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New First National Bank of Omaha AGR Card Discussion [Sept 2022]

Old Sep 13, 22, 9:39 am
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Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022

Differences between Preferred cards

Issuing bank
Bank of America -> FNB Omaha

Annual fee
$79 -> $99

Amtrak spend earnings
3/$1 -> unchanged

Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares

Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food

Everyday spend earnings
1/$1 -> unchanged

TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?

Amtrak onboard dining rebate
20% -> unchanged

AGR redemption point rebate
5% -> unchanged

Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate

MasterCard tier
World -> unchanged

Foreign transaction fee
None -> Not mentioned in T&C


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New First National Bank of Omaha AGR Card Discussion [Sept 2022]

Old Mar 17, 23, 12:09 pm
  #121  
 
Join Date: Mar 2017
Posts: 490
Originally Posted by discocoaster View Post
I applied and even though I removed all my credit freezes it still didn't give me an answer immediately, instead I received a message that the application was processing and I will receive an answer within 10-14 days. Odd, did anyone else not get an immediate answer?
I applied today, and got the same message.

Update: approved later in the day.

Last edited by g289t; Mar 17, 23 at 9:56 pm
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Old Mar 17, 23, 7:47 pm
  #122  
FlyerTalk Evangelist
 
Join Date: Sep 2000
Programs: UA Million Miler (lite). NY Metro area.
Posts: 14,872
I pleaded with people on the various Amtrak Facebook pages to not get the card from the new bank with a 20,000 point bonus last fall when it came out. I suggested that in time a better bonus would appear. Most of those that ran to the 20k bonus weren't smart. They were in a rush to get the 20k bonus, and some posters made fun of me for telling them to wait.

I hate being right, but those that got 20k are feeling the pain now. Hello 40,000 points.

dh
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Old Mar 18, 23, 9:30 am
  #123  
 
Join Date: Feb 2003
Posts: 7,722
Originally Posted by dhammer53 View Post
I hate being right, but those that got 20k are feeling the pain now. Hello 40,000 points.
Im not one of those people, but I am curious how much we know about the churnability of the FNBO cards. (Might not be the optimal move because Chase 5/24 yadda yadda.)
beltway is offline  
Old Mar 18, 23, 5:38 pm
  #124  
 
Join Date: Dec 2010
Location: NYC
Programs: Kettle Class
Posts: 714
Originally Posted by discocoaster View Post
I applied and even though I removed all my credit freezes it still didn't give me an answer immediately, instead I received a message that the application was processing and I will receive an answer within 10-14 days. Odd, did anyone else not get an immediate answer?
Applied today and got an even more foreboding 5-6 weeks timeframe for a decision on my card application!
progapanda is offline  

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