Will Amex waive annual fee due to Covid-19?
#46
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
#47
Suspended
Join Date: Oct 2011
Location: LAX
Programs: AAdvantage EXPLAT, Hilton Diamond, SPG/Marriott Gold, IHG Platinum, Citi Exec MC, Amex Plat
Posts: 1,443
I am strongly considering downgrading my platinum to Gold, my renewal was back in November, so right now I’m not sure it is worth it.
But I have no travel plans for the Summer, and I can compare that to 2x groceries which is very useful right now. (2x gas and restaurants not quite as much). SkyClub access is useless, I already earned Marriott Gold last year, don’t stay too many places where Hilton Gold means anything, etc.
We shall see where this all goes.
But I have no travel plans for the Summer, and I can compare that to 2x groceries which is very useful right now. (2x gas and restaurants not quite as much). SkyClub access is useless, I already earned Marriott Gold last year, don’t stay too many places where Hilton Gold means anything, etc.
We shall see where this all goes.
#48
Join Date: Sep 2004
Location: RDU
Programs: Delta Plat, Marriott Plat, AMEX Plat
Posts: 23
I just called and no luck. The only thing CSR told me they could do was protect my account for a month if I could not pay.
I'll try to call back and see if I can downgrade. My renewal was back in September.
I'll try to call back and see if I can downgrade. My renewal was back in September.
#49
Join Date: Dec 2014
Programs: HHonors Gold, Hertz 5*, SPG Gold, AMEX Plat, buys Spirit tickets at the airport ticket counter ;-)
Posts: 498
I rely on my Amex Plat for DL SkyClub access and the other travel perks, which may not have much use the rest of 2020. Without use of these perks, I cannot really justify the AF.
Realistically, what are my options and which product is AMEX likely to offer me as a downgrade? Can I easily move back "up" into an Amex Plat after a year?
How does this all work with hard pulls, MR point balance, sign up bonus eligibility?
Realistically, what are my options and which product is AMEX likely to offer me as a downgrade? Can I easily move back "up" into an Amex Plat after a year?
How does this all work with hard pulls, MR point balance, sign up bonus eligibility?
#51
Suspended
Join Date: Mar 2002
Location: Canada, USA, Europe
Programs: UA 1K
Posts: 31,452
#52
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
There are two downgrades from American Express personal Platinum:
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
https://www.flyertalk.com/forum/amer...-2k-spend.html
The Membership Rewards account is not affected. There is no credit inquiry because it is the same account, just a different set of features and fees.
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
https://www.flyertalk.com/forum/amer...-2k-spend.html
The Membership Rewards account is not affected. There is no credit inquiry because it is the same account, just a different set of features and fees.
#53
Join Date: Dec 2014
Programs: HHonors Gold, Hertz 5*, SPG Gold, AMEX Plat, buys Spirit tickets at the airport ticket counter ;-)
Posts: 498
There are two downgrades from American Express personal Platinum:
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
https://www.flyertalk.com/forum/amer...-2k-spend.html
The Membership Rewards account is not affected. There is no credit inquiry because it is the same account, just a different set of features and fees.
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
https://www.flyertalk.com/forum/amer...-2k-spend.html
The Membership Rewards account is not affected. There is no credit inquiry because it is the same account, just a different set of features and fees.
1) How does re-entry work into the Platinum card from Gold/Green if say, in a year I want to move back?
2) How does the AF work in case of a downgrade? I renewed in November 2019 and paid the fee for my card +2 additional users. Do I get a prorated return on that fee I paid or not? Do I owe an AF for the new gold/green card for example?
3) Am I eligible for any sign-up bonuses for the Green/Gold?
Last edited by woodford02A; Apr 7, 2020 at 8:16 am
#54
Join Date: Aug 2012
Location: VPS
Programs: IHG Diamond, Delta PM, Hilton Gold, Accor Gold, Marriott Silver
Posts: 7,265
Right, though you could just get AMEX Blue or AMEX Everyday as a no-fee credit card and dump the charge card- and you're not setting on fire any ability to participate in MR or preserve your point balances like you are if you dump all the UR earning options (all of which require a card with an annual fee- you're cashback only if you're just Freedom/Freedom Unlimited).
#55
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
#56
FlyerTalk Evangelist
Join Date: May 2002
Location: NC
Programs: AAConciergeKey/1MM, DL DM/2 MM, UA Gold,Hilton Diamond, IHG Plat, Hyatt Globalist, Marriott Titanium
Posts: 11,967
Ive had this Amex Delta Plat card for 20 years...was told I could only downgrade to Gold for $99 and not to the fee free Blue card. Is that possible? Why wouldn't everyone be able to downgrade to that card? I did it, but will probably cancel that at some point, too.
#57
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
No sign up bonus when downgrading, but you could be invited to earn an upgrade bonus when they think you might be interested in Platinum again.
When you downgrade (or upgrade) the system bills you the fee for the new card and issues a pro-rated credit for the old card. The details seem to vary depending on how close you are to your renewal date, but the end result is the same. Be patient, it may not all happen simultaneously.
Whenever a frontline customer service agent, at any company, tells me something that doesn't sound right I call again, Unless you were told this more than once I doubt that it is correct, UNLESS you have a Business card. .
When you downgrade (or upgrade) the system bills you the fee for the new card and issues a pro-rated credit for the old card. The details seem to vary depending on how close you are to your renewal date, but the end result is the same. Be patient, it may not all happen simultaneously.
Whenever a frontline customer service agent, at any company, tells me something that doesn't sound right I call again, Unless you were told this more than once I doubt that it is correct, UNLESS you have a Business card. .
Last edited by mia; Apr 7, 2020 at 10:53 am
#58
FlyerTalk Evangelist
Join Date: May 2002
Location: NC
Programs: AAConciergeKey/1MM, DL DM/2 MM, UA Gold,Hilton Diamond, IHG Plat, Hyatt Globalist, Marriott Titanium
Posts: 11,967
It took me an hour to get on the phone so wasn't in the mood to call back, but good point. When I asked if a supervisor could intervene, she said they see the same information. But, you're right, I should not really trust them on the first try.