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New Amtrak Guest Rewards MasterCard arriving Fall 2015

New Amtrak Guest Rewards MasterCard arriving Fall 2015

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Old Oct 22, 16, 2:59 am   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
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Beginning September 12, 2015, two new Amtrak-branded credit cards are available through Bank of America:
  • World MasterCard (20K pts for $1K spend in 3 months; $79 AF, not waived)
  • Platinum MasterCard (12K pts for $1K spend in 3 months; no AF)
Both cards offer the following benefits:
  • Earn 1 AGR point for non-Amtrak purchases
  • Earn a bonus for Amtrak ticket and on-board purchases
    • World MC earns a total of 3 AGR pts/$
    • Platinum MC earns 2 AGR pts/$
  • Receive a 5% points rebate on award redemptions for Amtrak travel
  • No forex fee on purchases outside the US
  • Your AGR points will never expire as long as you hold either card
The World MasterCard offers these additional benefits:
  • Earn 2 AGR pts/$ on non-Amtrak travel purchases
    • Per the T&C, this includes "airlines, car rental agencies, hotels, motels, inns, resorts, steamship/cruise lines, and travel agencies"
    • Program Rules insert mailed with card by BofA states that eligible travel purchases do not include Merchant Category Codes (MCC) for
      • Passenger Railways (MCC 4112)
      • Transportation-Suburban and Local Commuter Passenger (4111)
      • Bus Lines (4131), or
      • Transportation Services not classified elsewhere (4789).
  • Earn 1,000 TQPs for every $5,000 in eligible purchases, up to 4,000 TQPs in any calendar year
    • Purchases are credited for the year of the statement on which they are billed. For an account that closes on the 20th of each month, purchases after Dec. 20 will count in the following year.
  • On account opening, receive a single-day pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class lounges
    • Per T&C, "ClubAcela pass valid for bearer and one guest, or bearer's spouse/domestic partner and children under the age of 21. No same-day ticket required for use."
  • On account opening and at each anniversary renewal, receive a Companion Coupon and One-Class Upgrade
    • "Companion Coupon valid for one (1) free companion rail fare with the purchase of one (1) regular (full) adult rail fare. Free companion and paying passenger must reserve at the same time and travel together at all times. Valid for travel as one (1) one-way or one (1) roundtrip on one reservation per coupon. For roundtrip usage, both directions of travel must be reserved at the same time. Travel blackout dates apply."
      • Blackout dates for 2016: Jan. 2-3; Feb. 12; Feb. 15; Mar. 24-25; Mar. 28; May 27; May 30; Jul. 1; Jul. 4; Sept. 2; Sept. 5; Oct. 10; Nov. 22-23; Nov. 26-28; Dec. 21-24; Dec. 26-30.
      • Blackout dates for 2017: Jan. 1-2; Feb. 17; Feb. 20; Apr. 13-14; Apr. 17; May 26; May 29; Sept. 1; Sept. 4; Oct. 9; Nov. 21-22; Nov. 24-27; [other dates TBD].
      "Regular (full) adult rail fare" excludes Senior/AAA/etc. discount fares. AGR Insider has asserted at one time that "full fare" includes Saver & other unrestricted fares, but two separate FTer reports indicate that Saver fares are in fact excluded.
    • "One-Class Upgrade Coupon valid for one (1) space-available, one-way, one-class upgrade. Valid only from Coach to Business class, or from Acela Business class to Acela First class, on a single travel segment or leg. Not valid for upgrade to sleeping car accommodations. Travel blackout dates apply."
If my application is not instantly approved, is there a special contact number for Bank of America?
Try calling 888-221-6262 or 866-811-4108. (M-F 8am-7pm EST)
When will I receive my World MC Companion Coupon/Upgrade Coupon/ClubAcela Pass?
"Companion Coupon and One-Class Upgrade Coupon are available online through your Amtrak Guest Rewards account. Your ClubAcela pass will be mailed to you within 2 weeks of account opening."
How soon will my AGR points post after I complete the required spend?
Bank of America transfers your signup bonus points to Amtrak a day or two after the end of the monthly billing cycle in which you complete the required spend.
Are these cards churnable?
TBD
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Old May 27, 18, 3:52 pm
  #451  
 
