Lloyds Avios credit cards
#76
Join Date: Sep 2007
Location: BOS
Programs: BA - Blue > Bronze > Silver > Bronze > Blue
Posts: 6,812
Does anyone have any experience on how long its taking for cards/ rejection to turn up?
#77
Join Date: Jan 2009
Location: Near Edinburgh
Programs: BA Silver
Posts: 9,034
I was rejected too, and I am 999 with Experian (creditexpert). I'm going to check Equifax too as Amex did bugger up my Gold card when they closed it, meaning they thought I still owned them money and despite saying it was cleared up, I've had 3 sets of late payment letters. They've assured my it hasn't affected my credit rating, but I frankly don't trust them.
If its not that, then its just a profiling thing as my credit history is unblemished.
If its not that, then its just a profiling thing as my credit history is unblemished.
#78
Join Date: Jul 2010
Location: Tonbridge
Programs: BAEC Silver
Posts: 2,034
Wow this can be an amazing offer for people with a high spend, I only just noticed this thread, I'm surprised the offer hasn't been flagged up more heavily!
Now I just need to time my application to minimise the period between applying and picking up my card when I am home at Christmas!
I hope I can maintain my current £3k+/month spend for the next quarter, if so its Happy days!
P.S Most of my spend is overseas, but I think the chances of getting 25 points per £ is highly unlikely!! No mention of it in the T&Cs
Now I just need to time my application to minimise the period between applying and picking up my card when I am home at Christmas!
I hope I can maintain my current £3k+/month spend for the next quarter, if so its Happy days!
P.S Most of my spend is overseas, but I think the chances of getting 25 points per £ is highly unlikely!! No mention of it in the T&Cs
#79
Join Date: May 2010
Posts: 9
Just in time for 12.5 Avios / £ on the Christmas shopping!
#80
Join Date: Mar 2011
Location: GLA
Programs: BAEC
Posts: 216
I was rejected too, and I am 999 with Experian (creditexpert). I'm going to check Equifax too as Amex did bugger up my Gold card when they closed it, meaning they thought I still owned them money and despite saying it was cleared up, I've had 3 sets of late payment letters. They've assured my it hasn't affected my credit rating, but I frankly don't trust them.
If its not that, then its just a profiling thing as my credit history is unblemished.
If its not that, then its just a profiling thing as my credit history is unblemished.
Or perhaps they think that us Scots won't spend enough!
#81
Join Date: Jul 2011
Posts: 52
Broken link on Avios website?
I'm trying to apply for this card but every time I click on the big orange "apply now" button, the window that opens is the same page that I just left! Is anyone else experiencing this or am I just being a little slow?
#82
Join Date: Mar 2003
Location: Dorchester, Dorset UK
Programs: BA Gold, BMI, ANA, HH Blue, SPG Gold
Posts: 2,063
I got my cards today and no mention of 10x offer for first three months on AMEX, but this is mentioned on website. I might be tempted to use it on my trip to the USA at 25 points per £!
#83
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,192
You have two separate accounts (BAEC and Avios.com), but both use the same currency (Avios). You can transfer points back and forth between the two, so long as your BAEC account has you listed in the UK (at least, I think that was my problem). Think of it a bit like the euro, where you have separate bank accounts in France and Germany but can put the same currency in either.
Also wondering if you can elaborate on the problem you encountered. My BAEC is (currently) in Europe but I have a UK based Airmiles a/c. Am I not going to be able to make transfers from my Airmiles A/C and any miles I earn if I get a Lloyd's card, whilst my BAEC is based overseas ?
#84
FlyerTalk Evangelist
Join Date: Aug 2007
Location: UK
Posts: 10,709
Also wondering if you can elaborate on the problem you encountered. My BAEC is (currently) in Europe but I have a UK based Airmiles a/c. Am I not going to be able to make transfers from my Airmiles A/C and any miles I earn if I get a Lloyd's card, whilst my BAEC is based overseas ?
You should be able to combine using the combing my miles from either the Avios or BA EC. You will find this in the my account section of your two accounts when online. On the BA EC its at the bottom of the middle screen. Or was the last time I looked.
You cant combine from a household Avios account.
#85
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,192
The miles from the credit card should become Avios at the end of the month.
You should be able to combine using the combing my miles from either the Avios or BA EC. You will find this in the my account section of your two accounts when online. On the BA EC its at the bottom of the middle screen. Or was the last time I looked.
You cant combine from a household Avios account.
You should be able to combine using the combing my miles from either the Avios or BA EC. You will find this in the my account section of your two accounts when online. On the BA EC its at the bottom of the middle screen. Or was the last time I looked.
You cant combine from a household Avios account.
No biggy there, but is the location of the BAEC relevant to the Lloyds card auto-transfer ? IF it is, any reason why I cannot get the Llloyd's miles to post to my old Airmiles account ??
Last edited by Frequentflyer99; Dec 10, 2011 at 1:33 pm
#86
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,865
There is no UK restriction on transfers. I have happily moved from EuroCheat BA ac to UK Avios account. If the transfer fails it is because Avios does not have your DOB or it has one which does not match your BAEC account. DOB is the key security match. Annoyingly, though, you cannot see your DOB on the Avios site, you need to call. And they need a passport copy to change it if incorrect.
Or, of course, your Avios ac is a HHA. No restriction on BA HHA, I think.
Or, of course, your Avios ac is a HHA. No restriction on BA HHA, I think.
#87
Join Date: Mar 2003
Location: Dorchester, Dorset UK
Programs: BA Gold, BMI, ANA, HH Blue, SPG Gold
Posts: 2,063
Have just spent $100 at Macy's online. Had to use a false zip code, as they don't like UK addresses, but look forward to approx 1600 AVIOS points!
#88
Join Date: Jan 2003
Location: UK (currently)
Programs: BA Gold (and many other greater and lesser distinctions)
Posts: 7,192
There is no UK restriction on transfers. I have happily moved from EuroCheat BA ac to UK Avios account. If the transfer fails it is because Avios does not have your DOB or it has one which does not match your BAEC account. DOB is the key security match. Annoyingly, though, you cannot see your DOB on the Avios site, you need to call. And they need a passport copy to change it if incorrect.
Or, of course, your Avios ac is a HHA. No restriction on BA HHA, I think.
Or, of course, your Avios ac is a HHA. No restriction on BA HHA, I think.
#89
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,865
DOB is an issue. I tried to move my Mum's and it was rejected. Email to Avios confirmed, after a few days, her DOB's don't match. I now need to get a scan of her passport!
#90
Join Date: Nov 2008
Location: Varies
Programs: BA Silver, HHonors, SPG, Marriott, A|Club, Tesco CC, Costa Coffee Club
Posts: 412
Incidentally, just before the Avios launch day, I called to reactivate an Airmiles account that had been cancelled (for non-use) about two years ago. The website said such accounts could be reactivated (and keep the same account number) but expired Airmiles would not be re-credited.
To my great surprise (and delight), once the account was finally accessible on-line (just after Avios launch day) I had over 17,000 Avios. The expired Airmiles HAD been restored, and converted to Avios (10:1).
So for anyone with long-expired Airmiles account, it could be worth a call to try and reactivate. Doesn't matter if you don't know the account number, or even the linked email address. Postcode and name are sufficient for the call centre to locate the account. I would suggest NOT asking for expired miles to be recredited, at least initially. Just reactivate the account and see what happens.