Lloyds Avios credit cards
Apr 19, 2012, 9:04 am
#1501
Join Date: Jan 2007
Location: Canary Wharf, London
Programs: MyWaitrose, IC Spire Ambassador, Hilton Diamond & BAEC Gold
Posts: 2,685
Basing it on my call to Lloyds, it's the date the fee is applied, which will be around the end of March I assume for your card?
Apr 19, 2012, 9:08 am
#1502
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,328
Apr 19, 2012, 9:12 am
#1503
FlyerTalk Evangelist
Join Date: Aug 2000
Location: London and Zurich
Programs: AA, BA, Mucci: Sir Roger des Directions Routières, PCR
Posts: 13,609
Travelex foreign currency:
https://www.avios.com/collect/travel...rom=collectNav
Avios Cash Passport
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
https://www.avios.com/collect/travel...rom=collectNav
Avios Cash Passport
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
Apr 19, 2012, 10:27 am
#1504
Join Date: Sep 2003
Location: UK
Posts: 104
Travelex foreign currency:
https://www.avios.com/collect/travel...rom=collectNav
Avios Cash Passport
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
https://www.avios.com/collect/travel...rom=collectNav
Avios Cash Passport
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
Are we saying that I can load up the card with, say £1k's worth of Euro's and this will earn me 25x Avios per £1 PLUS an additional 1 Avios per £1 from Avios themselves?
If that is the case then I think I will happily suffer the poor exchnage rate !
Apr 19, 2012, 10:28 am
#1505
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Original Poster
Join Date: Feb 2009
Location: From ORK, live LCY
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Posts: 14,214
Doesn't the Avios Cash Passport (a) charge you in £ and convert itself to € and (b) count as a cash advance so not give you any Avios at all?
Apr 19, 2012, 11:42 am
#1506
FlyerTalk Evangelist
Join Date: Aug 2000
Location: London and Zurich
Programs: AA, BA, Mucci: Sir Roger des Directions Routières, PCR
Posts: 13,609
Not the answer to the last two posts, but a while ago, I loaded sterling on to the Airmiles (as was) Cash Passport using my Miles & More Visa card misunderstanding the 'no loading fee' for Visa credit cards (and got charged a fee by the card 
). I earned M&M miles. I imagine that a $ or € load would also have earned miles.
Now as to how that would work out with the LTSB Duo cards, I don't know. As someone standing at the edge and observing the 25x gravy train from a distance - I'm barred as an existing LTSB Duo cardholder - I would remark that the Avios Cash Passport can be purchased/topped up with Visa and MC debit and credit cards or bank transfer only, not AmEx, so the earning potential would be limited.
). I earned M&M miles. I imagine that a $ or € load would also have earned miles.Now as to how that would work out with the LTSB Duo cards, I don't know. As someone standing at the edge and observing the 25x gravy train from a distance - I'm barred as an existing LTSB Duo cardholder - I would remark that the Avios Cash Passport can be purchased/topped up with Visa and MC debit and credit cards or bank transfer only, not AmEx, so the earning potential would be limited.
Apr 19, 2012, 12:59 pm
#1507
Join Date: Dec 2009
Location: London
Programs: BA bronze card, NHS Blood Donor silver card
Posts: 1,617
Avios Cash Passport
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
https://www.avios.com/collect/avios-...rom=collectNav
Exchange rates are lousy, though, especially for the prepaid card.
If you need foreign cash, you're probably better off at somewhere like Thomas Exchange - unless Travelex have a bonus on, I don't think it's usually worth earning Avios in the process.
Apr 19, 2012, 2:48 pm
#1508
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Just made a pre-theatre dinner booking for tonight. I normally book via Toptable.com, but checked the Amex version - amextoptreats.co.uk
When this was launched last year, I got a mailshot from Amex about my my BAPP card, but the T&Cs then stated the bonus ended in December. Checked the current T&C's and found:
When a Cardmember books a restaurant reservation through amextoptreats.co.uk and makes a transaction using their American Express® Card at the booked restaurant by midnight on 31 March 2012, they will earn double Rewards points at double the usual rate for the Card and/or in the enrolled reward currency associated with that Card. American Express® Charge Cards will receive Membership Rewards Points, Harrods Cards will receive Harrods Rewards points, Nectar Credit Cards will receive Nectar points, British Airways American Express® Cards will receive Avios, American Express® Credit Cards will receive either Membership Rewards Points, cashback or Blue Sky points (depending on enrolled currency), BMA Services American Express® Credit Cards will receive cashback. Virgin Atlantic American Express®; Credit Cards from MBNA will receive Virgin Atlantic Flying Club miles, bmi American Express® Credit Cards from MBNA will receive bmi destinations miles, Miles & More American Express® Credit Cards from MBNA will receive Miles & More award miles, MBNA American Express® Credit Cards will receive MBNA Reward Points, United Mileage Plus American Express® Credit Cards from MBNA will receive United Mileage Plus miles, MBNA American Express® Credit Card with cash will receive cash back and Lloyds TSB Avios Duo American Express® Cards will receive Avios.
