on my credit file, and risk an investigation for fraud for the sake of $600 or so worth of Avios. The risk vs reward simply doesn't stack up.
One might therefore argue that the morality is all one way in this case ...
Now, if I were in that position, personally I probably would not want to take the chance on being blacklisted, have all sort of notes on my credit file, and risk an investigation for fraud for the sake of $600 or so worth of Avios. The risk vs reward simply doesn't stack up.
Jun 25, 2017, 2:34 am
#29
Ambassador, British Airways Executive Club, easyJet and Ryanair
Join Date: Sep 2011
Location: UK/Las Vegas
Programs: BA Gold (GGL/CCR)
Posts: 15,926
... Now, if I were in that position, personally I probably would not want to take the chance on being blacklisted, have all sort of notes on my credit file, and risk an investigation for fraud for the sake of $600 or so worth of Avios. The risk vs reward simply doesn't stack up.
Jun 25, 2017, 6:47 am
#30
Join Date: Apr 2016
Posts: 54
FWIW it takes MONTHS for these banks to transfer a credit balance from a card to a bank account. In 2016 I legitimately paid the balance in full for a sporting event (NHL Playoff as part of season tix) that were ultimately refunded. It took a full and fun 2 months to try to get the money back after I had a nice fat credit balance on my credit card account.
ETA My recollection is that my team got eliminated so quickly miles never posted.
ETA My recollection is that my team got eliminated so quickly miles never posted.
Last edited by pony_trekker; Jun 25, 2017 at 7:09 am