Lloyds Avios credit cards
Apr 17, 2012, 4:00 am
#1441
Join Date: Sep 2001
Location: UK. BAEC AAdvantage
Programs: Mucci Des Oeufs Brouilles et des Canards
Posts: 3,671
I've racked up about £1500 on the card in the last few days, but have no idea how to pay it off.
There's been no comms, I can't register for online banking without calling someone, giving them a reference and having them pass me to someone else, and someone else, and someone else...
Also, should I receive anything from Avios.com saying welcome here's your account details, or does this come from Lloyds?
I'm generally very confused on Tuesdays so I might have missed something obvious.
There's been no comms, I can't register for online banking without calling someone, giving them a reference and having them pass me to someone else, and someone else, and someone else...
Also, should I receive anything from Avios.com saying welcome here's your account details, or does this come from Lloyds?
I'm generally very confused on Tuesdays so I might have missed something obvious.
Apr 17, 2012, 4:11 am
#1442
Join Date: May 2010
Location: London
Programs: Mucci de Pucci, BA Gold, Delta SkyMiles, CX Gold, AMEX Plat, 25 meter swimming badge
Posts: 515
With regards to paying it off, who do you bank with? One of my banks is First Direct. I just went to their set up a new payment page, and it gives you a choice for bank, card, and card type. It was still showing up as Airmiles card when I linked it. It didn't show the sort code and account details. As for a reference, use your card number. Payment should be quick after that.
Is it safe to go with the payment starting [my card number] even though it's not Avios Duo specific?
Apr 17, 2012, 4:17 am
#1443
Suspended
Join Date: Apr 2011
Location: London
Programs: BA Gold, UA Silver, CC Gold, SPG Gold
Posts: 2,000
I'll need to check the T's and C's, but normally I thought the Miles/Avios for spend for cards were per transaction, not per statement total i.e.
£1.39
£1.61
= £3 spent, but only £2 of actual 'spend' for Avios/miles purposes, since it's the integer figure for each transaction which is used.
Using a spreadsheet and calculating on a transaction basis, my figures are in line with earnings (though, no bonus currently being applied, that is due to be corrected)
£1.39
£1.61
= £3 spent, but only £2 of actual 'spend' for Avios/miles purposes, since it's the integer figure for each transaction which is used.
Using a spreadsheet and calculating on a transaction basis, my figures are in line with earnings (though, no bonus currently being applied, that is due to be corrected)
Apr 17, 2012, 4:22 am
#1444
Join Date: Jul 2010
Location: Here today, gone tomorrow
Programs: Nothing shiny :-(
Posts: 2,491
Apr 17, 2012, 4:28 am
#1445
FlyerTalk Evangelist
Join Date: Aug 2000
Location: London and Zurich
Programs: AA, BA, Mucci: Sir Roger des Directions Routières, PCR
Posts: 13,609
My LTSB Duo card account pays up on the statement total.
Personally, I'd not risk making a payment unless I was sure that it would end up in the right account.
Apr 17, 2012, 4:28 am
#1446
FlyerTalk Evangelist
Join Date: Aug 2002
Location: London
Programs: Mucci. Nothing else matters.
Posts: 38,644
Apr 17, 2012, 4:34 am
#1447
Suspended
Join Date: Apr 2011
Location: London
Programs: BA Gold, UA Silver, CC Gold, SPG Gold
Posts: 2,000
Apr 17, 2012, 4:36 am
#1448
FlyerTalk Evangelist
Join Date: Aug 2002
Location: London
Programs: Mucci. Nothing else matters.
Posts: 38,644
But if the methodology is the same, it would seem to be quite unsurprising.
Apr 17, 2012, 4:37 am
#1449
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,324
I was under the impression this was how it worked. I haven't had a statement to check yet, but I'm assuming that this is how it will be and if it turns out to be anything different then I'll end up with more points than I anticipated, not less.
It's all very well saying "your statement will have the info" regarding paying off the card, but for people like myself who were given teenie tiny credit limits, that's not an option.
I've been paying money off the card via faster payments about twice a week. I've hit the credit limit 6 times before the first statement has even generated.
Faster payments worked fine for me, and that's without any accounts with Lloyds at all apart from this card.
It's all very well saying "your statement will have the info" regarding paying off the card, but for people like myself who were given teenie tiny credit limits, that's not an option.
