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Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.

Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.

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Old Mar 25, 19, 8:45 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: roberto99
Wiki Link
Faq amex: https://www.americanexpress.com/us/c...date-faqs.html

For existing and new cardholders
  • Changes below are effective immediately
    • 4x US grocery (25k/calendar year), 4x US dining* (*pervasive reports that many dining transactions are not coding as 4x, including but not limited to those from Square or Toast-based POS systems. Scroll down in thread for more reports and information.)
    • $120 dining credit ($10 monthly in certain restaurants)
  • No change
    • $100 calendar year airline reimbursement
  • Other
    • $250 AF (see below for existing cardholders)
    • No 2x gas (removed, see below for existing cardholders who have it till Oct 2019)
  • Metal card (contactless)
    • Rose gold card - limited edition until Jan 9 2019
    • Regular gold card

For new cardholders (Oct 4 2018 and after)
  • You may be able to find targeted/referal 50k/$2k, but first AF is not waived
  • Signup bonus: You get 20% off restaurant up to $500 restaurant spend (3 month)
  • You do not get 2x gas (only for existing cardholders, see below)

For existing cardholders (Oct 3 2018 or before)
  • AF will change to $250 for anniversary dates after April 1 2019
  • 2x gas will be removed after Oct 2019
  • You can chat/call for the gold/rosegold metal card. AU card will get whatever primary cardholder is getting, cannot be different
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Old Mar 31, 19, 7:48 am
  #1351  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,941
Just wonder if anyone has had problem with large purchases at grocery stores....
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Old Mar 31, 19, 7:54 am
  #1352  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,941
Originally Posted by travelling companion View Post
This card is extremely frustrating and sometimes I feel like AMEX is doing everything they can to limit the 4X bonus on this card. As one example, I used grocery delivery service Shipt and in January all of my transactions coded as groceries and posted with 4X points. However, all of sudden in February none of the transactions posted as 4X points. I contacted AMEX and about a week later was able to finally get an answer. AMEX told me they stopped this merchant from posting as 4X in January because they sell items other than groceries. This is ridiculous since they literally only sell groceries. This is just one example of so many charges I have had posted incorrectly. I almost never have a problem with travel and dining coding with Chase but I have had so many problems with AMEX coding. This is my first membership rewards card and when taking into account issues correctly coding bonus points combined with the slow posting of points I am so far unimpressed.
AmEx can only code the most common stores in its categories. I had purchases at local baking store, ice cream shop and local produce. All were not coded correctly. I called service rep and she manually adjusted those. She said some will be coded in its system and some won't. There are just too many to include.

It is fine with me. There is no perfect system. If I get 4x on $2,000, I can skip the $20 purchase. There is the $25,000 limit anyhow.
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Old Mar 31, 19, 8:01 am
  #1353  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,941
Originally Posted by hawata View Post
i think 25k per year is fine but I believe that there is only a cap since people take advantage with manufactured spending.

I didnt pay pay attention on wether or not it was the first post...
The $25k cap is actually good for majority of the people. Some people abuse almost everything and the CC companies have to spend resources to stop them. I'd rather have the cap than AmEx catching up on any large purchases frequently.

If you really love the 4x, get the 2nd card and you get a fresh $25k. We still need to ramp up the spending on our 2nd PRG card. But it is still early and we get a lot of time.
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Old Apr 1, 19, 3:41 pm
  #1354  
 
Join Date: Jun 2014
Location: LAX
Programs: Hilton Diamond, EuroBonus (SAS) Diamond, BAEC Silver
Posts: 151
Originally Posted by RedSun View Post
Just wonder if anyone has had problem with large purchases at grocery stores....
Define large.

A DP from me - bought patio furniture for $260 on Ralphs last week and it coded as 4x (groceries).
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Old Apr 1, 19, 4:58 pm
  #1355  
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 1,941
Originally Posted by FlugE View Post
Define large.

A DP from me - bought patio furniture for $260 on Ralphs last week and it coded as 4x (groceries).
Someone can cap the $25,000 per year. Or about $2,000 to $4,000 each month if in a hurry.
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Old Apr 4, 19, 1:09 pm
  #1356  
 
Join Date: Jul 2003
Location: CT/ Germany - Ich spreche deutsch
Programs: UA Plat, AA Gold, LH Silver, Bonvoy LTTE, HH Dia, Hyatt Disc, PC Plat, CC Gold
Posts: 3,746
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
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Old Apr 4, 19, 1:14 pm
  #1357  
 
Join Date: Mar 2013
Location: Chicago, IL
Posts: 154
Originally Posted by christianj View Post
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
That's fine as long as the fully posted GH charge still shows 3/31 date

