Does anyone own BOTH Chase Sapphire Reserve & Amex Platinum?
Jul 22, 2018, 7:41 pm
#196
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
True. But the yearly free night keeps me happy.
Last edited by RedSun; Jul 22, 2018 at 9:58 pm
Jul 23, 2018, 10:29 am
#197
Join Date: Apr 2014
Programs: Coffee Shop Buy 10 Get 1 Free
Posts: 295
Big ticket items, like appliances go on Amex. Extended warranty and purchase protection have saved me a ton. Thankfully never had to submit a major claim, but knowing it's there has saved me from buying any extended warranty, and as far as I can tell even applies to manufacturer refurbished items which I have taken advantage of. Restaurants and minor "travel" expenses go on Chase (Chase is very generous on "travel" category). One thing I really like about Chase is the shopping portal for bonus points. They both have their respective places in my wallet
Aug 9, 2018, 10:14 am
#198
Join Date: Jan 2011
Posts: 184
Amex Platinum / Chase CSR - keep both
Been out of the churning game for a bit & looking for advice. Situation; My wife & myself both have CSR cards that we do most of our spend on (approx 30k/yr). I recently got & took advantage of the AmEx Personal Platinum offer of 100k points.
My CSR is coming up on its annual fee & was considering canceling it (wife would keep hers - I would transfer my points to her as well) & use the AmEx. Any compelling reason not to do this? I can’t think of any benefit I can’t just use my wife’s CSR card for I’d be missing if I’m not putting spend on it & essentially just paying $150 to keep it in my wallet - should I downgrade instead (is that even an option?)
For the record, the only other cards I gave are AmEx Hilton Ascend (will be canceling on next fee); chase ink cash business; chase ihg strictly for the annual certificate & Barclay’s Aviator Red mainly as I still get the grandfathered 10k annual points. I’m under 5/24.
Just want to make sure I’m not missing anything I should consider. Thanks!
My CSR is coming up on its annual fee & was considering canceling it (wife would keep hers - I would transfer my points to her as well) & use the AmEx. Any compelling reason not to do this? I can’t think of any benefit I can’t just use my wife’s CSR card for I’d be missing if I’m not putting spend on it & essentially just paying $150 to keep it in my wallet - should I downgrade instead (is that even an option?)
For the record, the only other cards I gave are AmEx Hilton Ascend (will be canceling on next fee); chase ink cash business; chase ihg strictly for the annual certificate & Barclay’s Aviator Red mainly as I still get the grandfathered 10k annual points. I’m under 5/24.
Just want to make sure I’m not missing anything I should consider. Thanks!
Aug 9, 2018, 10:31 am
#199
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Moderator action
The decision to cancel or downgrade Sapphire Reserve is discussed here:
https://www.flyertalk.com/forum/chas...16-onward.html
If you have a smartphone with a contactless payment application you may also wish to review this thread:
Digital Wallets Get Around the Chase Sapphire Reserve AU Fee
Aug 9, 2018, 12:28 pm
#200
Original Poster
Join Date: Feb 2015
Location: New York
Posts: 230
Big ticket items, like appliances go on Amex. Extended warranty and purchase protection have saved me a ton. Thankfully never had to submit a major claim, but knowing it's there has saved me from buying any extended warranty, and as far as I can tell even applies to manufacturer refurbished items which I have taken advantage of. Restaurants and minor "travel" expenses go on Chase (Chase is very generous on "travel" category). One thing I really like about Chase is the shopping portal for bonus points. They both have their respective places in my wallet
Aug 16, 2018, 1:45 pm
#201
Join Date: Sep 2007
Posts: 998
Is the Amex a good card to book travel with?
I know this is kinda not exactly the right place to ask this, but I'm not really sure where I should post it... Does anyone have input on which card is better to book travel with, specifically airfare, the Chase Sapphire Reserve or the Amex Platinum. I'm booking a JetBlue Mint flight ~$1400 and would rather get the 5x points from the Amex compared to the 3x points with the CSR, but am I screwing myself over with missing out of travel protections if I do that?
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
Aug 16, 2018, 1:58 pm
#202
Join Date: Jan 2000
Posts: 3,021
I know this is kinda not exactly the right place to ask this, but I'm not really sure where I should post it... Does anyone have input on which card is better to book travel with, specifically airfare, the Chase Sapphire Reserve or the Amex Platinum. I'm booking a JetBlue Mint flight ~$1400 and would rather get the 5x points from the Amex compared to the 3x points with the CSR, but am I screwing myself over with missing out of travel protections if I do that?
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
Aug 16, 2018, 2:07 pm
#203
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,952
Moderator action
I have moved your question into the most recent thread about using Platinum -and- Sapphire Reserve. You'll find many posts in which others explain how they have divided their transactions between the two products.
I would begin by reading the terms of the Sapphire Reserve travel insurance benefits to understand what it really covers.
https://www.chasebenefits.com/sapphirereserve
https://www.flyertalk.com/forum/chas...-comments.html
I would begin by reading the terms of the Sapphire Reserve travel insurance benefits to understand what it really covers.
https://www.chasebenefits.com/sapphirereserve
https://www.flyertalk.com/forum/chas...-comments.html
Aug 16, 2018, 2:09 pm
#204
Join Date: May 2005
Location: Los Angeles
Posts: 600
I know this is kinda not exactly the right place to ask this, but I'm not really sure where I should post it... Does anyone have input on which card is better to book travel with, specifically airfare, the Chase Sapphire Reserve or the Amex Platinum. I'm booking a JetBlue Mint flight ~$1400 and would rather get the 5x points from the Amex compared to the 3x points with the CSR, but am I screwing myself over with missing out of travel protections if I do that?
