Lloyds Avios credit cards
Feb 21, 2012, 12:17 am
#706
Join Date: Jun 2005
Posts: 932
Is it a pretty standard 3% fx charge?
£1000 abroad is 25000 miles? Hmm, may need to get one.
£1000 abroad is 25000 miles? Hmm, may need to get one.
Feb 21, 2012, 12:22 am
#707
Join Date: Mar 2006
Posts: 420
there was a fee but I can't remember how much, I did however calculate the difference in paying cash with the local exchange rate vs card with the commercial rate and the fee and there was hardly anything in it as the comercial rate was much better than the local exchange rate (rupees). I don't know if the same logic would follow through in other currency.
As it's usually spend towards my 2-4-1 the fees are worth it & in this instance, they definately were.
As it's usually spend towards my 2-4-1 the fees are worth it & in this instance, they definately were.
Feb 21, 2012, 12:45 am
#708
Join Date: Jun 2003
Location: London
Posts: 3,459
No, still there - http://www.avios.com/collect/lloydst...sPW_CollectNav
Feb 21, 2012, 3:44 am
#709
Join Date: Mar 2006
Posts: 420
yeah ! just got my approval letter through from my application last week & Mr JaneD9388's is getting towards the 3 months. The card should be in plenty of time for a 3 week trip to the states 
Feb 21, 2012, 4:59 am
#711
Join Date: Sep 2005
Location: UK
Posts: 1,314
Just had my third statement and no sign of the 50% fee refund - spoke to customer services who firstly told me that none of their cards charge an annual fee 
and then denied all knowledge of the offer until I gave him the url of the web page where it still shows.
After 15 minutes on the phone, they have agreed that I should get the refund and it will be manually credited - my account has apparently been "re-screened" after opening, which may have caused a problem...
and then denied all knowledge of the offer until I gave him the url of the web page where it still shows.After 15 minutes on the phone, they have agreed that I should get the refund and it will be manually credited - my account has apparently been "re-screened" after opening, which may have caused a problem...
Feb 21, 2012, 5:01 am
#712
Join Date: Dec 2010
Location: NJ, USA
Posts: 470
Just had my third statement and no sign of the 50% fee refund - spoke to customer services who firstly told me that none of their cards charge an annual fee and then denied all knowledge of the offer until I gave him the url of the web page where it still shows.
After 15 minutes on the phone, they have agreed that I should get the refund and it will be manually credited - my account has apparently been "re-screened" after opening, which may have caused a problem...
and then denied all knowledge of the offer until I gave him the url of the web page where it still shows.After 15 minutes on the phone, they have agreed that I should get the refund and it will be manually credited - my account has apparently been "re-screened" after opening, which may have caused a problem...
Feb 21, 2012, 6:13 am
#713
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
On my January statement I spent ~ £1670, of which ~£1000 was in foreign currency and ~£670 in UK£. I receved shortly after 3307 avios in my account which makes sense at £1000 x 2.5 and £670 x 1.25. Then roughly 6 weeks later, I received my bonus avios which was 29763 i.e. 9 times my original award. Therefore I can say with certainty that I received 25x avios for foreign spend on ym Jan statement. My Feb statement looks to be the same.
Whether they have decided as a policy to give 25x avios for foreign spend or whether I and others got lucky because due to the massive messup in awarding the bonus miles, I do not know.
Feb 21, 2012, 6:14 am
#714
Join Date: Dec 2010
Location: NJ, USA
Posts: 470
I have done the sums and can confirm without ANY doubt that I received 25x avios for foreign spend.
On my January statement I spent ~ £1670, of which ~£1000 was in foreign currency and ~£670 in UK£. I receved shortly after 3307 avios in my account which makes sense at £1000 x 2.5 and £670 x 1.25. Then roughly 6 weeks later, I received my bonus avios which was 29763 i.e. 9 times my original award. Therefore I can say with certainty that I received 25x avios for foreign spend on ym Jan statement. My Feb statement looks to be the same.
Whether they have decided to give 25x avios for foreign spend or whether I and others got lucky because there seems to have a massive messup in awarding the bonus miles, I do not know.
On my January statement I spent ~ £1670, of which ~£1000 was in foreign currency and ~£670 in UK£. I receved shortly after 3307 avios in my account which makes sense at £1000 x 2.5 and £670 x 1.25. Then roughly 6 weeks later, I received my bonus avios which was 29763 i.e. 9 times my original award. Therefore I can say with certainty that I received 25x avios for foreign spend on ym Jan statement. My Feb statement looks to be the same.
Whether they have decided to give 25x avios for foreign spend or whether I and others got lucky because there seems to have a massive messup in awarding the bonus miles, I do not know.
Feb 21, 2012, 6:26 am
#716
Ambassador: Emirates Airlines
Join Date: Sep 2004
Location: Manchester, UK
Posts: 18,612
Feb 21, 2012, 1:53 pm
#718
Join Date: Jul 2010
Location: Tonbridge
Programs: BAEC Silver
Posts: 2,034
Feb 21, 2012, 4:25 pm
#719
Join Date: Dec 2007
Programs: Just a lowly Blue ;(
Posts: 1,780
The Lloyds $ rate is pants but I'm looking forward to the 250,000 avios from my £10k US spend last week! 
Feb 23, 2012, 3:22 am
#720
Join Date: Dec 2010
Location: NJ, USA
Posts: 470
One more Lloyds TSB annoyance - when you put a foreign purchase on the card, the exchange rate and original currency amount are not shown on the recent transactions online!