I've been paying money off the card via faster payments about twice a week. I've hit the credit limit 6 times before the first statement has even generated.
Faster payments worked fine for me, and that's without any accounts with Lloyds at all apart from this card.
Apr 17, 2012, 4:44 am
#1450
Join Date: Feb 2012
Programs: BMI DC, BAEC, Tufty Club, Blue Peter Badge Winners Club, 25m Backstroke Society
Posts: 23
I'll need to check the T's and C's, but normally I thought the Miles/Avios for spend for cards were per transaction, not per statement total i.e.
£1.39
£1.61
= £3 spent, but only £2 of actual 'spend' for Avios/miles purposes, since it's the integer figure for each transaction which is used.
Using a spreadsheet and calculating on a transaction basis, my figures are in line with earnings (though, no bonus currently being applied, that is due to be corrected)
£1.39
£1.61
= £3 spent, but only £2 of actual 'spend' for Avios/miles purposes, since it's the integer figure for each transaction which is used.
Using a spreadsheet and calculating on a transaction basis, my figures are in line with earnings (though, no bonus currently being applied, that is due to be corrected)
With Lloyds, much as with MBNA BMI cards, they are at least decent enough to add your points up at the end - so if you spend £1.99 ten times, you will get 19 points (I assume they round down). Using your £3 example above, you shoudl get £3 worth of points (3.75 base plus bonus, total 37.5).
Happy to be corrected but this has been my experience.
Apr 17, 2012, 4:47 am
#1451
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,869
Got first statement, all correct inc the bonus miles. Very worrying!
Apr 17, 2012, 4:50 am
#1452
FlyerTalk Evangelist
Original Poster
Join Date: Feb 2009
Location: From ORK, live LCY
Programs: BA Silver, EI Silver, HH Gold, BW Gold, ABP, Seigneur des Horaires des Mucci
Posts: 14,204
I've racked up about £1500 on the card in the last few days, but have no idea how to pay it off.
There's been no comms, I can't register for online banking without calling someone, giving them a reference and having them pass me to someone else, and someone else, and someone else...
Also, should I receive anything from Avios.com saying welcome here's your account details, or does this come from Lloyds?
I'm generally very confused on Tuesdays so I might have missed something obvious.
There's been no comms, I can't register for online banking without calling someone, giving them a reference and having them pass me to someone else, and someone else, and someone else...
Also, should I receive anything from Avios.com saying welcome here's your account details, or does this come from Lloyds?
I'm generally very confused on Tuesdays so I might have missed something obvious.
Apr 17, 2012, 5:20 am
#1453
Join Date: Aug 2011
Location: LHR
Programs: BAEC Silver
Posts: 281
^ - that'll teach me to not show my working 
so in my HH 50% success rate for bonus points
im just glad that it is mine that is working as I have about £12k to put through and a month abroad. the OH is "only! missing 40k points
so in my HH 50% success rate for bonus points
im just glad that it is mine that is working as I have about £12k to put through and a month abroad. the OH is "only! missing 40k points
Apr 17, 2012, 6:42 am
#1454
Join Date: May 2011
Posts: 223
We've just got our next Lloyds TSB Premier Duo card in the house, with a useful credit limit this time! The fun starts again.
This time we will get communications in writing from Lloyds and get the £50 back as soon as there is a problem.
Good luck, keep chasing your missing points.
This time we will get communications in writing from Lloyds and get the £50 back as soon as there is a problem.
Good luck, keep chasing your missing points.
Took ID into branch and was faxed to new business team. Left it a week as heard nothing. Called up today and was told it was sitting on someones desk and had not been sent to proccessing!!!
Don't know if we are ever going to receive this card and assume have already missed out on a month of bonus avios
Apr 17, 2012, 7:01 am
#1455
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Statement on the 8th? (Unlucky?)
I just called Lloyds (again) to see why my points haven't posted on the 8th or 9th this month as usual and was told there was a system wide problem with everybody who gets their statement on the 8th. They are working on a solution apparently but cannot give me an expected resolution date.
Can anyone else who's statement date is the 8th please confirm whether this is the case for them too or is it just yet another big fat Lloyds porkie pie?
Thanks
Can anyone else who's statement date is the 8th please confirm whether this is the case for them too or is it just yet another big fat Lloyds porkie pie?
Thanks
