Lloyds Avios credit cards
Apr 25, 2012, 3:46 pm
#1576
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New offer?
Posted on MSE, 18,000 Avios for spending £500/month for 3 months on the standard non-fee card, one hotel night booking required:
The MSE article includes a referral link so I haven't shown it.
Originally Posted by MoneySavingExpert.com
18,000 Avios. 2x Eurostar returns to Paris, Brussels Or two 'Zone 1' flights, eg, Milan, Nice (+ £27/person taxes)
Representative variable rate: 15.9% APR Official APR Example
Min. Spend Trigger: £500/mth for 3 mths
Taxes Included: No
Freebie: 18,000 Avios voucher
Apply successfully for the Lloyds Duo Avios* and you'll get an 18,000 Avios voucher if you spend £500/mth in the first three months.
This can be redeemed for 2 Eurostar tickets to Paris or two BA flights to Zone 1 destinations eg, Milan, Nice (see full Avios redemption chart). You just pay £27/return flight taxes, as long as you've collected an Avios point in the past year (no taxes on Eurostar).
However, you must also book one night in a hotel via Avios. These are decent but not the cheapest. We've found a selection for around £70/night in a few destinations.
You can only use the voucher for one booking, so any remaining miles will be lost if you book something costing less than 18,000. It can be used for more than one passenger and is valid for 12 months.
Representative variable rate: 15.9% APR Official APR Example
Min. Spend Trigger: £500/mth for 3 mths
Taxes Included: No
Freebie: 18,000 Avios voucher
Apply successfully for the Lloyds Duo Avios* and you'll get an 18,000 Avios voucher if you spend £500/mth in the first three months.
This can be redeemed for 2 Eurostar tickets to Paris or two BA flights to Zone 1 destinations eg, Milan, Nice (see full Avios redemption chart). You just pay £27/return flight taxes, as long as you've collected an Avios point in the past year (no taxes on Eurostar).
However, you must also book one night in a hotel via Avios. These are decent but not the cheapest. We've found a selection for around £70/night in a few destinations.
You can only use the voucher for one booking, so any remaining miles will be lost if you book something costing less than 18,000. It can be used for more than one passenger and is valid for 12 months.
Apr 25, 2012, 3:56 pm
#1577
Join Date: Jul 2010
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Airmiles used to run these voucher offers occasionally. Too many strings attached imo, much prefer pure miles.
Apr 25, 2012, 4:11 pm
#1578
Join Date: Jan 2006
Programs: MUCCI
Posts: 5,706
Indeed, extrmeme caution for anyone considering this:
Thats from the premium card with 30k, the 18k on the normal has similar conditions.
I'd strongly advise do not apply under this offer, wait for it to be replaced with something else.
[And if you are after Avios, make sure you have done the bmi card if you are after a card right now.]
The 30,000 Avios will show on the customer's Avios account as a voucher within 30 days of the qualifying spend being achieved and will not form part of the Avios balance. Once on the account the voucher may be used as full or part payment towards flight or Eurostar bookings on any Avios route. At the time of booking travel a minimum of two night's accommodation must be booked through Avios in the country of destination, within the specified dates of travel. Customers may book tickets for more than one passenger but the voucher can only be used for a single booking. This voucher cannot be used to upgrade an existing flight booking if a hotel booking is subsequently added. If all the Avios are not used in a single transaction then the unused Avios will expire immediately.
I'd strongly advise do not apply under this offer, wait for it to be replaced with something else.
[And if you are after Avios, make sure you have done the bmi card if you are after a card right now.]
Apr 25, 2012, 4:58 pm
#1579
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Does it say when the 30K voucher will expire if not used immediately?
if it's 12 months, thats a bit of a rip off if you ask me.
if it's 12 months, thats a bit of a rip off if you ask me.
Apr 26, 2012, 2:22 am
#1580
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Apr 26, 2012, 11:31 am
#1581
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Apr 27, 2012, 3:18 am
#1582
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i signed up for the card in Jan for the Premier DUO card which advised to spend £500 per month for three months.
I odnt have the exact T&C's of the offer however the 10k were not posted to my account.
My spending for three months was (mix between MC and AMEX card, mostly abroad) was as follows:
Jan - £656
Feb - £1076
March - £1130
I have recevied a letter back stating that " the opening offer was to earn 10000 points if you completed £500 spend using your Amex card only in each of the first three months, unfrtunately you did not meet the required spend in month two as £515.55 (foreign currency exchange) which debited your card on 2/3/12 does not earn Avios and therefore does not count towards monthly spend.
Firstly was the £500 per month spend only on the Amex card?
There is confusion over what is classed as month 1-3, I have three statements, the above is the figures on them statements,
Even if £515 was not eligible on month two or 3 I am still beeting the target of £500 per month.
Is this a cock-up by Lloyds TSB or my mistake?
I odnt have the exact T&C's of the offer however the 10k were not posted to my account.
