Oct 4, 2018, 1:05 pm
Last edit by: roberto99
Faq amex: https://www.americanexpress.com/us/campaigns/gold-card/gold-update-faqs.html
For existing and new cardholders
For new cardholders (Oct 4 2018 and after)
For existing cardholders (Oct 3 2018 or before)
For existing and new cardholders
- Changes below are effective immediately
- 4x US grocery (25k/calendar year), 4x US dining* (*pervasive reports that many dining transactions are not coding as 4x, including but not limited to those from Square or Toast-based POS systems. Scroll down in thread for more reports and information.)
- $120 dining credit ($10 monthly in certain restaurants)
- No change
- $100 calendar year airline reimbursement
- Other
- $250 AF (see below for existing cardholders)
- No 2x gas (removed, see below for existing cardholders who have it till Oct 2019)
- Metal card (contactless)
- Rose gold card - limited edition until Jan 9 2019
- Regular gold card
For new cardholders (Oct 4 2018 and after)
- You may be able to find targeted/referal 50k/$2k, but first AF is not waived
- Signup bonus: You get 20% off restaurant up to $500 restaurant spend (3 month)
- You do not get 2x gas (only for existing cardholders, see below)
For existing cardholders (Oct 3 2018 or before)
- AF will change to $250 for anniversary dates after April 1 2019
- 2x gas will be removed after Oct 2019
- You can chat/call for the gold/rosegold metal card. AU card will get whatever primary cardholder is getting, cannot be different
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
Mar 31, 2019, 7:48 am
#1351
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Just wonder if anyone has had problem with large purchases at grocery stores....
Mar 31, 2019, 7:54 am
#1352
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
This card is extremely frustrating and sometimes I feel like AMEX is doing everything they can to limit the 4X bonus on this card. As one example, I used grocery delivery service Shipt and in January all of my transactions coded as groceries and posted with 4X points. However, all of sudden in February none of the transactions posted as 4X points. I contacted AMEX and about a week later was able to finally get an answer. AMEX told me they stopped this merchant from posting as 4X in January because they sell items other than groceries. This is ridiculous since they literally only sell groceries. This is just one example of so many charges I have had posted incorrectly. I almost never have a problem with travel and dining coding with Chase but I have had so many problems with AMEX coding. This is my first membership rewards card and when taking into account issues correctly coding bonus points combined with the slow posting of points I am so far unimpressed.
It is fine with me. There is no perfect system. If I get 4x on $2,000, I can skip the $20 purchase. There is the $25,000 limit anyhow.
Mar 31, 2019, 8:01 am
#1353
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
If you really love the 4x, get the 2nd card and you get a fresh $25k. We still need to ramp up the spending on our 2nd PRG card. But it is still early and we get a lot of time.
Apr 4, 2019, 1:09 pm
#1356
Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA 1K, Bonvoy LTTE, HH Dia, HY Expl
Posts: 4,652
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
Apr 4, 2019, 1:14 pm
#1357
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
You can check "benefits" page for credit left this month: https://global.americanexpress.com/c...=MYCA_Benefits
Apr 5, 2019, 3:34 am
#1358
Join Date: Aug 2005
Location: Brooklyn
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,050
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
Apr 9, 2019, 4:18 pm
#1359
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/DFW/JFK/LGA/EWR/MIA
Posts: 1,073
whats the longest you guys have waited for PRG dining credit? always posted for me 2-3 days max after trnx. im on my 4th day now for april $10 spend at Cheesecake.
Apr 9, 2019, 5:45 pm
#1360
Join Date: Apr 2014
Posts: 539
My 3/31 charge (also Cheesecake - just in time for March ^) posted on 4/5 so I would give it another day or two; especially if a couple of your days include the weekend.
Apr 9, 2019, 6:48 pm
#1361
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/DFW/JFK/LGA/EWR/MIA
Posts: 1,073
Apr 9, 2019, 6:54 pm
#1362
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/DFW/JFK/LGA/EWR/MIA
Posts: 1,073
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
https://www.americanexpress.com/us/c...-0#offer-terms
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month and the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day's date and the statement credit would be applied in the following month.
i have messed up twice already and made the transaction on the last day. the post date was in the new month and the credit was applied for the new month vs the prior month. I had to make a phone call each time. plenty of people still clueless about this and spreading wrong information.
Last edited by GundamWing01; Apr 9, 2019 at 7:13 pm
Apr 9, 2019, 11:44 pm
#1363
Join Date: Apr 2014
Posts: 539
month end is very risky as you know. just like amex airline credits. for airline credits, there are DPs about 12/31 transaction date (not post date) actually working for the prior year even tho it posts in the new year. however, for amex PRG dining, its very different. the TC is very very clear about post date being critical vs transaction date.
https://www.americanexpress.com/us/c...-0#offer-terms
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month and the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day's date and the statement credit would be applied in the following month.
i have messed up twice already and made the transaction on the last day. the post date was in the new month and the credit was applied for the new month vs the prior month. I had to make a phone call each time. plenty of people still clueless about this and spreading wrong information.
https://www.americanexpress.com/us/c...-0#offer-terms
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month and the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day's date and the statement credit would be applied in the following month.
i have messed up twice already and made the transaction on the last day. the post date was in the new month and the credit was applied for the new month vs the prior month. I had to make a phone call each time. plenty of people still clueless about this and spreading wrong information.
Apr 10, 2019, 10:36 am
#1364
Join Date: Nov 2015
Location: FL, USA
Programs: AA Plat, Hyatt Explorist, Hilton Diamond, IHG Plat, Marriot Gold
Posts: 1,666
Stupid question but if I add an AU (my nephew), can I limit his spend on this card like other Amex cards I read about? Or is it not possible since its a charge and not credit?
I currently have a chase issued in his name that we have never given him since I cannot set a limit and he is well, not the most responsible money wise teenager LOL but we have one just in case of emergency travel etc. I have discussed with his mom getting an Amex since i read on here that you can usually set a max spend amount. I just got an offer for 5k points if I add an AU so wanted to know this important fact before I mentioned it to her.
I currently have a chase issued in his name that we have never given him since I cannot set a limit and he is well, not the most responsible money wise teenager LOL but we have one just in case of emergency travel etc. I have discussed with his mom getting an Amex since i read on here that you can usually set a max spend amount. I just got an offer for 5k points if I add an AU so wanted to know this important fact before I mentioned it to her.
Apr 10, 2019, 11:06 am
#1365
Join Date: Jul 2010
Posts: 1,223
Just another data point (actually shocking) - almost all of my charges in the Vegas casinos and clubs (no bottles) coded as 4x....pretty awesome and wasn't expecting such a high hit-rate.
