Does anyone own BOTH Chase Sapphire Reserve & Amex Platinum?
May 5, 2018, 6:23 pm
#166
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
I had the Business Centurion and did not find value in it so went to Platinum. I am curious since you have the personal Centurion what the value you see in also having the Personal Platinum. Just trying to learn
May 5, 2018, 6:30 pm
#167
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
I had the Personal Platinum years ago and got rid of it. I have the CSR (and FU, Freedom) and really like the combination. I am LOOKING for a reason to put the Platinum back in my wallet. Here are my challenges and let me know if you guys can help me find the value.
I have Lifetime Diamond with Hilton so that benefit adds nothing to me on Platinum.
I have a Hilton Ascend that I use for Hilton stays. That gets 90% or more of my domestic hotel spend.
Remaining hotels are business travel and can rarely, if ever, be pre-paid. So the 5x on hotel direct purchases would not help me.
All of my Airline travel I book direct so Amex is a benefit there but I fly all domestic on paid so not sure it is way more valuable than 3x on CSR
I would not use the Fine Hotels on Amex
I will have a couple of international trips next year so the medical evacuation is nice god forbid
I have status on United, which is nearly 100% of my air expense so using the $200 airline would be hard as I don't have many accessorial. Not a fan of gift cards
I would use the Uber credit easily
I am seriously trying to find a reason and value to add this card back into my wallet. I am also willing to concede if it just does not make sense. Can anyone offer me more values I am missing?
I have Lifetime Diamond with Hilton so that benefit adds nothing to me on Platinum.
I have a Hilton Ascend that I use for Hilton stays. That gets 90% or more of my domestic hotel spend.
Remaining hotels are business travel and can rarely, if ever, be pre-paid. So the 5x on hotel direct purchases would not help me.
All of my Airline travel I book direct so Amex is a benefit there but I fly all domestic on paid so not sure it is way more valuable than 3x on CSR
I would not use the Fine Hotels on Amex
I will have a couple of international trips next year so the medical evacuation is nice god forbid
I have status on United, which is nearly 100% of my air expense so using the $200 airline would be hard as I don't have many accessorial. Not a fan of gift cards
I would use the Uber credit easily
I am seriously trying to find a reason and value to add this card back into my wallet. I am also willing to concede if it just does not make sense. Can anyone offer me more values I am missing?
May 5, 2018, 7:39 pm
#168
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
When you cannot use UA or Hilton, do you have second choices?
May 6, 2018, 1:34 am
#169
Join Date: Jul 2011
Location: Asia Pac
Programs: AA UA DL AS CXDM JL NH Hilton Hyatt Marriott SPG IHG
Posts: 545
I agree that every card has its own value. Everyone would be better to ask questions regarding their personal spend habits and which cards may maximize what they are looking to do rather than arguing one is better than the other.
I had the Business Centurion and did not find value in it so went to Platinum. I am curious since you have the personal Centurion what the value you see in also having the Personal Platinum. Just trying to learn
I had the Business Centurion and did not find value in it so went to Platinum. I am curious since you have the personal Centurion what the value you see in also having the Personal Platinum. Just trying to learn
May 6, 2018, 8:23 am
#170
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
Annual air fare is around$10k. My big spends are dinning and travel. Probably 35,000 dining and another $35k hotel. $30k of which is Hilton. The only times in the last few years I have not stayed at Hilton was for convention which were at Marriotts.
May 6, 2018, 5:11 pm
#173
Join Date: Mar 2009
Location: PHX
Programs: HHonors Lifetime Diamond, UA Million Miler Gold, Marriott Platinum
Posts: 1,142
I am also pretty sure Amex covers you regardless of how you got there. Meaning you don't have to have your itinerary on something purchased on your card. It covers you for being a member......someone feel free to correct me if that is wrong.
