Sep 27, 2017, 10:12 am
Last edit by: alc
American Express Cobalt Credit Card
GCR $50 Rebate --> https://www.greatcanadianrebates.ca/...s/Amex-Cobalt/
Detail copy from GCR link above:
GCR $50 Rebate --> https://www.greatcanadianrebates.ca/...s/Amex-Cobalt/
Detail copy from GCR link above:
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.
- Limited Time Offer: Apply by 01/30/18 and you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you spend a total of $3,000 in net purchases in your first 3 months
- Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
- Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
- Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies. Plus, more great perks.
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.
- $10 per month of Cardmembership ($120 annually)
2017 American Express Cobalt (Canada)
Oct 22, 2017, 12:32 pm
#197
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 689
Oct 22, 2017, 12:38 pm
#198
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 689
To summarize the above, 40k CAD can result in 125k miles, aka 3 miles per 1 dollar. This is excluding the sign on bonus.
Oct 22, 2017, 1:53 pm
#199
Join Date: Dec 2008
Posts: 4,519
180K MR => 132K UA + 7-night CAT 1-5 cert
Oct 22, 2017, 5:22 pm
#201
Join Date: Apr 2011
Location: Quebec and Ontario, Canada
Programs: AC*E50, SPG/Marriott Plat
Posts: 1,917
Looks like no, they are 2 separate accounts and you can't even combine points to book a fixed points redemption...
Oct 22, 2017, 6:11 pm
#202
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Oct 23, 2017, 6:38 am
#203
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 689
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Oct 23, 2017, 7:38 am
#204
Join Date: Apr 2011
Location: Quebec and Ontario, Canada
Programs: AC*E50, SPG/Marriott Plat
Posts: 1,917
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
By the way who want to convert SPG into Avios or Aeroplan...
Oct 25, 2017, 10:18 am
#205
Join Date: Sep 2017
Location: YVR
Programs: AC Black Card, Nexus
Posts: 292
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Oct 26, 2017, 6:25 am
#206
Join Date: Nov 2012
Location: YWG
Posts: 2,272
Did you get yours yet? Applied after you and am curious as to how long it'll take
Oct 29, 2017, 2:11 pm
#207
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 689
Nov 2, 2017, 2:22 pm
#209
Join Date: Sep 2012
Location: YVR
Posts: 1,846
I went ahead an applied via GCR.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
Nov 2, 2017, 3:16 pm
#210
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
I went ahead an applied via GCR.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
So you were allowed to open a 3rd Amex credit card?! For years the maximum in Canada has been 2, with a few anomolies here and there that allowed someone to get a 3rd CC. I wonder if this is the new maximum now?
Congrats!