*** NS&I & HMRC NO LONGER AVAILABLE FOR 3V USE ***

Introduction 3V cards and Avios
Tesco gives 150 Clubcard point (convertible to 360 Avios/375 Virgin Miles) for every £50 spent on gift cards. These include the 3V 'Internet Shopping' Visa gift cards (which carry no fee) and have the ability to be recycled back into cash or to pay off bills where an Avios earning card is not accepted. To earn the points just purchase in multiples of £50; you combine with other gift cards (e.g. iTunes, Prepay Visa cards (with fee), Nandos etc).

Spending 3V cards
The original loophole of recycling 3V cards via NS&I direct saver accounts appears to have been closed as of 12/12/13. Other potential routes to dispose of cards can be found here, although this list is now out of date and some disposal methods listed are no longer available.

Current Disposal Options
Following the discontinuation of the NS&I loophole the following websites are still accepting payment by 3V and may be an ongoing useful source of 3V spend to collect points:-

Sky (but there are reports of Sky reversing the transactions); Orange/EE; BT; Virgin Media;Talk Talk, topcashback.co.uk (gift cards); PayPal; Highstreet Vouchers; ParentPay, United Utilities, EDF Energy, Scottish Power, Npower, Amazon (via giftcard), VoucherExpress

Purchasing cards at Tesco
It is strongly recommended when purchasing 3V cards at Tesco that a maximum of 4 cards is purchased in any one transaction (and ensure you have all four activation slips before leaving the store) due to the system limitations of Tesco's checkouts giving rise to potentially being charged for cards which haven't activated. Official Tesco advice to stores is for a maximum of 5 cards (although in this scenario no Clubcard points would be earned on the fifth card). Store policy on how many cards you can take away in one visit is variable although in an unknown store it is wise not to immediately draw too much attention to your activity - if staff are happy to proceed then you can always build to larger quantities before they decline to sell you more.

Non-Tesco 3V outlets
3V cards can also be found in Morrisons, Boots & Homebase. With Morrisons usually having large quantities, sometimes in excess of 100 cards per store and the offer of 1p off of every litre of fuel for every £10 spent makes this is a very good alternative if you're having problems locating stock at Tesco.