AMEX Jail - application frequency
May 29, 2023, 11:26 pm
#46
Join Date: Feb 2012
Posts: 4,477
Of course closing accounts is known negative factor as well.
Oct 31, 2023, 2:37 pm
#47
Moderator, Argentina and FlyerTalk Evangelist
Join Date: Aug 2000
Location: MIA / EZE
Programs: Lord of Malbec & all Wines Argentine. AA EXP / Marriott Lifetime Silver / Hertz Presidents Circle
Posts: 35,681
Based on my experiences, referrals are a negative factor in both approvals and SUB availability. Several times after a popup or rejection I repeated an app (after some waiting period), and it sailed through. So I strongly suspect that this bank is quite thrifty in paying out referrals.
Of course closing accounts is known negative factor as well.
Of course closing accounts is known negative factor as well.
Thank you !!
Gaucho100K
Oct 31, 2023, 2:59 pm
#48
Join Date: Feb 2012
Posts: 4,477
Thanks for posting this.... if Im reading correctly, one may first try to use a referral link to apply and get the pop-up, and then try using a standard AmEx link without a specific referral and get approved.... am I reading this correctly...? Furthermore, would it be smart(er) to perhaps try the non referral application from a different computer/browser etc. so as to additionally increase approval chances...?
Last edited by MaxVO; Oct 31, 2023 at 4:13 pm
Nov 1, 2023, 4:29 am
#49
Moderator, Argentina and FlyerTalk Evangelist
Join Date: Aug 2000
Location: MIA / EZE
Programs: Lord of Malbec & all Wines Argentine. AA EXP / Marriott Lifetime Silver / Hertz Presidents Circle
Posts: 35,681
Run a comparison...? Sorry, could you elaborate...? Im not sure Im following...
Thanks !
Thanks !
If you're interested in a new account, run a comparison shortly before the app. Referred links can be either higher or lower than non-referred links, and they can change unpredictably. Once you decided which is the most attractive option, it does makes sense to try it first.
Nov 1, 2023, 6:48 am
#50
Join Date: Feb 2012
Posts: 4,477
CC application links can potentially from these sources: referred links originating from different cards belonging to friends or family, anonymous links from the bank's website, targeted links specifically for you (available when you're signed in). All of them may have different offers.