I'm still in my first Lloyds billing cycle so will be interested to see how these appear. but it will be interesting to see if they double my 10x bonus or the base purchase amount!! I may be tempted by dessert now, as long as I'm not running late for the Opera!
When this was launched last year, I got a mailshot from Amex about my my BAPP card, but the T&Cs then stated the bonus ended in December. Checked the current T&C's and found:
When a Cardmember books a restaurant reservation through amextoptreats.co.uk and makes a transaction using their American Express® Card at the booked restaurant by midnight on 31 March 2012, they will earn double Rewards points at double the usual rate for the Card and/or in the enrolled reward currency associated with that Card. American Express® Charge Cards will receive Membership Rewards Points, Harrods Cards will receive Harrods Rewards points, Nectar Credit Cards will receive Nectar points, British Airways American Express® Cards will receive Avios, American Express® Credit Cards will receive either Membership Rewards Points, cashback or Blue Sky points (depending on enrolled currency), BMA Services American Express® Credit Cards will receive cashback. Virgin Atlantic American Express®; Credit Cards from MBNA will receive Virgin Atlantic Flying Club miles, bmi American Express® Credit Cards from MBNA will receive bmi destinations miles, Miles & More American Express® Credit Cards from MBNA will receive Miles & More award miles, MBNA American Express® Credit Cards will receive MBNA Reward Points, United Mileage Plus American Express® Credit Cards from MBNA will receive United Mileage Plus miles, MBNA American Express® Credit Card with cash will receive cash back and Lloyds TSB Avios Duo American Express® Cards will receive Avios.
I'm still in my first Lloyds billing cycle so will be interested to see how these appear. but it will be interesting to see if they double my 10x bonus or the base purchase amount!! I may be tempted by dessert now, as long as I'm not running late for the Opera!
I made a booking on 30/03/2012 and the points didn't come through on the current LTSBPDA statement
They are normally a bit slow even with the BAPP, but I'm
Sadly, http://www.amextoptreats.co.uk still says "Earn double points when you book and pay with your American Express card" on the front page, yet the T+C's still say "midnight on 31 March 2012"
Has it been extended but they just forgot to update the website? or did they just "forget" to turn the website off?
I'm bored and mildly sozzled so I'll probably give BAPP a call in a moment and ask them
Edit: Called and pointed out that the website still says double points yet the T+C say no and was told they could not see anything about it being extended so if I did make a booking on there I would not get double points
They thanked me for pointing it out to them said they would make the marketing department aware.
I asked to get a call back once the marketing department responded.
I will keep FT posted as usual if they get back to me
Last edited by PanGalactic; Apr 19, 2012 at 3:34 pm
Apr 20, 2012, 12:13 am
#1509
Join Date: Sep 2004
Location: London
Programs: BA IHG
Posts: 1,370
Just reached the end of my 3rd month during which I was using my card for foreign transactions. It seems the posting times to my account is around 7 days in some instances which means some of the transactions were not entered onto the account before my statement date and hence I've missed out on the 10x promotion.
So anyone using this card close to the final statement date for the promotion, beware, the transaction posting times can be really long!
So anyone using this card close to the final statement date for the promotion, beware, the transaction posting times can be really long!
Apr 20, 2012, 1:17 am
#1510
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Just reached the end of my 3rd month during which I was using my card for foreign transactions. It seems the posting times to my account is around 7 days in some instances which means some of the transactions were not entered onto the account before my statement date and hence I've missed out on the 10x promotion.
So anyone using this card close to the final statement date for the promotion, beware, the transaction posting times can be really long!
So anyone using this card close to the final statement date for the promotion, beware, the transaction posting times can be really long!