My spending for three months was (mix between MC and AMEX card, mostly abroad) was as follows:
Jan - £656
Feb - £1076
March - £1130
I have recevied a letter back stating that " the opening offer was to earn 10000 points if you completed £500 spend using your Amex card only in each of the first three months, unfrtunately you did not meet the required spend in month two as £515.55 (foreign currency exchange) which debited your card on 2/3/12 does not earn Avios and therefore does not count towards monthly spend.
Firstly was the £500 per month spend only on the Amex card?
There is confusion over what is classed as month 1-3, I have three statements, the above is the figures on them statements,
Even if £515 was not eligible on month two or 3 I am still beeting the target of £500 per month.
Is this a cock-up by Lloyds TSB or my mistake?
Apr 27, 2012, 3:23 am
#1583
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i signed up for the card in Jan for the Premier DUO card which advised to spend £500 per month for three months.
I odnt have the exact T&C's of the offer however the 10k were not posted to my account.
My spending for three months was (mix between MC and AMEX card, mostly abroad) was as follows:
Jan - £656
Feb - £1076
March - £1130
I have recevied a letter back stating that " the opening offer was to earn 10000 points if you completed £500 spend using your Amex card only in each of the first three months, unfrtunately you did not meet the required spend in month two as £515.55 (foreign currency exchange) which debited your card on 2/3/12 does not earn Avios and therefore does not count towards monthly spend.
Firstly was the £500 per month spend only on the Amex card?
There is confusion over what is classed as month 1-3, I have three statements, the above is the figures on them statements,
Even if £515 was not eligible on month two or 3 I am still beeting the target of £500 per month.
Is this a cock-up by Lloyds TSB or my mistake?
I odnt have the exact T&C's of the offer however the 10k were not posted to my account.
My spending for three months was (mix between MC and AMEX card, mostly abroad) was as follows:
Jan - £656
Feb - £1076
March - £1130
I have recevied a letter back stating that " the opening offer was to earn 10000 points if you completed £500 spend using your Amex card only in each of the first three months, unfrtunately you did not meet the required spend in month two as £515.55 (foreign currency exchange) which debited your card on 2/3/12 does not earn Avios and therefore does not count towards monthly spend.
Firstly was the £500 per month spend only on the Amex card?
There is confusion over what is classed as month 1-3, I have three statements, the above is the figures on them statements,
Even if £515 was not eligible on month two or 3 I am still beeting the target of £500 per month.
Is this a cock-up by Lloyds TSB or my mistake?
Cock up by Lloyds.
Surprised they put it in a letter though!
Complain!
Have you had your 4th Statement yet by the way? The points aren't supposed to post until the 4th one.
Still complain though!
(A phone complaint should do, no need to write letters)
Apr 27, 2012, 3:27 am
#1584
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A cock-up on which element, the spending on Amex only?
The totals? or both?
The totals? or both?
Apr 27, 2012, 3:40 am
#1585
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Purchase of foreign exchange normally counts as a cash advance and doesn't go towards qualifying spend.
Now I have a separate issue. I'm going to Ireland this weekend and am wondering whether to buy a large M&S gift card to use back here. Is the extra 12.5 Avios per £ worth eating two exchange spreads?
Now I have a separate issue. I'm going to Ireland this weekend and am wondering whether to buy a large M&S gift card to use back here. Is the extra 12.5 Avios per £ worth eating two exchange spreads?
Apr 27, 2012, 3:43 am
#1586
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Apr 27, 2012, 3:46 am
#1587
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Apr 27, 2012, 5:09 am
#1588
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Yes, just call Lloyds and tell them you wish to make a formal complaint.
Apr 27, 2012, 8:19 am
#1590
Join Date: Sep 2003
Location: UK
Posts: 104
Oh dear, glad I have too much time on my hands (as the wife says).
Exported the Lloyds statement into .csv and a couple of formulas later..... they have not given me enought Avios. Not much mind, but still 1,300 including the bonus.
The Mastercard Avios posted ok as a separate transaction.
Still, now with their Avios team to investigate.
Exported the Lloyds statement into .csv and a couple of formulas later..... they have not given me enought Avios. Not much mind, but still 1,300 including the bonus.
The Mastercard Avios posted ok as a separate transaction.
Still, now with their Avios team to investigate.
Not so impressed with their calculation though and this may explain why some other posters do not agree their Avios on the foregn spend.
In a nutshell, the transaction shows as one figure (transaction plus Lloyds charges). They only give Avios on the transaction and remove the charge element when calculating. For example:-
£1,000 foreign spend (including charges) I thought would be 25k Avios
But it is:-
£986 Foreign spend x 25 = 24,650 Avios
£14.00 Fees x 0
I suppose this makes sense in so far as you should not get the x2 Avios on the charges as it is not 'foreign spend'. I would have thought that you should get the Avios for the charges based on UK spend though.
Then again, I guess they are seeing it in the same light as the initial £50 fee - no Avios for that.
Hope this claries.