Getting cash from AMEX Gift Cards?
Apr 17, 2005, 7:19 pm
#1
Original Poster
Join Date: Oct 2003
Posts: 1,845
Getting cash from AMEX Gift Cards?
I got a $50 AMEX gift card the other day, and rather than try to spend exactly $50 or worry about doing a split tender, I was wondering if you can just get cash from it? I know they can not be used in ATMs, but can you go to your bank and just have them take the funds from the card? Any ideas would be a great help! Thanks!
Apr 19, 2005, 5:54 pm
#4
Original Poster
Join Date: Oct 2003
Posts: 1,845
Originally Posted by RunawayNFly
Usually there is an 800 # on the back of the card. Why don't you call that number and ask?
Apr 19, 2005, 6:09 pm
#5
Join Date: Feb 2005
Programs: DL DM, UA 1K GS, Marriott LT Titanium, Hilton Gold, Avis Chairman, Hertz PC, National EE
Posts: 637
Originally Posted by dspringer28
I did do that. They said they can not be used in ATMs, but they seemed to have no idea other than that. They said no, but it was a "I have no idea and I'm not going to put time into finding out" no. I just wanted to see if any FTers had insight.
Apr 19, 2005, 6:28 pm
#8
Join Date: Jul 2003
Location: los angeles,ca
Posts: 281
Originally Posted by dspringer28
I got a $50 AMEX gift card the other day, and rather than try to spend exactly $50 or worry about doing a split tender, I was wondering if you can just get cash from it? I know they can not be used in ATMs, but can you go to your bank and just have them take the funds from the card? Any ideas would be a great help! Thanks!
Apr 20, 2005, 1:06 pm
#9
Join Date: Apr 2004
Location: DCA/IAD
Programs: AA Gold, Amex Plat
Posts: 4,007
Originally Posted by JAGMAP
Why don't you send the money to yourself or a friend with a Paypal account and eat the 2.9% fee?
Some banks do process cash advances on American Express credit cards; you might want to stop by your local bank branch and see if they'd be able to cash out your gift card.
Apr 20, 2005, 2:52 pm
#11
Join Date: Apr 2004
Location: DCA/IAD
Programs: AA Gold, Amex Plat
Posts: 4,007
Originally Posted by pterostyrax
Buy something for around $50 at any store that accepts returns, immediately return it, and get cash back.
You might run into the same problem with the overpaid phone bill trick described above.
Apr 20, 2005, 5:10 pm
#12
Join Date: Apr 2002
Posts: 2,947
Make a purchase over $50 and tell the merchant that you only want to charge $50 to the AmEx card and pay the balance with another card. You surely will be making a purchase over $50 within a reasonable period of time. In fact, if gas prices keep going up (thank you Mr. President), it may cost you more than that to fill your tank.
Apr 1, 2016, 12:22 pm
#13
Join Date: May 2008
Posts: 25
I got a $50 AMEX gift card the other day, and rather than try to spend exactly $50 or worry about doing a split tender, I was wondering if you can just get cash from it? I know they can not be used in ATMs, but can you go to your bank and just have them take the funds from the card? Any ideas would be a great help! Thanks!
These Terms and Conditions and the Card, and all questions about their legality, enforceability and interpretation, are governed by the laws of the State of New York, USA (without regard to internal principles of conflicts of law).
YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS
By using the Card you agree to be bound by these Terms and Conditions in their entirety. Should you wish not to be bound by these Terms and Conditions in their entirety you must, prior to using the Card, request and obtain a refund of the value of the Card by calling 1-877-297-4438.
I suggest you call them and say you do not agree with the terms and want a refund.
I hope this helps someone.