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
Delay insurance is probably the most useful on that card, but there needs to be a delay of over 6+ hours for that insurance to kick in.
I don't care about cancellation or interruption insurance because I don't cancel my trips before I go on them nor do I cut my trips short.
Aug 16, 2018, 4:02 pm
#205
Join Date: Apr 2014
Programs: Coffee Shop Buy 10 Get 1 Free
Posts: 295
I know this is kinda not exactly the right place to ask this, but I'm not really sure where I should post it... Does anyone have input on which card is better to book travel with, specifically airfare, the Chase Sapphire Reserve or the Amex Platinum. I'm booking a JetBlue Mint flight ~$1400 and would rather get the 5x points from the Amex compared to the 3x points with the CSR, but am I screwing myself over with missing out of travel protections if I do that?
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
So far I've never had to use any protections the cards offer, so I'm not really familiar with the two and which is better but I always get a little nervous when getting ready to book...
Aug 16, 2018, 4:25 pm
#206
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
In my head, I tell myself that the return I get on the extra 2x with Amex essentially allows me to self insure for the rare instances where CSR would have been handy.
As I've never had to use CC protections for flights, that calculation is working for me so far.
All non-flight travel definitely goes on CSR which helps protect me when I'm booking prepaid packages/tours and stuff.
As I've never had to use CC protections for flights, that calculation is working for me so far.
All non-flight travel definitely goes on CSR which helps protect me when I'm booking prepaid packages/tours and stuff.
Aug 17, 2018, 3:16 am
#207
Join Date: Apr 2005
Location: ATL
Posts: 802
I suppose a lot depends on which card you want to amass the most points in. The travel protection is nice on Chase but I wonder how many times it is really used? If I'm buying a 1st class fare I usually use Amex all others Chase as I feel there's perhaps a little more service/support I'll get from the airline for a 1st class seat in case of issues.
Aug 17, 2018, 11:40 am
#208
Join Date: Sep 2007
Posts: 998
In my head, I tell myself that the return I get on the extra 2x with Amex essentially allows me to self insure for the rare instances where CSR would have been handy.
As I've never had to use CC protections for flights, that calculation is working for me so far.
All non-flight travel definitely goes on CSR which helps protect me when I'm booking prepaid packages/tours and stuff.
As I've never had to use CC protections for flights, that calculation is working for me so far.
All non-flight travel definitely goes on CSR which helps protect me when I'm booking prepaid packages/tours and stuff.
What about tickets to single day events? This upcoming trip I have has a couple VIP packages at theme parks; VIP at Universal Studios (approx. $600 for two people), VIP at their Halloween Event (another $600 for two), a VIP ticket to Knotts Scary Farm ($300) and possibly VIP tickets to WB's Halloween event. Now all of those are theme park tickets, BUT they MUST be used for the selected date/time and that HAS to be selected at the time of booking... Would those fall under any Amex or Chase protection as prepaid tours? Or would they be more like concert tickets that really is only covered with what, the Citi Prestige card?
Aug 18, 2018, 6:09 pm
#209
Join Date: Jan 2012
Location: San Juan, PR
Programs: MR AMB/LT, AA EP, TK EP, DL D, B6 M4, F9 100K, IHG AMB/D, HH D, CZR D, FndCd, Sixt D, NTL E, Hz PC
Posts: 426
I have both. Essentially everything goes on CSR except amextravel bookings on the Amex. For me the Amex is essentially a Centurion Lounge membership.
Aug 19, 2018, 10:37 am
#210
FlyerTalk Evangelist
Join Date: Oct 2011
Location: ATL
Programs: DL Scattered Smothered Covered Medallion, Some hotel & car stuff, Kroger Plus Card
Posts: 10,745
Why is that? Will travel protection (I assume trip delay/cancellation) cover some of that stuff even if you haven't put the airfare on the CSR but the packages are?
What about tickets to single day events? This upcoming trip I have has a couple VIP packages at theme parks; VIP at Universal Studios (approx. $600 for two people), VIP at their Halloween Event (another $600 for two), a VIP ticket to Knotts Scary Farm ($300) and possibly VIP tickets to WB's Halloween event. Now all of those are theme park tickets, BUT they MUST be used for the selected date/time and that HAS to be selected at the time of booking... Would those fall under any Amex or Chase protection as prepaid tours? Or would they be more like concert tickets that really is only covered with what, the Citi Prestige card?
What about tickets to single day events? This upcoming trip I have has a couple VIP packages at theme parks; VIP at Universal Studios (approx. $600 for two people), VIP at their Halloween Event (another $600 for two), a VIP ticket to Knotts Scary Farm ($300) and possibly VIP tickets to WB's Halloween event. Now all of those are theme park tickets, BUT they MUST be used for the selected date/time and that HAS to be selected at the time of booking... Would those fall under any Amex or Chase protection as prepaid tours? Or would they be more like concert tickets that really is only covered with what, the Citi Prestige card?
But more importantly, what I was trying to say was that my need for trip protection coverage has been so rare that I'm comfortable prioritizing point earnings when deciding what card to use.