Also, how do you know you didn't get bonus points if you haven't had your 4th statement yet?
As you have no control of the posting times, it's rather unfair of them to base whether you get the bonus or not on that as opposed to when you actually spent the money.
After all it comes out of your available spend instantly so it's not as if they didn't know about it.
I reckon it's worth a phone call/complaint/fight
Apr 20, 2012, 3:16 am
#1511
Join Date: Sep 2001
Location: UK. BAEC AAdvantage
Programs: Mucci Des Oeufs Brouilles et des Canards
Posts: 3,671
Lloyds STILL losing documents!!!
It's been a couple of weeks since my partner got his documents back from Lloyds, so called up this morning.
Have been told that a letter was sent out on Tuesday asking for the documents to be resubmitted, this time by going into a branch and asking them to fax the documents in!!
Obviously sent 2nd class if it hasn't arrived as yet!!
The operator said it was a very rare occurance when the documents aren't scanned in!! Explained to him that this had happened to his friend and that it was well known on the web that Lloyds often lose documents. He's lodged it as a complaint - hopefully to recieve some type of compensation.
It's been a month since he applied and we're off on holidays in under two weeks. He won't be able to go to a branch until Monday (Was told that no point going in on Saturday as if the branch scanned it in, there would be no one there to recieve it. I might be lucky and by some miracle it arrives before we go.
Slack. Slack. Slack.
Have been told that a letter was sent out on Tuesday asking for the documents to be resubmitted, this time by going into a branch and asking them to fax the documents in!!
Obviously sent 2nd class if it hasn't arrived as yet!!The operator said it was a very rare occurance when the documents aren't scanned in!! Explained to him that this had happened to his friend and that it was well known on the web that Lloyds often lose documents. He's lodged it as a complaint - hopefully to recieve some type of compensation.
It's been a month since he applied and we're off on holidays in under two weeks. He won't be able to go to a branch until Monday (Was told that no point going in on Saturday as if the branch scanned it in, there would be no one there to recieve it. I might be lucky and by some miracle it arrives before we go.
Slack. Slack. Slack.
Apr 20, 2012, 3:48 am
#1512
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Did you get your http://www.amextoptreats.co.uk double points?
Apr 20, 2012, 3:50 am
#1513
Join Date: Nov 2009
Location: East Berlin
Posts: 1,533
I cancelled my card yesterday and had another rant at their poor customer service...
Palmer
Apr 20, 2012, 3:57 am
#1514
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,328
Does anyone know what would happen in this (purely hypothetical) situation:
In the third month of having my card, I make a £2k fully flex flight booking for sometime in the distant future on a non EU airline.
I get my 50k Avios posted in month 4.
I cancel my card.
Something comes up, and my fully flexible flight booking has to be cancelled, resulting in a full refund.
The card no longer exists to put the refund back to, so what happens?
In the third month of having my card, I make a £2k fully flex flight booking for sometime in the distant future on a non EU airline.
I get my 50k Avios posted in month 4.
I cancel my card.
Something comes up, and my fully flexible flight booking has to be cancelled, resulting in a full refund.
The card no longer exists to put the refund back to, so what happens?
Apr 20, 2012, 4:00 am
#1515
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
Does anyone know what would happen in this (purely hypothetical) situation:
In the third month of having my card, I make a £2k fully flex flight booking for sometime in the distant future on a non EU airline.
I get my 50k Avios posted in month 4.
I cancel my card.
Something comes up, and my fully flexible flight booking has to be cancelled, resulting in a full refund.
The card no longer exists to put the refund back to, so what happens?
In the third month of having my card, I make a £2k fully flex flight booking for sometime in the distant future on a non EU airline.
I get my 50k Avios posted in month 4.
I cancel my card.
Something comes up, and my fully flexible flight booking has to be cancelled, resulting in a full refund.
The card no longer exists to put the refund back to, so what happens?
You missed a step
....In the third month of having my card, I make a £2k fully flex flight booking for sometime in the distant future on a non EU airline.
I get my 50k Avios posted in month 4.
I transfer the 50k Avios to BAEC
I cancel my card.
Something comes up, and my fully flexible flight booking has to be cancelled, resulting in a full refund.
The card no longer exists to put the refund back to, so what happens?
[HIGHHORSE]That is technically stealing/fraud so I wouldn't do it personally[/HIGHHORSE]