Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.
Jan 26, 2018, 10:46 am
#91
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,940
Something else has occurred to me. I’ve received my airline credit already for this year. Any negative consequence on that if I now cancel?
Also, is there any issue with canceling my other biz Plat in Feb when AF is due? The original was a gold and is two years old. I upgraded to Plat biz last March because of a big upgrade offer. If I cancel in Feb, it will not have been a full year since upgrade. Odd because when I upgraded, they gave me a prorated refund for the gold AF and so I assumed my anniversary date would be the upgrade date in March.
Also, is there any issue with canceling my other biz Plat in Feb when AF is due? The original was a gold and is two years old. I upgraded to Plat biz last March because of a big upgrade offer. If I cancel in Feb, it will not have been a full year since upgrade. Odd because when I upgraded, they gave me a prorated refund for the gold AF and so I assumed my anniversary date would be the upgrade date in March.
Feb 7, 2018, 7:17 am
#93
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,192
I think the general consensus is that codes for personal cards are non-transferrable while codes for business cards may be used by someone other than the original intended customer.
Apr 16, 2018, 7:55 am
#94
Join Date: Apr 2018
Posts: 7
Cancel Amex CC within 10 months to open up new one
I want to cancel an Amex delta gold (10 months after opening) in order to get the new Hilton CC. I already have the maximum amount of credit cards amex allows. Is this recommended?
Last edited by jmoney7890; Apr 16, 2018 at 8:08 am
Apr 16, 2018, 8:02 am
#95
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Not recommended and not necessary. Apply for the Hilton card now. Keep the Delta card until the annual fee is billed, call then to ask if there is a retention bonus which might make it inexpensive to keep, or cancel.
Recommended reading:
Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.
https://www.flyertalk.com/forum/amer...on-offers.html
Recommended reading:
Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.
https://www.flyertalk.com/forum/amer...on-offers.html
Apr 16, 2018, 8:12 am
#97
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Cancelling within 12 months of opening the account is still not recommended, because it is explicitly mentioned in the terms, see the first link.
Which cards do you hold now?
Which cards do you hold now?
Apr 23, 2018, 6:26 pm
#101
Join Date: Oct 2008
Location: IND
Programs: DL, AA
Posts: 144
Sort of related to what the OP is asking and please move my question somewhere else if not pertinent. I know we are not supposed to close an account within the first year, but would it be a problem to downgrade my card at 10 months from opening? Thanks.
Apr 23, 2018, 6:44 pm
#102
Moderator
Original Poster
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Apr 23, 2018, 8:02 pm
#103
Join Date: Oct 2008
Location: IND
Programs: DL, AA
Posts: 144
Hoping to then get an offer to upgrade; I know it's only a couple of months, but by the 12 months I may be abroad for a year or so.
Apr 24, 2018, 2:48 am
#104
Join Date: Feb 2012
Posts: 4,477
I think the terms update was intended to spell out the tools that AmEx already uses to combat seriously abusive behavior, such as collecting bonuses every few months while not using their cards. If you use your account more or less as intended, you probably don't need to treat it like a phone contract with a mandatory penalty for 1 month early termination.
Aug 21, 2018, 8:09 pm
#105
Join Date: May 2017
Posts: 2
Guys wondering how I should navigate this. I have a MB plat that I got and received the bonus from before it was discontinued. I've never gotten bonus from Vanilla plat and I'm concerned I'll get locked out from that once the card is converted into a vanilla in 2019. But I'm also concerned that I could get dinged for early cancellation. Thoughts?