GrayAnderson

In many cases (it varies between banks and between cards) if there is a standing balance at the end of one payment period then the "grace period" (e.g. the period where you're not charged interest on purchases) doesn't happen for the next period (or two). I think a bunch of cards introduced it as a way of sort-of getting around the ban on double-cycle billing.

So while there's zero interest on the transfer it can, depending on card T&C, put interest on purchases made in the interim from the date of purchase, not the end of the grace period (so you could be looking at up to about 55 days of interest on some purchases if you have any balance whatsoever versus 0 if you had no carried balance). I'm not sure about the BoA cards, but this has become sort-of standard as of late.

DoB840

"Earn 1,000 TQPs for every $5,000 in eligible purchases, up to 4,000 TQPs in any calendar year" implies that I can obtain 4,000 TQP's by spending $20,000 by the end of 2015, and on January 1 I can begin earning the next batch of 4,000 TQP's. Is that accurate or does the clock reset on the anniversary date (in mid-September, for many of us)?

discocoaster

My September BOA AGR statement closed on Sept. 28th. In the short time the card was open I earned 506 AGR Points. I still do not see the points transferred over to AGR from BOA. With Chase they showed at AGR the next day. I have given it a week and they are still not there. A friend of mine also does not see his points earned from BOA on his AGR statement either. I am sure this has to be a glitch but calls to BOA have gotten me nowhere with them referring me to AGR. Anthony Rizos can you help ion this matter as the program with BOA is in the beginning steps and possibly their is a glitch in it that needs working out.

physioprof

Sounds pretty clear to me that "calendar year" means the clock resets January 1 for earning TQPs.

beltway

Some interesting verbiage from the "welcome/new card is on its way" email:

freeageless

I applied for the Bank of America no fee Amtrak card online. I was instantly approved. However, the approval form stated it would be 7 to 10 days before I received the card. I like to have my credit cards expedited. I called the card service number on the form, and the rep said no. I then spoke to his supervisor who said I would have to reapply for the credit card, and cancel the one that just got approved. I stated would I have to hand out all my personal information again to her. She said yes. She also told me that if I tried to get the bank to expedite it, they would not be able to do it either. I then noticed this number for Bank of America posted above called the reconsideration line. That number posted above is 888-221-6262. I decided to try as a last resort that number. The guy who answered stated sure we can expedite the card for you by Fed-Ex. I have set it up so you should receive it in the next couple of days.

GrayAnderson

From what I understand, the 1099 bit is more of a CYA thing on their part and lists with all new accounts. It mainly comes into play with bank account opening incentives.

jfriend33

Points posted yesterday btw. Only a few days after hitting min spend, completely independent of statement close date!

physioprof

Mine posted yesterday, too.

travelmad478

Same here. I got both cards and have hit the minimum spend on one of them already; the bonus posted yesterday. The other thing that happened yesterday was that I got emails telling me that both bills were ready, and at the same time, the regular points from the spending on both cards also posted to my AGR account.

Boraxo

^

Sicariis

Getting ready to apply for this card with the end of Chase ultimate rewards transfer fast approaching. I keep looking at the perks weighing the pros/cons of the annual fee. card.

The 2x travel bonus does seems incredibly narrow when compared to the CSP which covered parking, and all forms of public transit. I find it hard to believe that commuter rail or VIA Rail wouldn't qualify for this bonus when using a rail based business credit card. I suppose theres certain commuter rail routes where they compete with Amtrak, but I know if I have a choice on a route I would take Amtrak first.

I'll probably get the World card just to test this and then voice my findings to AGR/Bank of America.

lg10

This did not happen for me, alas - in fact, my statement closed on 10/8 and the bonus points still have not posted (as of 10/10). Should I worry?

FrensicPic

I've got the BofA World Card...my Metrolink (So. Calif. commuter rail) monthly pass only produced 1x points. An LARail (PVs) trip purchase also only produced 1x points. Haven't done a Metro TAP card monthly purchase with the new card yet.

First statement posted (on line) October 7 and points posted on AGR by next day.
John

GoAmtrak

Wow, that's super stingy coding of the bonus category. Looks like I'll be keeping all non-affinity travel spend on CSP to be safe, even with UR-AGR transfers going away.