Oct 4, 18, 1:05 pm
Last edit by: roberto99
Faq amex: https://www.americanexpress.com/us/campaigns/gold-card/gold-update-faqs.html
For existing and new cardholders
For new cardholders (Oct 4 2018 and after)
For existing cardholders (Oct 3 2018 or before)
For existing and new cardholders
- Changes below are effective immediately
- 4x US grocery (25k/calendar year), 4x US dining* (*pervasive reports that many dining transactions are not coding as 4x, including but not limited to those from Square or Toast-based POS systems. Scroll down in thread for more reports and information.)
- $120 dining credit ($10 monthly in certain restaurants)
- No change
- $100 calendar year airline reimbursement
- Other
- $250 AF (see below for existing cardholders)
- No 2x gas (removed, see below for existing cardholders who have it till Oct 2019)
- Metal card (contactless)
- Rose gold card - limited edition until Jan 9 2019
- Regular gold card
For new cardholders (Oct 4 2018 and after)
- You may be able to find targeted/referal 50k/$2k, but first AF is not waived
- Signup bonus: You get 20% off restaurant up to $500 restaurant spend (3 month)
- You do not get 2x gas (only for existing cardholders, see below)
For existing cardholders (Oct 3 2018 or before)
- AF will change to $250 for anniversary dates after April 1 2019
- 2x gas will be removed after Oct 2019
- You can chat/call for the gold/rosegold metal card. AU card will get whatever primary cardholder is getting, cannot be different
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
Oct 6, 18, 4:23 pm
#376
Join Date: Jul 2018
Location: Washington, DC, USA
Programs: Amex Membership Rewards, Chase Ultimate Rewards
Posts: 191
Oct 6, 18, 4:40 pm
#377
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,312
Would Chase respond with a separate UR earning card (say, one that has a permanent grocery bonus), or by adding benefits/rewards to the CSR?
Oct 6, 18, 4:51 pm
#378
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
With that said, I exclusively redeem via transfer partners. So this new Gold card makes a ton of sense for me.
AMEX MR system is not as straight forward as Chase UR (which is on purpose for breakage) and people don't want to be bothered. Especially when the CSR is still offering a better value proposition via travel portal redemptions.
Oct 6, 18, 5:02 pm
#379
Join Date: Jul 2018
Location: Washington, DC, USA
Programs: Amex Membership Rewards, Chase Ultimate Rewards
Posts: 191
Most people I know with the CSR redeem points via the travel portal at 1.5cpp. With Chase, your 1 dollar at restaurants gets you 3 UR points which turns into 4.5% cash back for travel. With AMEX, your 1 dollar at restaurants get you 4 MR points which is variable depending on what you're redeeming for. Many of the people I know just did the math and confirmed the CSR was a better card for the way they are redeeming it.
With that said, I exclusively redeem via transfer partners. So this new Gold card makes a ton of sense for me.
AMEX MR system is not as straight forward as Chase UR (which is on purpose for breakage) and people don't want to be bothered. Especially when the CSR is still offering a better value proposition via travel portal redemptions.
Its hard for me to find good deals for my MR points on economy. But its possible with patience.
If you have the Amex Plat, Amex Gold and Amex BBP youre getting way more points for when you are lucky enough to find the award flights.
Chase URs are very easy to use but Amex MRs are easier to build up and, with proper use, you can find good deals.
Oct 6, 18, 5:11 pm
#380
Join Date: Feb 2013
Location: PHX
Programs: AA EXP, IHG Diamond, IC Amb
Posts: 5,397
Oct 6, 18, 5:14 pm
#381
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
To be honest, CSR redemption are way better for people who arent interested in travelling first or business like I am. Transferring points directly to United is great for travel to Europe on Star Alliance members.
Its hard for me to find good deals for my MR points on economy. But its possible with patience.
If you have the Amex Plat, Amex Gold and Amex BBP youre getting way more points for when you are lucky enough to find the award flights.
Chase URs are very easy to use but Amex MRs are easier to build up and, with proper use, you can find good deals.
Oct 6, 18, 5:23 pm
#382
Join Date: Jul 2018
Location: Washington, DC, USA
Programs: Amex Membership Rewards, Chase Ultimate Rewards
Posts: 191
I agree. I like hunting for those Business and First class redemptions. Most people I know with the CSR just want to book an economy flight and be done with it. The setup you describe (Plat, Gold, BBP) is exactly what I will have once the Gold arrives. Adding the EDP can add marginal more value as well.
Oct 6, 18, 6:21 pm
#383
Join Date: Apr 2012
Location: SFO
Programs: AS MVP Gold 75K, UA Gold, Marriott LTT, Avis President's Club
Posts: 1,539
Yep. And AMEX bonus categories are USA only (assuming since they make most on swipe fees here). You'll always need a Visa/MC regardless of what AMEX marketing materials say.
Oct 6, 18, 6:44 pm
#384
FlyerTalk Evangelist
Join Date: May 2002
Location: NYC, USA
Programs: AA EXP 3MM, Lifetime Platinum, Marriott Titanium, HH Gold
Posts: 10,947
Most people I know with the CSR redeem points via the travel portal at 1.5cpp. With Chase, your 1 dollar at restaurants gets you 3 UR points which turns into 4.5% cash back for travel. With AMEX, your 1 dollar at restaurants get you 4 MR points which is variable depending on what you're redeeming for. Many of the people I know just did the math and confirmed the CSR was a better card for the way they are redeeming it.
With that said, I exclusively redeem via transfer partners. So this new Gold card makes a ton of sense for me.
AMEX MR system is not as straight forward as Chase UR (which is on purpose for breakage) and people don't want to be bothered. Especially when the CSR is still offering a better value proposition via travel portal redemptions.
Oct 6, 18, 7:50 pm
#385
Join Date: Aug 2012
Location: SFO/TPE
Programs: UA GS slavery, *A Gold, Marriott/SPG Gold, Hilton Gold, Hertz Pres Circle
Posts: 281
Oct 6, 18, 8:36 pm
#387
Join Date: Jul 2018
Location: Washington, DC, USA
Programs: Amex Membership Rewards, Chase Ultimate Rewards
Posts: 191
Oct 6, 18, 8:49 pm
#389
Join Date: Jul 2018
Location: Washington, DC, USA
Programs: Amex Membership Rewards, Chase Ultimate Rewards
Posts: 191
Did Amex sent you an email when they approved your application? Click on set up an online account now in the email body, fill the info and then log in with your credentials.