May 6, 2018, 6:39 pm
#174
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
Post 86
"No, you do not. I used this last year after I suffered a concussion on vacation and I was flown from the Bahamas to Miami. Amex handled the triage, booked and paid for all the flights and ground transport. No part of the trip was charged to the Platinum card. The benefit is for the cardholder, period. Was so impressed with this benefit that I made my entire family additional cardholders so when they travel they will be covered as well. "
Medical evacuation benefit with USA Platinum ?
May 9, 2018, 7:28 pm
#175
In Memoriam, FlyerTalk Evangelist
Join Date: Jul 2002
Location: Durham, NC (RDU/GSO/CLT)
Programs: AA EXP/MM, DL GM, UA Platinum, HH DIA, Hyatt Explorist, IHG Platinum, Marriott Titanium, Hertz PC
Posts: 33,857
I considered it earlier this year as I wanted a card that gave a good bonus on dining (a large portion of my spend) and I wanted to get into UR Points. However, I couldn't justify the substantially higher annual fee for the Reserve so I went with a Preferred.
May 11, 2018, 1:00 pm
#176
Join Date: Nov 2013
Location: PHX, SEA
Programs: Avis President's Club, Global Entry, Hilton/Marriott Gold. No more DL/AA status.
Posts: 4,422
You're right! I found this post in the below thread.
Post 86
"No, you do not. I used this last year after I suffered a concussion on vacation and I was flown from the Bahamas to Miami. Amex handled the triage, booked and paid for all the flights and ground transport. No part of the trip was charged to the Platinum card. The benefit is for the cardholder, period. Was so impressed with this benefit that I made my entire family additional cardholders so when they travel they will be covered as well. "
Medical evacuation benefit with USA Platinum ?
Post 86
"No, you do not. I used this last year after I suffered a concussion on vacation and I was flown from the Bahamas to Miami. Amex handled the triage, booked and paid for all the flights and ground transport. No part of the trip was charged to the Platinum card. The benefit is for the cardholder, period. Was so impressed with this benefit that I made my entire family additional cardholders so when they travel they will be covered as well. "
Medical evacuation benefit with USA Platinum ?
Jun 30, 2018, 7:28 pm
#177
Join Date: Jun 2018
Posts: 113
Amex Plat is a perks card. If their perks are delivering negative value, it becomes worthless. Anyone with half a brain switched over to using Chase for most of their spend anyways.
Jun 30, 2018, 8:35 pm
#178
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,787
It's too bad that your only use case for Uber is a trip to Seattle airport that is vastly more expensive then Lyft is. IME the two are pretty similarly priced for my rides and I have more then one use case. I like the benefit and get good value out of it.
Jun 30, 2018, 10:44 pm
#179
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
Damn I must only have 49% of a brain then
It's too bad that your only use case for Uber is a trip to Seattle airport that is vastly more expensive then Lyft is. IME the two are pretty similarly priced for my rides and I have more then one use case. I like the benefit and get good value out of it.
It's too bad that your only use case for Uber is a trip to Seattle airport that is vastly more expensive then Lyft is. IME the two are pretty similarly priced for my rides and I have more then one use case. I like the benefit and get good value out of it.
Edit: Astros > Rockets>Texans.
Last edited by Diplomatico; Jun 30, 2018 at 10:55 pm
Jul 1, 2018, 3:18 pm
#180
Join Date: Jun 2018
Posts: 113
Damn I must only have 49% of a brain then
It's too bad that your only use case for Uber is a trip to Seattle airport that is vastly more expensive then Lyft is. IME the two are pretty similarly priced for my rides and I have more then one use case. I like the benefit and get good value out of it.
It's too bad that your only use case for Uber is a trip to Seattle airport that is vastly more expensive then Lyft is. IME the two are pretty similarly priced for my rides and I have more then one use case. I like the benefit and get good value out of it.
As for Chase, their UR gets me 40K to spend on travel / year. Amex’s MR would only net me 9K for the same spend. It just makes better sense to use Chase these days for how I spend/travel/dine.