2017 American Express Cobalt (Canada)
Dec 3, 21, 1:49 am - Wikipost
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Oct 22, 17, 12:32 pm
#197
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 686
Originally Posted by akqjt
How long did it take you guys to receive your card in the mail? I applied on October 10 and still haven't received anything yet; I'm starting to worry that there's something weird on my credit rating.
It took me 3-4 days.
Oct 22, 17, 12:38 pm
#198
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 686
Originally Posted by yosemite1
Might also be worth pointing out that the MR accumulated through this card when it comes to travel are only redeemable for Amex Fixed Mile redemptions and only redeemable for round trips, no one ways or multi city routes
To summarize the above, 40k CAD can result in 125k miles, aka 3 miles per 1 dollar. This is excluding the sign on bonus.
Oct 22, 17, 1:53 pm
#199
Join Date: Dec 2008
Posts: 4,519
Originally Posted by zaf
.....This can be transferred to virtually any airline frequent flyer at 1:1 + 5k bonus per 20k SPG.....
180K MR => 132K UA + 7-night CAT 1-5 cert
Oct 22, 17, 5:22 pm
#201
Join Date: Apr 2011
Location: Quebec and Ontario, Canada
Programs: AC*E50, SPG/Marriott Plat
Posts: 1,900
Originally Posted by bxio
If you have both the Platinum card and the Cobalt card does your MR points pool into one tier, or are you stuck with points that can be transferred to airlines and points that can't?
Oct 22, 17, 6:11 pm
#202
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,185
Originally Posted by Yul_voyager
Looks like no, they are 2 separate accounts and you can't even combine points to book a fixed points redemption...
Oct 23, 17, 6:38 am
#203
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 686
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Oct 23, 17, 7:38 am
#204
Join Date: Apr 2011
Location: Quebec and Ontario, Canada
Programs: AC*E50, SPG/Marriott Plat
Posts: 1,900
Originally Posted by zaf
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
By the way who want to convert SPG into Avios or Aeroplan...
Oct 25, 17, 10:18 am
#205
Join Date: Sep 2017
Location: YYZ
Programs: *G, AC E50K, Nexus, Amex Plat
Posts: 287
Originally Posted by zaf
If you have a platinum and you open a cobalt account you will then have to MR accounts.
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Cobalt: MR Select Tier
Platinum: MR First
The reason I got the Cobalt is the ability to transfer points to BA and air canada at $1:3 Avios or Aeroplan. With the platinum it was $1:1.25. So it is a significant improvement.
So my current spending plan:
For merchants that take AmEx inside of Canada:
Food & Drinks: Cobalt
Everything Else: Platinum
Oct 26, 17, 6:25 am
#206
Join Date: Nov 2012
Location: YWG
Posts: 2,204
Originally Posted by akqjt
How long did it take you guys to receive your card in the mail? I applied on October 10 and still haven't received anything yet; I'm starting to worry that there's something weird on my credit rating.
Oct 29, 17, 2:11 pm
#207
Join Date: Oct 2008
Location: Toronto, ON
Programs: HH Gold VIP, BonVoy Gold, BAEC Gold, AmEx Platinum, Visa Infinite
Posts: 686
Originally Posted by yosemite1
What card do you use when AMEX isn't available at a merchant?
Nov 2, 17, 2:22 pm
#209
Join Date: Sep 2012
Location: YVR
Posts: 1,824
I went ahead an applied via GCR.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
Nov 2, 17, 3:16 pm
#210
Join Date: Dec 2011
Location: YYZ-ish
Programs: *void
Posts: 2,247
Originally Posted by pokee
I went ahead an applied via GCR.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
I did not get an instant approval. They called me the following day to tell me that I'd have to cancel one of my other Amex credit cards (SPG Biz or SPG Personal) or lower my limit on my SPG Personal in order to get a $5300 limit on my Cobalt. I chose the latter, for now, and they approved me and told me my card would arrive in 7-12 business days.
So you were allowed to open a 3rd Amex credit card?! For years the maximum in Canada has been 2, with a few anomolies here and there that allowed someone to get a 3rd CC. I wonder if this is the new maximum now?
Congrats!