You can check "benefits" page for credit left this month: https://global.americanexpress.com/c...=MYCA_Benefits
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Old Apr 5, 19, 3:34 am
  #1358  
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Join Date: Aug 2005
Location: Brooklyn
Programs: DL Diamond; SPG Platinum; sometimes other things too
Posts: 3,427
Originally Posted by christianj View Post
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
Agree it seems to depend on posting date of the GH charge. I happened to order Seamless on 2/28 already having gotten my Feb credit, and the Seamless charge posted as 3/1 and ended up triggering and using the March credit.
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Old Apr 9, 19, 4:18 pm
  #1359  
 
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/JFK/LGA/EWR
Posts: 224
whats the longest you guys have waited for PRG dining credit? always posted for me 2-3 days max after trnx. im on my 4th day now for april $10 spend at Cheesecake.
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Old Apr 9, 19, 5:45 pm
  #1360  
 
Join Date: Apr 2014
Posts: 356
Originally Posted by GundamWing01 View Post
whats the longest you guys have waited for PRG dining credit? always posted for me 2-3 days max after trnx. im on my 4th day now for april $10 spend at Cheesecake.
My 3/31 charge (also Cheesecake - just in time for March ) posted on 4/5 so I would give it another day or two; especially if a couple of your days include the weekend.
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Old Apr 9, 19, 6:48 pm
  #1361  
 
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/JFK/LGA/EWR
Posts: 224
Originally Posted by halamadrid View Post
My 3/31 charge (also Cheesecake - just in time for March ) posted on 4/5 so I would give it another day or two; especially if a couple of your days include the weekend.
appreciate the DP. thank you.
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Old Apr 9, 19, 6:54 pm
  #1362  
 
Join Date: Sep 2017
Location: SFO/LAX/SAN/LAS/JFK/LGA/EWR
Posts: 224
Originally Posted by christianj View Post
Anyone know how the dining credit works at month end? During Jan and Feb my $10 transaction credit always posted in the same month as the actual transaction with Grubhub, ShakeShack, etc.. In March however, my charge was put through on the AMEX as Grubhub on 3/31 but the $10 credit didn't post till 4/3. Can I be safe to assume that this would correctly be applied to my March credit since that is the day of the transaction? Or do I need to call them to sort this?
month end is very risky as you know. just like amex airline credits. for airline credits, there are DPs about 12/31 transaction date (not post date) actually working for the prior year even tho it posts in the new year. however, for amex PRG dining, its very different. the TC is very very clear about post date being critical vs transaction date.

https://www.americanexpress.com/us/c...-0#offer-terms
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month and the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day's date and the statement credit would be applied in the following month.

i have messed up twice already and made the transaction on the last day. the post date was in the new month and the credit was applied for the new month vs the prior month. I had to make a phone call each time. plenty of people still clueless about this and spreading wrong information.

Last edited by GundamWing01; Apr 9, 19 at 7:13 pm
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Old Apr 9, 19, 11:44 pm
  #1363  
 
Join Date: Apr 2014
Posts: 356
Originally Posted by GundamWing01 View Post
month end is very risky as you know. just like amex airline credits. for airline credits, there are DPs about 12/31 transaction date (not post date) actually working for the prior year even tho it posts in the new year. however, for amex PRG dining, its very different. the TC is very very clear about post date being critical vs transaction date.

https://www.americanexpress.com/us/c...-0#offer-terms
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the $10 monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month and the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day's date and the statement credit would be applied in the following month.

i have messed up twice already and made the transaction on the last day. the post date was in the new month and the credit was applied for the new month vs the prior month. I had to make a phone call each time. plenty of people still clueless about this and spreading wrong information.
You're right that it's tricky with restaurants as they can end up running the transaction the next day. I guess I got this last one to post on 3/31 as all I did was purchase a gift card at the front counter so no need to run at the end of the night to account for tips or other adjustments maybe.
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Old Apr 10, 19, 10:36 am
  #1364  
 
Join Date: Nov 2015
Location: FL, USA
Programs: AA Gold, Hilton Diamond, IHG Plat, Choice Plat, Hyatt Discoverist
Posts: 1,391
Stupid question but if I add an AU (my nephew), can I limit his spend on this card like other Amex cards I read about? Or is it not possible since its a charge and not credit?
I currently have a chase issued in his name that we have never given him since I cannot set a limit and he is well, not the most responsible money wise teenager LOL but we have one just in case of emergency travel etc. I have discussed with his mom getting an Amex since i read on here that you can usually set a max spend amount. I just got an offer for 5k points if I add an AU so wanted to know this important fact before I mentioned it to her.
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Old Apr 10, 19, 11:06 am
  #1365  
 
Join Date: Jul 2010
Posts: 311
Just another data point (actually shocking) - almost all of my charges in the Vegas casinos and clubs (no bottles) coded as 4x....pretty awesome and wasn't expecting such a high hit-rate.
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