Join Date: Jan 2014
Posts: 1,173
Back in 2015 there was a post from someone who said they were able to get 5 BofA cards on the same day seven months before getting denied for an Amtrak Guest Rewards card for too many recent inquiries. The poster asked if BofA was tightening up or if there was something about the Amtrak card that made it harder to get approval for. I am asking a similar question. I've been churning a lot of cards for a long time, so I'm at lol/24, and BofA has rejected me twice for this card over the past six months. Credit score is around 800. I was successful in getting a couple of the $200 MLB cards in October 2016 and the ML card in March 2017. Since then, no BofA apps, but a lot with Amex and Citi. Is there a consensus that BofA is now a lot more sensitive to hard pulls than they were in the past?
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Old May 29, 18, 3:32 pm
  #452  
 
Join Date: Apr 2015
Programs: United Global Services, Amtrak Select Executive
Posts: 2,867
Originally Posted by LWT3 View Post
Back in 2015 there was a post from someone who said they were able to get 5 BofA cards on the same day seven months before getting denied for an Amtrak Guest Rewards card for too many recent inquiries. The poster asked if BofA was tightening up or if there was something about the Amtrak card that made it harder to get approval for. I am asking a similar question. I've been churning a lot of cards for a long time, so I'm at lol/24, and BofA has rejected me twice for this card over the past six months. Credit score is around 800. I was successful in getting a couple of the $200 MLB cards in October 2016 and the ML card in March 2017. Since then, no BofA apps, but a lot with Amex and Citi. Is there a consensus that BofA is now a lot more sensitive to hard pulls than they were in the past?
You will surely get a lot better response to this question in the following forum, where there are active threads about applying for BofA credit cards:

https://www.flyertalk.com/forum/cred...-programs-599/
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Old Jun 29, 18, 9:25 pm
  #453  
 
Join Date: Dec 2011
Location: DTW
Programs: TK E+, DL, WY, Radisson R
Posts: 1,852
I'm interested in getting the card, I'm weighing World vs. Platinum (additional points and $100 statement credit), gauging additional benefits of World, I'm seeing the World Card worth paying the annual fees for 4 years.

Given many cases of people not getting $100 statement credit and difficulty of downgrading, I'm not sure if I want World Card anymore, especially 1-class upgrade not eligible from coach to sleeper (even the cheapest roomette).

Last edited by vincewy; Jun 29, 18 at 9:59 pm
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Old Jun 30, 18, 4:19 am
  #454  
 
Join Date: May 2015
Programs: Amtrak Guest Rewards
Posts: 40
I have the no fee platinum. I find the extra rewards not worth the price unless you are a heavy user of Amtrak. Another thing to consider is since the new point redemptions started most sleeper trips cost alot more points than previously.
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Old Jul 24, 18, 8:40 am
  #455  
 
Join Date: Dec 2009
Posts: 20
The wiki in this thread states:
If my application is not instantly approved, is there a special contact number for Bank of America?
Try calling 888-221-6262 or 866-811-4108. (M-F 8am-7pm EST)
When calling both of these numbers, there is just a recording "You have reached a non-working number at card services"...
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Old Aug 1, 18, 10:13 am
  #456  
 
Join Date: Dec 2009
Posts: 20
BoA - does having a checking/savings with them help with approval?

For the Amtrak credit card, I spoke to BoA reconsideration now two times at (800) 354 0401. Both times, was not approved.

The reasons stated are 1) "Your credit references have not been established for a sufficient length of time" (only in US for 3 years, starting in Jan 2016 with two secured cards, before in March 2017 I applied for Chase, Amex etc, according to BoA reconsideration they cannot take into account the Capital One secured one from 2016, or the local credit union credit card from 2016, so my credit history is too short according to them)

2) "There are too many inquiries on your credit file" (5 in 2017, 4 in 2018 - I like to travel, so co-branded credit cards are great ;-) )

3) "Limited deposit and/or investment balances with us and/or our affiliates" (I am not a BoA customer, I do not have checking or savings with them, and no BoA card)

It seems like also the 100% on-time payment performance or 736 score did not help with BoA approving me now. I hope maybe this data point helps someone else who might be in a similar situation.

About 2), what is the amount of inquiries on the credit file that BoA does not consider "too many"?

About 3), does anyone know if there is an actual increase in likeliness that BoA would approve f.e. in a year if I opened up a checking or savings with them?

Thank you for anyone who has info about how to get an approval for the Amtrak World Mastercard...
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Old Aug 15, 18, 9:04 pm
  #457  
 
Join Date: Dec 2011
Location: DTW
Programs: TK E+, DL, WY, Radisson R
Posts: 1,852
For a limited time (until Sept 30th), World MasterCard has a sign-on bonus of 30,000 points, use hte link below, not sure how one can combine statement credit with this offer.

https://www.amtrakguestrewards.com/

Note: previous link provided doesn't work, need to log into Amtrak Guest Rewards and see if the offer is on the front page.
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