Sep 13, 22, 9:39 am
Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
New First National Bank of Omaha AGR Card Discussion [Sept 2022]
Mar 17, 23, 12:09 pm
#121
Join Date: Mar 2017
Posts: 490
Originally Posted by discocoaster
I applied and even though I removed all my credit freezes it still didn't give me an answer immediately, instead I received a message that the application was processing and I will receive an answer within 10-14 days. Odd, did anyone else not get an immediate answer?
Update: approved later in the day.
Last edited by g289t; Mar 17, 23 at 9:56 pm
Mar 17, 23, 7:47 pm
#122
FlyerTalk Evangelist
Join Date: Sep 2000
Programs: UA Million Miler (lite). NY Metro area.
Posts: 14,872
I pleaded with people on the various Amtrak Facebook pages to not get the card from the new bank with a 20,000 point bonus last fall when it came out. I suggested that in time a better bonus would appear. Most of those that ran to the 20k bonus weren't smart. They were in a rush to get the 20k bonus, and some posters made fun of me for telling them to wait.
I hate being right, but those that got 20k are feeling the pain now. Hello 40,000 points.
dh
I hate being right, but those that got 20k are feeling the pain now. Hello 40,000 points.
dh
Mar 18, 23, 9:30 am
#123
Join Date: Feb 2003
Posts: 7,722
Originally Posted by dhammer53
I hate being right, but those that got 20k are feeling the pain now. Hello 40,000 points.
Mar 18, 23, 5:38 pm
#124
Join Date: Dec 2010
Location: NYC
Programs: Kettle Class
Posts: 714
Originally Posted by discocoaster
I applied and even though I removed all my credit freezes it still didn't give me an answer immediately, instead I received a message that the application was processing and I will receive an answer within 10-14 days. Odd, did anyone else not get an immediate answer?
