Amex Aspire Instant Number Usage
Apr 17, 2019, 11:31 am
#1
Original Poster
Join Date: Mar 2016
Posts: 981
Amex Aspire Instant Number Usage
Hi all,
I was told that this was the forum to look for an answer to my question but I didn't find any thread that talked about this so I created this one, please move if I missed the original thread. Anyway, I am about to pull the trigger and get the Amex Hilton Aspire CC. I heard that Amex will give you an "instant" number to use, however, I read that the co-branded cards only allow you to use the instant number at the co-branded vendors. Does anyone have any data points one way or another?
Also, I want to make sure I get instantly approved so I get the instant number, I have good credit, but do have a few CCs open that have unused credit lines, should I reduce the lines to make sure that I get instant approval? I currently have two Amex cards, one of them I rarely use so I could easily drop that credit limit if necessary.
Thanks in advance!
I was told that this was the forum to look for an answer to my question but I didn't find any thread that talked about this so I created this one, please move if I missed the original thread. Anyway, I am about to pull the trigger and get the Amex Hilton Aspire CC. I heard that Amex will give you an "instant" number to use, however, I read that the co-branded cards only allow you to use the instant number at the co-branded vendors. Does anyone have any data points one way or another?
Also, I want to make sure I get instantly approved so I get the instant number, I have good credit, but do have a few CCs open that have unused credit lines, should I reduce the lines to make sure that I get instant approval? I currently have two Amex cards, one of them I rarely use so I could easily drop that credit limit if necessary.
Thanks in advance!
Apr 17, 2019, 11:40 am
#3
Original Poster
Join Date: Mar 2016
Posts: 981
Apr 17, 2019, 12:06 pm
#4
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
I have yet to get an instant number from AmEx despite getting instantly approved, so getting one may be a YMMV thing.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
Apr 17, 2019, 2:25 pm
#5
Original Poster
Join Date: Mar 2016
Posts: 981
I have yet to get an instant number from AmEx despite getting instantly approved, so getting one may be a YMMV thing.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
Apr 17, 2019, 2:46 pm
#6
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,501
Thanks for the information. I only need it to pay online bills, so getting the online number and CVC and expiration is all I would need to get a jump start. Can you tell me what happened during your application process? Were you not instantly approved, is that why a instant number was not generated for you?
Apr 18, 2019, 7:13 am
#9
Join Date: Feb 2018
Location: Flyover Country
Programs: Hilton Diamond, Free Range Airline Chicken
Posts: 202
I applied for the Aspire card, was instantly approved, got a temporary number, and successfully used the temp number to pay a variety of bills and charges online, including insurance, a big medical bill, and airfare. I completed the spend for the signup bonus within two hours of being approved! I took a screenshot of the temporary information to make sure I would have everything. It worked well for me. Diamond status came through within a couple of hours also.
Apr 19, 2019, 6:13 pm
#10
Original Poster
Join Date: Mar 2016
Posts: 981
I applied for the Aspire card, was instantly approved, got a temporary number, and successfully used the temp number to pay a variety of bills and charges online, including insurance, a big medical bill, and airfare. I completed the spend for the signup bonus within two hours of being approved! I took a screenshot of the temporary information to make sure I would have everything. It worked well for me. Diamond status came through within a couple of hours also.
Apr 19, 2019, 9:33 pm
#11
FlyerTalk Evangelist
Join Date: Apr 2001
Location: NYC
Posts: 27,221
Wow, that's annoying for sure.
I recently got a Hilton card (Ascend I think? Not the $400+ one) and got the instant number. I could use it anywhere, and I was able to connect it to ApplePay. Oddly, I could NOT add it to my online account until I got the card with the permanent account number in the mail.
I recently got a Hilton card (Ascend I think? Not the $400+ one) and got the instant number. I could use it anywhere, and I was able to connect it to ApplePay. Oddly, I could NOT add it to my online account until I got the card with the permanent account number in the mail.
Apr 20, 2019, 7:09 pm
#12
Join Date: Dec 2017
Posts: 1,107
I have yet to get an instant number from AmEx despite getting instantly approved, so getting one may be a YMMV thing.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
That said, I heard that you may be able to add said card (either using the instant number or through the AmEx app) to your phone or watch and use it in person that way. Granted, not everywhere supports NFC, but you may still be able to get a significant head start on minimum spend anyway.
This is true if you get an instant number. And it’s not limited to a specific brand. Got a business card last fall, got the instant number, and used it for an online purchase as well as with Apple Pay at a retail shop.
Apr 21, 2019, 12:53 am
#13
Original Poster
Join Date: Mar 2016
Posts: 981
I was told by the main Amex Customer Service line that if I call the new card line after 24 hours of approval I can then request expedited shipping. I have no idea if this is true now or not but I am going to be pretty pissed if not. Like how hard is it to go into the system and hit a few buttons to expedite printing and mailing something?! Geezus.
Apr 21, 2019, 12:17 pm
#15
Join Date: Jul 2004
Posts: 34
When I apply, there was no hard inquiry. I am assuming because of my current card member status.
My CL was partially taken from my current Amex Blue and an added $15k to form my Aspire CL.
