90K Points for Amex Gold or 125K+ Points for Amex Plat?
Aug 30, 2022, 6:23 pm
#1
Original Poster
Join Date: Mar 2022
Location: LHR, RDU
Posts: 80
90K Points for Amex Gold or 125K+ Points for Amex Plat?
Hello, I have an Amex Blue Cash Everyday card and as an Amex customer, I just received a targeted offer saying I was pre-approved for the Amex Gold with a 90K MR Point bonus offered (terms and conditions say this offer will expire by the end of Sept). I was originally planning on getting the Amex Plat next, for which I would get a 125K MR Point bonus, but that was before I got this offer for the Gold card. What would you recommend that I do? Do you think it's best to lock in the 90K bonus, or the 125K bonus? How standard / unique are these current sign-up bonuses? It will take me at least a few months to hit the minimum spend threshold, and I don't know what offers will be available in the future. Thanks in advance FTers!
Aug 30, 2022, 9:31 pm
#3
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,290
BTW, based on many datapoints here (other threads) you might start receiving more offers, so called targeted NLL (no lifetime language) offers for biz Gold and biz Plat. Some people have managed to get a biz Plat (almost) every 90 days and a biz Gold (almost) every 90 days.
Sep 2, 2022, 6:36 am
#4
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,510
The aggressive strategy would be to apply for both, AmEx limitations do not prohibit it (90 days minimum between applications for the SAME card). Understood “few months to hit the minimum spend”, perhaps estimated tax payments (as many of us do) might help?
BTW, based on many datapoints here (other threads) you might start receiving more offers, so called targeted NLL (no lifetime language) offers for biz Gold and biz Plat. Some people have managed to get a biz Plat (almost) every 90 days and a biz Gold (almost) every 90 days.
BTW, based on many datapoints here (other threads) you might start receiving more offers, so called targeted NLL (no lifetime language) offers for biz Gold and biz Plat. Some people have managed to get a biz Plat (almost) every 90 days and a biz Gold (almost) every 90 days.
how many cards does AMEX want to give me? Haha
Sep 2, 2022, 9:37 am
#5
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,290
I have the exact same question, just posted a slight variation on AmEx Targeted NLL CC Offers.
Sep 3, 2022, 8:42 pm
#6
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Diamond, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,353
If you only want one, I'd pick the one that offered me the most value. Gold is a food card; Plat is a coupon book, and somewhat of a travel card.
Sep 14, 2022, 1:10 pm
#9
Join Date: Jul 2011
Location: Sunny AZ
Programs: HH Diamond, Sixt Platinum, IHG Spire Ambassador, Marriott/SPG Gold .....
Posts: 3,213
The 90K MR for the Personal Gold isn't a bad offer. But 125k for the Platinum is. Referrals are up to 150k MR right now (at least that what I see when I check my referral link).
Sep 25, 2022, 2:27 pm
#10
Join Date: Aug 2007
Location: San Francisco
Posts: 1,039
Recently I signed up for the Business Gold card directly through the AMEX website. Stupidly, I didn't do my research and signed up at a 70k offer on 10k spend. That same day, I received a targeted offer email from AMEX offering 90k points on 10k spend. If I reach out to AMEX, any chance they'd honor the 90k that they offered me?